St. Louis Community Credit Union

Saint Louis, Missouri
Last verified: August 3, 2026
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Verified rate book

Current St. Louis Community Credit Union rates

23 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

1 offer
St. Louis Community Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto5.890% APR5.890%Standard

HELOC rates

2 offers
St. Louis Community Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOCheloc_variable5.790% APR5.790%Standard
HELOC (Variable)heloc_variable7.250% APR7.250%Standard

Personal loan rates

1 offer
St. Louis Community Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured10.990% APR10.990%Standard

Savings & CD rates

19 offers
St. Louis Community Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
IRA Accumulative & Roth Accumulativeira0.30% APY0.30%Standard
Holiday, Vacation and Spring Break Club Savings Accountsavings0.30% APY0.30%Standard
Regular, Smarty, and Journey Savingssavings0.30% APY0.30%Standard
Regular, Smarty, and Journey Savingssavings0.35% APY0.35%Standard
IRA Accumulative & Roth Accumulativeira0.35% APY0.35%Standard
Regular, Smarty, and Journey Savingssavings0.40% APY0.40%Standard
IRA Accumulative & Roth Accumulativeira0.40% APY0.40%Standard
Daily Interest Investment Accountsavings1.75% APY1.74%Standard
Daily Interest Investment Accountsavings1.90% APY1.88%Standard
Daily Interest Investment Accountsavings2.20% APY2.18%Standard
Daily Interest Investment Accountsavings2.50% APY2.47%Standard
3-Month Certificateshare_certificate_3mo2.95% APY2.91%3 moStandard
36-Month Certificateshare_certificate_36mo3.10% APY3.06%36 moStandard
48-Month Certificateshare_certificate_48mo3.15% APY3.11%48 moStandard
60-Month Certificateshare_certificate_60mo3.20% APY3.15%60 moStandard
24-Month Certificateshare_certificate_24mo3.25% APY3.20%24 moStandard
6-Month Certificateshare_certificate_6mo3.40% APY3.35%6 moStandard
9-Month Certificateshare_certificate_9mo3.45% APY3.40%9 moStandard
12-Month Certificateshare_certificate_12mo3.50% APY3.49%12 moStandard

Auto loans available from 5.89% APR. HELOC rates from 5.79% APR. Personal loan rates from 10.99% APR. Savings and certificate yields up to 3.50% APY.

Source: RateAPI.dev, verified from St. Louis Community Credit Union's official website

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About St. Louis Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
50.9K
Assets
$442.9M
Founded
1942
Locations reported
14
NCUA charter
60400
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join St. Louis Community Credit Union

Membership eligibility from St. Louis Community Credit Union's own published criteria. How we verify this.

Community charter: live/work in Franklin, St. Louis, St. Charles +4 more, MO, IL

  • LocationFranklin, St. Louis, St. Charles, St. Clair, Madison, Monroe, Jersey — MO, IL

Cost to join: About $1.

Verified from St. Louis Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at St. Louis Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where St. Louis Community Credit Union ranks against Missouri peers.

Frequently Asked Questions

What rates does St. Louis Community Credit Union offer?

St. Louis Community Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are St. Louis Community Credit Union rates updated?

RateAPI verifies St. Louis Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get St. Louis Community Credit Union's rate data?

Rate data is collected directly from St. Louis Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are St. Louis Community Credit Union's auto loan rates?

As of August 3, 2026, St. Louis Community Credit Union offers auto loans from 5.89% APR.

What is St. Louis Community Credit Union's HELOC rate?

As of August 3, 2026, St. Louis Community Credit Union offers home equity lines of credit from 5.79% APR.

What is St. Louis Community Credit Union's personal loan rate?

As of August 3, 2026, St. Louis Community Credit Union offers personal loans from 10.99% APR.

What is St. Louis Community Credit Union's best CD rate?

As of August 3, 2026, St. Louis Community Credit Union offers savings and certificate (CD) yields up to 3.50% APY.

Related Rate Data

Compare St. Louis Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for St. Louis Community Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/st-louis-community" \
  -H "Authorization: Bearer YOUR_API_KEY"