Riverways Credit Union
Verified rate book
Current Riverways Credit Union rates
16 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.875% APR | 6.875% | — | Standard |
| 15-Year Fixed15 year fixed | 6.500% APR | 6.500% | — | Standard |
| 5/1 ARM5 1 arm | 5.700% APR | 5.700% | — | Standard |
| 1 Year ARMarm | 5.700% APR | 5.700% | — | Standard |
| 3/1 ARM3 1 arm | 5.700% APR | 5.700% | — | Standard |
| Home Loanother | 5.700% APR | 5.700% | — | Standard |
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 48-Month New Auto Loanauto_new_48mo | 4.090% APR | 4.090% | 48 mo · new | Standard |
| Auto Loanauto | 4.090% APR | 4.090% | — | Standard |
| Used Auto Loanauto_used | 4.090% APR | 4.090% | used | Standard |
| New Auto Loanauto_new | 4.690% APR | 4.690% | new | Standard |
| Motorcycle RV and Boatmotorcycle | 6.600% APR | 6.600% | — | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC - 3 Year Interest Onlyheloc_variable | 5.590% APR | 5.590% | — | Standard |
| HELOC - 5 Year Interest Onlyheloc_variable | 6.090% APR | 6.090% | — | Standard |
| HELOC - 20 Year Amortizationheloc_variable | 7.590% APR | 7.590% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 8.290% APR | 8.290% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| CD'scd | 4.00% APY | 4.00% | — | Standard |
As of August 4, 2026, Riverways Credit Union offers a 30-year fixed mortgage at 6.875% APR. Vehicle loans available from 4.09% APR for 48 months. HELOC rates from 5.59% APR. Personal loan rates from 8.29% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Riverways Credit Union's official website
Latest available market position · Snapshot August 1, 2026
Riverways Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other MO credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| 30-Year Fixed Mortgage (purchase) | 6.88% APR | #5 of 8 · top 63% | 5.90% | 6.88% | Matches state median |
| New Auto Loan (best offer, cars) | 4.09% APR | #2 of 19 · top 11% | 3.99% | 4.50% | 41 bp better than state median |
| Used Auto Loan (best offer, cars) | 4.09% APR | #1 of 20 · top 5% | 4.09% | 5.00% | 91 bp better than state median |
| HELOC (best offer) | 7.34% APR | #22 of 24 · top 92% | 4.50% | 6.59% | 75 bp behind state median |
| Personal Loan (unsecured, best offer) | 8.29% APR | #14 of 43 · top 33% | 4.00% | 9.99% | 170 bp better than state median |
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About Riverways Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 10.8K
- Assets
- $129.1M
- Founded
- 1959
- Locations reported
- 3
- NCUA charter
- 12890
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Riverways Credit Union
Membership eligibility from Riverways Credit Union's own published criteria. How we verify this.
Community charter: live/work in Benton, Callaway, Camden +24 more, MO
- LocationBenton, Callaway, Camden, Carter, Cole, Crawford, Dallas, Dent, Franklin, Gasconade, Hickory, Iron, Laclede, Madison, Maries, Miller, Morgan, Osage, Phelps, Pulaski, Reynolds, Shannon, St Francois, Texas, Washington, Webster, Wright — MO
Cost to join: About $5.
Verified from Riverways Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Riverways Credit Union?
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Frequently Asked Questions
What rates does Riverways Credit Union offer?
Riverways Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Riverways Credit Union rates updated?
RateAPI verifies Riverways Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Riverways Credit Union's rate data?
Rate data is collected directly from Riverways Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Riverways Credit Union's mortgage rate?
As of August 4, 2026, Riverways Credit Union offers a 30-year fixed mortgage at 6.875% APR.
What are Riverways Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Riverways Credit Union offers vehicle loans from 4.09% APR.
What is Riverways Credit Union's HELOC rate?
As of August 4, 2026, Riverways Credit Union offers home equity lines of credit from 5.59% APR.
What is Riverways Credit Union's personal loan rate?
As of August 4, 2026, Riverways Credit Union offers personal loans from 8.29% APR.
What is Riverways Credit Union's best CD rate?
As of August 4, 2026, Riverways Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Riverways Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Riverways Credit Union rates
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# Get rates for Riverways Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/riverways" \
-H "Authorization: Bearer YOUR_API_KEY"