Civic Central Credit Union

Jefferson City, Missouri
Last verified: August 3, 2026
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Verified rate book

Current Civic Central Credit Union rates

6 published offers verified as of August 3, 2026.

How we verify rates

HELOC rates

1 offer
Civic Central Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.500% APR6.500%Standard

Personal loan rates

4 offers
Civic Central Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Signature Loanpersonal_unsecured_24mo8.500% APR8.500%24 moStandard
36-Month Signature Loanpersonal_unsecured_36mo9.500% APR9.500%36 moStandard
48-Month Signature Loanpersonal_unsecured_48mo10.000% APR10.000%48 moStandard
12-Month Overdraft Line of Creditpersonal_unsecured_12mo14.000% APR14.000%12 moStandard

Credit card rates

1 offer
Civic Central Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card13.900% APR13.900%Standard

HELOC rates from 6.5% APR. Personal loan rates from 8.5% APR. Credit card rates from 13.9% APR.

Source: RateAPI.dev, verified from Civic Central Credit Union's official website

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About Civic Central Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.9K
Assets
$102.4M
Founded
1939
Locations reported
1
NCUA charter
62598
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Civic Central Credit Union

Membership eligibility from Civic Central Credit Union's own published criteria. How we verify this.

Community charter: live/work in Cole, Boone, Callaway +3 more

  • LocationCole, Boone, Callaway, Miller, Moniteau, Osage
  • Occupationfederal, state, and local government employees

Verified from Civic Central Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Civic Central Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Civic Central Credit Union ranks against Missouri peers.

Frequently Asked Questions

What rates does Civic Central Credit Union offer?

Civic Central Credit Union currently offers HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Civic Central Credit Union rates updated?

RateAPI verifies Civic Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Civic Central Credit Union's rate data?

Rate data is collected directly from Civic Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Civic Central Credit Union's HELOC rate?

As of August 3, 2026, Civic Central Credit Union offers home equity lines of credit from 6.5% APR.

What is Civic Central Credit Union's personal loan rate?

As of August 3, 2026, Civic Central Credit Union offers personal loans from 8.5% APR.

Related Rate Data

Compare Civic Central Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Civic Central Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/civic-central" \
  -H "Authorization: Bearer YOUR_API_KEY"