Conservation Employees Credit Union

Jefferson City, Missouri
Last verified: August 4, 2026
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Verified rate book

Current Conservation Employees Credit Union rates

28 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
Conservation Employees Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
15-Year Fixed15 year fixed5.750% APR5.750%Standard
ARMarm6.750% APR6.750%Standard
Home Mortgage Loanother6.750% APR6.750%Standard
First-Time Homebuyer Loanother6.750% APR6.750%Standard

Auto & vehicle rates

8 offers
Conservation Employees Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Any Model Yearauto_any_24mo4.500% APR4.500%24 moStandard
Auto Loanauto4.500% APR4.500%Standard
New and Usedauto_any_48mo4.750% APR4.750%48 mo · anyStandard
New and Used (loan balance $20,000 or more)auto_any_72mo5.000% APR5.000%72 mo · anyStandard
New and Used (loan balance $50,000 or more)auto_any_83mo5.000% APR5.000%83 mo · anyStandard
New and Used (loan balance $75,000 or more)auto_any_95mo5.500% APR5.500%95 mo · anyStandard
New and Used (loan balance $75,000 or more)auto_any_107mo5.750% APR5.750%107 mo · anyStandard
New and Used (loan balance $75,000 or more)auto_any_120mo6.000% APR6.000%120 mo · anyStandard

HELOC rates

1 offer
Conservation Employees Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.750% APR6.750%Standard

Personal loan rates

5 offers
Conservation Employees Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Adjustable Rate Personal Line of Creditploc_variable7.750% APR7.750%Standard
Other Collateralpersonal_secured_60mo8.000% APR8.000%60 moStandard
6-Month Signature Loanpersonal_unsecured_6mo8.000% APR8.000%6 moStandard
24-Month Signature Loanpersonal_unsecured_24mo10.000% APR10.000%24 moStandard
60-Month Signature Loanpersonal_unsecured_60mo12.990% APR12.990%60 moStandard

Student loan rates

2 offers
Conservation Employees Credit Union student loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Student Loanstudent4.000% APR4.000%Standard
Borrow up to $40,000 to consolidate existing student loans or other collegiate bills.student6.500% APR6.500%Standard

Credit card rates

1 offer
Conservation Employees Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card14.490% APR14.490%Standard

Savings & CD rates

4 offers
Conservation Employees Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Draft Checkingsavings0.10% APY0.10%Standard
Savingsshare_savings0.50% APY0.50%Standard
IRAira4.05% APY4.05%Standard
12-Month Certificatecd_12mo4.13% APY4.13%12 moStandard

Other rates

3 offers
Conservation Employees Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New and Usedother5.250% %5.250%Standard
New And Usedother5.250% %5.250%Standard
New and Used (loan balance $20,000 or more)other5.500% %5.500%Standard

As of August 4, 2026, Conservation Employees Credit Union offers a 15-year fixed mortgage at 5.75% APR. Auto loans available from 4.5% APR for 24 months. HELOC rates from 6.75% APR. Personal loan rates from 7.75% APR. Credit card rates from 14.49% APR. Savings and certificate yields up to 4.13% APY.

Source: RateAPI.dev, verified from Conservation Employees Credit Union's official website

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About Conservation Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
9.5K
Assets
$192M
Founded
1955
Locations reported
3
NCUA charter
64199
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Conservation Employees Credit Union

Membership eligibility from Conservation Employees Credit Union's own published criteria. How we verify this.

Membership via employers (Missouri Department of Conservation +1 more) or occupations (MDC Volunteers +1 more)

  • EmployerMissouri Department of Conservation, Conservation Employees' Credit Union
  • OccupationMDC Volunteers, Conservation Commissioners

Cost to join: About $25.

Verified from Conservation Employees Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Conservation Employees Credit Union?

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Frequently Asked Questions

What rates does Conservation Employees Credit Union offer?

Conservation Employees Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Conservation Employees Credit Union rates updated?

RateAPI verifies Conservation Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Conservation Employees Credit Union's rate data?

Rate data is collected directly from Conservation Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Conservation Employees Credit Union's mortgage rate?

As of August 4, 2026, Conservation Employees Credit Union offers a 15-year fixed mortgage at 5.75% APR.

What are Conservation Employees Credit Union's auto loan rates?

As of August 4, 2026, Conservation Employees Credit Union offers auto loans from 4.5% APR.

What is Conservation Employees Credit Union's HELOC rate?

As of August 4, 2026, Conservation Employees Credit Union offers home equity lines of credit from 6.75% APR.

What is Conservation Employees Credit Union's personal loan rate?

As of August 4, 2026, Conservation Employees Credit Union offers personal loans from 7.75% APR.

What is Conservation Employees Credit Union's best CD rate?

As of August 4, 2026, Conservation Employees Credit Union offers savings and certificate (CD) yields up to 4.13% APY.

Related Rate Data

Compare Conservation Employees Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Conservation Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/conservation-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"