Alpha Credit Union
Verified rate book
Current Alpha Credit Union rates
20 published offers verified as of August 4, 2026.
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.500% APR | 4.500% | new | Standard |
| Used Auto Loanauto_used | 5.000% APR | 5.000% | used | Standard |
| New Auto Loanauto_new | 5.000% APR | 5.000% | new | Standard |
| Used Auto Loanauto_used | 5.500% APR | 5.500% | used | Standard |
| New RV Loanrv_new | 6.000% APR | 6.000% | new | Standard |
| New Auto Loanauto_new | 6.250% APR | 6.250% | new | Standard |
| Used RV Loanrv_used | 6.500% APR | 6.500% | used | Standard |
| New RV Loanrv_new | 7.000% APR | 7.000% | new | Standard |
| Used Auto Loanauto_used | 7.000% APR | 7.000% | used | Standard |
| New RV Loanrv_new | 7.500% APR | 7.500% | new | Standard |
| Used RV Loanrv_used | 7.500% APR | 7.500% | used | Standard |
| Used RV Loanrv_used | 8.000% APR | 8.000% | used | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 7.000% APR | 7.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 8.000% APR | 8.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 10.000% APR | 10.000% | — | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Equity* Up to 60 monthsother | 6.500% % | 6.500% | — | Standard |
| Fixed Equity* 61 to 84 monthsother | 7.000% % | 7.000% | — | Standard |
| Fixed Equity* 85 to 120 monthsother | 7.500% % | 7.500% | — | Standard |
| Fixed Equity* 121 to 180 monthsother | 7.750% % | 7.750% | — | Standard |
Vehicle loans available from 4.5% APR. Personal loan rates from 3% APR.
Source: RateAPI.dev, verified from Alpha Credit Union's official website
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About Alpha Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.8K
- Assets
- $35.1M
- Founded
- 1942
- Locations reported
- 2
- NCUA charter
- 67872
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Alpha Credit Union
Membership eligibility from Alpha Credit Union's own published criteria. How we verify this.
Membership criteria are published on Alpha Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Alpha Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Alpha Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Alpha Credit Union ranks against Massachusetts peers.
Frequently Asked Questions
What rates does Alpha Credit Union offer?
Alpha Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Alpha Credit Union rates updated?
RateAPI verifies Alpha Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Alpha Credit Union's rate data?
Rate data is collected directly from Alpha Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Alpha Credit Union's auto & rv loan rates?
As of August 4, 2026, Alpha Credit Union offers vehicle loans from 4.5% APR.
What is Alpha Credit Union's personal loan rate?
As of August 4, 2026, Alpha Credit Union offers personal loans from 3% APR.
Related Rate Data
Compare Alpha Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Alpha Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Alpha Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/alpha" \
-H "Authorization: Bearer YOUR_API_KEY"