River Works Credit Union

Lynn, Massachusetts
Last verified: August 3, 2026
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Verified rate book

Current River Works Credit Union rates

13 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

2 offers
River Works Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Used Auto Loanauto_used4.990% APR4.990%usedStandard
New Auto Loanauto_new4.990% APR4.990%newStandard

Personal loan rates

1 offer
River Works Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured11.000% APR11.000%—Standard

Savings & CD rates

10 offers
River Works Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Certificatecd_12mo1.51% APY1.50%12 moStandard
Certificatecd1.51% APY1.50%—Standard
18-Month Certificatecd_18mo1.76% APY1.75%18 moStandard
24-Month Certificatecd_24mo2.02% APY2.00%24 moStandard
IRAira2.78% APY2.78%—Standard
36-Month Certificatecd_36mo2.78% APY2.75%36 moStandard
3-Month Certificatecd_3mo3.90% APY3.83%3 moStandard
CDssavings4.07% APY4.07%—Standard
CD'scd4.07% APY4.07%—Standard
6-Month Certificatecd_6mo4.07% APY4.00%6 moStandard

Auto loans available from 4.99% APR. Personal loan rates from 11% APR. Savings and certificate yields up to 4.07% APY.

Source: RateAPI.dev, verified from River Works Credit Union's official website

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About River Works Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
5.3K
Assets
$189.8M
Founded
1936
Locations reported
5
NCUA charter
66346
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

BrotherhoodMain/Corporate Office · Lynn · MA · 01901About 1.3 miles awayMassachusetts FamilyMass Family CU · Lynn · MA · 01901About 1.3 miles awayLYNN TeachersMAIN OFFICE · LYNN · MA · 01902-4311About 1.7 miles awayLYNN FiremensLynn Firemen's FCU · Lynn · MA · 01904About 2.0 miles awaySt. Jean'sMain office-lynn · lynn · MA · 01904About 2.0 miles awayWebster FirstSaugus Main · Saugus · MA · 01906-3157About 2.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join River Works Credit Union

Membership eligibility from River Works Credit Union's own published criteria. How we verify this.

Membership criteria are published on River Works Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from River Works Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does River Works Credit Union offer?

River Works Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are River Works Credit Union rates updated?

RateAPI verifies River Works Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get River Works Credit Union's rate data?

Rate data is collected directly from River Works Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are River Works Credit Union's auto loan rates?

As of August 3, 2026, River Works Credit Union offers auto loans from 4.99% APR.

What is River Works Credit Union's personal loan rate?

As of August 3, 2026, River Works Credit Union offers personal loans from 11% APR.

What is River Works Credit Union's best CD rate?

As of August 3, 2026, River Works Credit Union offers savings and certificate (CD) yields up to 4.07% APY.

Related Rate Data

Compare River Works Credit Union's rates against national credit-union benchmarks.

More Massachusetts credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for River Works Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/river-works" \
  -H "Authorization: Bearer YOUR_API_KEY"
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