Cambridge Municipal Employees Credit Union
Verified rate book
Current Cambridge Municipal Employees Credit Union rates
14 published offers verified as of August 4, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal/Unsecuredpersonal_unsecured | 9.750% APR | 9.750% | — | Standard |
Student loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Student Loanstudent | 7.000% APR | 7.000% | — | Standard |
Other rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Excellentother | 4.750% % | 4.750% | — | Standard |
| Very Goodother | 5.500% % | 5.500% | — | Standard |
| Acceptableother | 6.500% % | 6.500% | — | Standard |
| Uncertainother | 7.500% % | 7.500% | — | Standard |
| High Riskother | 8.500% % | 8.500% | — | Standard |
| Extreme High Riskother | 9.500% % | 9.500% | — | Standard |
| Up To $17,000.00, No Co-Maker Necessaryother | 9.750% % | 9.750% | — | Standard |
| Up To $12,000.00 No Co-Maker, Over $12,000.00 Co-Maker Neededother | 10.750% % | 10.750% | — | Standard |
| Up To $7,000.00 No Co-Maker Needed, Over $7,000.00 Co-Maker Neededother | 11.750% % | 11.750% | — | Standard |
| Up To $4,500.00 No Co-Maker, Over $4,500.00 Co-Maker Neededother | 13.250% % | 13.250% | — | Standard |
| Acceptable Co-Maker Onlyother | 14.000% % | 14.000% | — | Standard |
HELOC rates from 7.75% APR. Personal loan rates from 9.75% APR.
Source: RateAPI.dev, verified from Cambridge Municipal Employees Credit Union's official website
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About Cambridge Municipal Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.3K
- Assets
- $10.4M
- Founded
- 1939
- Locations reported
- 3
- NCUA charter
- 3056
- Charter type
- Federal credit union
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Cambridge Municipal Employees Credit Union
Membership eligibility from Cambridge Municipal Employees Credit Union's own published criteria. How we verify this.
Membership via employers (City of Cambridge)
- EmployerCity of Cambridge
Verified from Cambridge Municipal Employees Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Cambridge Municipal Employees Credit Union offer?
Cambridge Municipal Employees Credit Union currently offers HELOC, personal loan, and student loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Cambridge Municipal Employees Credit Union rates updated?
RateAPI verifies Cambridge Municipal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Cambridge Municipal Employees Credit Union's rate data?
Rate data is collected directly from Cambridge Municipal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Cambridge Municipal Employees Credit Union's HELOC rate?
As of August 4, 2026, Cambridge Municipal Employees Credit Union offers home equity lines of credit from 7.75% APR.
What is Cambridge Municipal Employees Credit Union's personal loan rate?
As of August 4, 2026, Cambridge Municipal Employees Credit Union offers personal loans from 9.75% APR.
Related Rate Data
Compare Cambridge Municipal Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Cambridge Municipal Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/cambridge-municipal-employees" \
-H "Authorization: Bearer YOUR_API_KEY"