Health Alliance Credit Union

Somerville, Massachusetts
Last verified: August 3, 2026
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Verified rate book

Current Health Alliance Credit Union rates

15 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

1 offer
Health Alliance Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Mortgage Loan Calculator Default30 year fixed5.000% APR5.000%Standard

Auto & vehicle rates

7 offers
Health Alliance Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
60-Month New Auto Loan (2019–2026)auto_new_60mo4.990% APR4.990%60 mo · newStandard
60-Month Used Auto Loan (2023–2024)auto_used_60mo4.990% APR4.990%60 mo · usedStandard
72-Month New Auto Loan (2019–2026)auto_new_72mo5.490% APR5.490%72 mo · newStandard
72-Month Used Auto Loan (2023–2024)auto_used_72mo5.990% APR5.990%72 mo · usedStandard
Used Car Loans (2020,2021,2022)auto_used_60mo5.990% APR5.990%60 mo · usedStandard
Boats/Motorcyclesboat_any_60mo6.500% APR6.500%60 moStandard
60-Month Used Auto Loan (2018–2019)auto_used_60mo6.500% APR6.500%60 mo · usedStandard

Personal loan rates

5 offers
Health Alliance Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Unsecured Personal Loanpersonal_unsecured_12mo9.000% APR9.000%12 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo9.500% APR9.500%24 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo9.750% APR9.750%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo10.000% APR10.000%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.500% APR10.500%60 moStandard

Savings & CD rates

2 offers
Health Alliance Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Holiday/Vacation Club Accountsavings0.10% APY0.10%Standard
IRA Accumulatorira0.25% APY0.25%Standard

As of August 3, 2026, Health Alliance Credit Union offers a 30-year fixed mortgage at 5% APR. Vehicle loans available from 4.99% APR for 60 months. Personal loan rates from 9% APR. Savings and certificate yields up to 0.25% APY.

Source: RateAPI.dev, verified from Health Alliance Credit Union's official website

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About Health Alliance Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.2K
Assets
$6.1M
Founded
1966
Locations reported
1
NCUA charter
17679
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Financial counseling
  • Financial education
  • Bilingual services
  • Credit-builder products
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Health Alliance Credit Union

Membership eligibility from Health Alliance Credit Union's own published criteria. How we verify this.

Membership via employers (CHA) or occupations (CHA retiree)

  • EmployerCHA
  • OccupationCHA retiree

Cost to join: About $5.

Verified from Health Alliance Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Health Alliance Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Health Alliance Credit Union ranks against Massachusetts peers.

Frequently Asked Questions

What rates does Health Alliance Credit Union offer?

Health Alliance Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Health Alliance Credit Union rates updated?

RateAPI verifies Health Alliance Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Health Alliance Credit Union's rate data?

Rate data is collected directly from Health Alliance Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Health Alliance Credit Union's mortgage rate?

As of August 3, 2026, Health Alliance Credit Union offers a 30-year fixed mortgage at 5% APR.

What are Health Alliance Credit Union's auto & boat loan rates?

As of August 3, 2026, Health Alliance Credit Union offers vehicle loans from 4.99% APR.

What is Health Alliance Credit Union's personal loan rate?

As of August 3, 2026, Health Alliance Credit Union offers personal loans from 9% APR.

What is Health Alliance Credit Union's best CD rate?

As of August 3, 2026, Health Alliance Credit Union offers savings and certificate (CD) yields up to 0.25% APY.

Related Rate Data

Compare Health Alliance Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Health Alliance Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Health Alliance Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/health-alliance" \
  -H "Authorization: Bearer YOUR_API_KEY"