Naveo Credit Union

Somerville, Massachusetts
Last verified: August 4, 2026
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Verified rate book

Current Naveo Credit Union rates

36 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

9 offers
Naveo Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.440% APR6.375%—Standard
30-Year Fixed30 year fixed6.566% APR6.500%—Standard
Jumbo & High Balance Fixed Rate Mortgage30 year fixed7.068% APR7.000%—Standard
15-Year Fixed15 year fixed6.107% APR6.000%—Standard
15-Year Fixed15 year fixed6.233% APR6.125%—Standard
10-Year Fixed10 year fixed6.152% APR6.000%—Standard
10-Year Fixed10 year fixed6.277% APR6.125%—Standard
20-Year Fixed20 year fixed6.587% APR6.500%—Standard
10 Year Draw Periodother5.750% APR5.750%—Standard

Auto & vehicle rates

6 offers
Naveo Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New or Used Auto Loan (24 - 72 months)auto_any_72mo6.500% APR6.500%72 mo · anyStandard
New or Used Auto Loan (36 - 72 months)auto_any_72mo7.250% APR7.250%72 mo · anyStandard
New or Used Auto Loan (24 - 48 months)auto_any_48mo8.000% APR8.000%48 mo · anyStandard
New or Used Auto Loan (36 - 60 months)auto_any_60mo8.000% APR8.000%60 mo · anyStandard
New or Used Auto Loan (84 months)auto_any_84mo8.500% APR8.500%84 mo · anyStandard
2026 New 4auto_new_84mo8.500% APR8.500%84 mo · newStandard

HELOC rates

14 offers
Naveo Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC Premium Pricingheloc_variable5.750% APR5.750%—Standard
Fixed Home Equity Loan Premium Pricing (3 Year)heloc_fixed6.250% APR6.250%—Standard
Fixed Home Equity Loan Premium Pricing (5 Year)heloc_fixed6.375% APR6.375%—Standard
Fixed Home Equity Loan Premium Pricing (7 Year)heloc_fixed6.500% APR6.500%—Standard
Fixed Home Equity Loan Premium Pricing (10 Year)heloc_fixed6.750% APR6.750%—Standard
Fixed Home Equity Loan Standard Pricing (3 Year)heloc_fixed6.750% APR6.750%—Standard
HELOC Standard Pricingheloc_variable6.750% APR6.750%—Standard
Fixed Home Equity Loan Standard Pricing (5 Year)heloc_fixed6.875% APR6.875%—Standard
Fixed Home Equity Loan Premium Pricing (15 Year)heloc_fixed7.000% APR7.000%—Standard
Fixed Home Equity Loan Standard Pricing (7 Year)heloc_fixed7.000% APR7.000%—Standard
Fixed Home Equity Loan Standard Pricing (10 Year)heloc_fixed7.250% APR7.250%—Standard
Fixed Home Equity Loan Premium Pricing (20 Year)heloc_fixed7.250% APR7.250%—Standard
Fixed Home Equity Loan Standard Pricing (15 Year)heloc_fixed7.500% APR7.500%—Standard
Fixed Home Equity Loan Standard Pricing (20 Year)heloc_fixed7.750% APR7.750%—Standard

Personal loan rates

2 offers
Naveo Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Debt Consolidation Loanpersonal10.500% APR10.500%—Standard
Up to 60-Month Debt Consolidation Loanpersonal_unsecured_60mo10.500% APR10.500%60 moStandard

Savings & CD rates

3 offers
Naveo Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Premier Money Marketmoney_market3.50% APY3.50%—Standard
5-Month Certificatecd_5mo3.65% APY3.65%5 moStandard
Up to 90% of savings account balancesavings4.60% APY4.60%—Standard

Other rates

2 offers
Naveo Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Journey Loan (12,24 or 36 months)other6.750% %6.750%—Standard
Bicycle Loan (Up to 36 months)other11.000% %11.000%—Standard

As of August 4, 2026, Naveo Credit Union offers a 30-year fixed mortgage at 6.44% APR. Auto loans available from 6.5% APR for 72 months. HELOC rates from 5.75% APR. Personal loan rates from 10.5% APR. Savings and certificate yields up to 4.60% APY.

Source: RateAPI.dev, verified from Naveo Credit Union's official website

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About Naveo Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
6.7K
Assets
$174.6M
Founded
1928
Locations reported
2
NCUA charter
68046
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Health AllianceHealth Alliance Federal Credit Union · Somerville · MA · 02143-1408Branch in the same ZIPRiver WorksNaveo Credit Union · Somerville · MA · 02143Branch in the same ZIPSomerville MunicipalDisaster Recovery Site · Somerville · MA · 02143Branch in the same ZIPHarvardPartners' Health · Somerville · MA · 02145-1484About 0.8 miles awayCambridge Municipal EmployeesCambridge Municipal Employees Federal Credit Union · Cambridge · MA · 02139-3201About 1.3 miles awayMass. Institute of Tech.MIT FCU Tech Sq. Branch · Cambridge · MA · 02139-3557About 1.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Naveo Credit Union

Membership eligibility from Naveo Credit Union's own published criteria. How we verify this.

Community charter: live/work in Middlesex, Suffolk, MA

  • LocationMiddlesex, Suffolk — MA

Cost to join: About $5.

Verified from Naveo Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Naveo Credit Union?

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Frequently Asked Questions

What rates does Naveo Credit Union offer?

Naveo Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Naveo Credit Union rates updated?

RateAPI verifies Naveo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Naveo Credit Union's rate data?

Rate data is collected directly from Naveo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Naveo Credit Union's mortgage rate?

As of August 4, 2026, Naveo Credit Union offers a 30-year fixed mortgage at 6.44% APR.

What are Naveo Credit Union's auto loan rates?

As of August 4, 2026, Naveo Credit Union offers auto loans from 6.5% APR.

What is Naveo Credit Union's HELOC rate?

As of August 4, 2026, Naveo Credit Union offers home equity lines of credit from 5.75% APR.

What is Naveo Credit Union's personal loan rate?

As of August 4, 2026, Naveo Credit Union offers personal loans from 10.5% APR.

What is Naveo Credit Union's best CD rate?

As of August 4, 2026, Naveo Credit Union offers savings and certificate (CD) yields up to 4.60% APY.

Related Rate Data

Compare Naveo Credit Union's rates against national credit-union benchmarks.

More Massachusetts credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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Track Naveo Credit Union rates

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# Get rates for Naveo Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/naveo" \
  -H "Authorization: Bearer YOUR_API_KEY"
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