Signal Financial Credit Union

Kensington, Maryland
Last verified: August 4, 2026
Work at Signal Financial Credit Union? Claim this profile →

Verified rate book

Current Signal Financial Credit Union rates

59 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

3 offers
Signal Financial Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.590% APR6.525%—Standard
5/1 ARM5 1 arm5.750% APR5.750%—Standard
7/1 ARM7 1 arm5.937% APR5.937%—Standard

Auto & vehicle rates

17 offers
Signal Financial Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Autos 3auto_new_48mo4.990% APR4.990%48 mo · newStandard
Used Motorcycles 6motorcycle_used4.990% APR4.990%usedStandard
Vehicle Loan Rates (New Autos 3)auto_new4.990% APR4.990%newStandard
New Motorcycles 5motorcycle_new_48mo5.240% APR5.240%48 mo · newStandard
New Autos 3auto_new_60mo5.240% APR5.240%60 mo · newStandard
Vehicle Loan Rates (New Motorcycles 5)motorcycle_new5.240% APR5.240%newStandard
48-Month Used Auto Loanauto_used_48mo5.490% APR5.490%48 mo · usedStandard
Vehicle Loan Rates (Used Autos 4)auto_used5.490% APR5.490%usedStandard
Used Motorcycles 6motorcycle_used_48mo5.740% APR5.740%48 mo · usedStandard
New Motorcycles 5motorcycle_new_72mo5.740% APR5.740%72 mo · newStandard
Vehicle Loan Rates (Used Motorcycles 6)motorcycle_used5.740% APR5.740%usedStandard
Used Autos 4auto_used_60mo5.990% APR5.990%60 mo · usedStandard
New Autos 3auto_new_72mo5.990% APR5.990%72 mo · newStandard
Used Autos 4auto_used_72mo6.240% APR6.240%72 mo · usedStandard
New Autos 3auto_new_84mo6.240% APR6.240%84 mo · newStandard
Used Autos 4auto_used_84mo6.740% APR6.740%84 mo · usedStandard
30-Month Auto Loanauto_any_30mo18.000% APR18.000%30 moStandard

Personal loan rates

9 offers
Signal Financial Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Certificate-Secured Loanpersonal_secured_60mo6.990% APR6.990%60 moStandard
Up to 36-Month Signature Loanpersonal_unsecured_36mo6.990% APR6.990%36 moStandard
Signature Loanpersonal_unsecured7.490% APR7.490%—Standard
Signature Loan (37-48 months)personal_unsecured_48mo7.490% APR7.490%48 moStandard
Signature Loan (49-66 months)personal_unsecured_66mo7.990% APR7.990%66 moStandard
Signature Loanpersonal_unsecured7.990% APR7.990%—Standard
Personal Line of Creditploc_variable16.700% APR16.700%—Standard
Open Endedpersonal16.700% APR16.700%—Standard
Fresh Startpersonal_unsecured_30mo18.000% APR18.000%30 moStandard

Credit card rates

1 offer
Signal Financial Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signal Credit Cardcredit_card12.250% APR12.250%—Standard

Savings & CD rates

29 offers
Signal Financial Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Certificate ($2,500–$19,999.99)cd_48mo0.03% APY0.03%48 moStandard
Money Marketmoney_market0.03% APY0.03%—Standard
Money Market ($2,500–$19,999.99)money_market0.03% APY0.03%—Standard
Money Marketmoney_market0.05% APY0.05%—Standard
Money Market ($20,000–$49,999.99)money_market0.05% APY0.05%—Standard
48-Month Certificate ($50,000–$99,999.99)cd_48mo0.05% APY0.05%48 moStandard
48-Month Certificate ($20,000–$49,999.99)cd_48mo0.05% APY0.05%48 moStandard
Money Market ($50,000–$99,999.99)money_market0.05% APY0.05%—Standard
48-Month Certificate ($100,000+)cd_48mo0.08% APY0.08%48 moStandard
Money Market ($100,000+)money_market0.08% APY0.08%—Standard
Direct Bundle Money Market Account 2money_market0.13% APY0.13%—Standard
$0savings0.13% APY0.13%—Standard
$25,000+savings0.25% APY0.25%—Standard
Premium Money Market Account 3money_market0.25% APY0.25%—Standard
24 Monthscd_60mo3.60% APY3.60%60 moStandard
18 Monthscd_72mo3.67% APY3.67%72 moStandard
For new money brought to Signal-members welcome. 2 (18 Months)cd_18mo3.67% APY3.60%18 moStandard
For new money brought to Signal-members welcome. 2 (24 Months)cd_24mo3.67% APY3.60%24 moStandard
36 Monthscd_60mo3.75% APY3.75%60 moStandard
Open Account (12 Months)cd_12mo3.82% APY3.75%12 moStandard
For new money brought to Signal-members welcome. 2 (36 Months)cd_36mo3.82% APY3.75%36 moStandard
For new money brought to Signal-members welcome. 2 (48 Months)cd_48mo3.82% APY3.75%48 moStandard
For new money brought to Signal-members welcome. 2 (60 Months)cd_60mo3.82% APY3.75%60 moStandard
For new money brought to Signal-members welcome. 2 (6 Months)cd_6mo3.82% APY3.75%6 moStandard
For new money brought to Signal-members welcome. 2 (72 Months)cd_72mo3.82% APY3.75%72 moStandard
72-Month Certificatecd_72mo3.82% APY3.82%72 moStandard
12 Monthscd_60mo3.97% APY3.97%60 moStandard
For new money brought to Signal-members welcome. 2 (12 Months)cd_12mo4.05% APY3.97%12 moStandard
12 Monthscd_72mo4.05% APY4.05%72 moStandard

As of August 4, 2026, Signal Financial Credit Union offers a 30-year fixed mortgage at 6.59% APR. Vehicle loans available from 4.99% APR for 48 months. Personal loan rates from 6.99% APR. Credit card rates from 12.25% APR. Savings and certificate yields up to 4.05% APY.

Source: RateAPI.dev, verified from Signal Financial Credit Union's official website

Loading branch locator…

About Signal Financial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
18.3K
Assets
$369.1M
Founded
1947
Locations reported
4
NCUA charter
5571
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

LafayetteKENSINGTON FINANCIAL SERVICE CENTER · KENSINGTON · MD · 20895-1701Branch in the same ZIPNavy Federal Credit UnionNSA Bethesda MD · Bethesda · MD · 20889About 1.7 miles awayNational Institutes of HealthBranch · Bethesda · MD · 20892About 2.3 miles awayDepartment of CommerceSilver Spring Office · silver spring · MD · 20910About 2.8 miles awaySkypointSkyPoint FCU Silver Spring Branch · Silver Spring · MD · 20910About 2.8 miles awayState Employees CU of Maryland, IncSECU Credit Union Silver Spring · Silver Spring · MD · 20910-3928About 2.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Signal Financial Credit Union

Membership eligibility from Signal Financial Credit Union's own published criteria. How we verify this.

Membership via employers (Special Employer Groups)

  • LocationMD, DC, VA, WV, DE, PA, NJ
  • EmployerSpecial Employer Groups

Cost to join: About $5.

Verified from Signal Financial Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Signal Financial Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Signal Financial Credit Union ranks against Maryland peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Signal Financial Credit Union offer?

Signal Financial Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Signal Financial Credit Union rates updated?

RateAPI verifies Signal Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Signal Financial Credit Union's rate data?

Rate data is collected directly from Signal Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Signal Financial Credit Union's mortgage rate?

As of August 4, 2026, Signal Financial Credit Union offers a 30-year fixed mortgage at 6.59% APR.

What are Signal Financial Credit Union's auto & motorcycle loan rates?

As of August 4, 2026, Signal Financial Credit Union offers vehicle loans from 4.99% APR.

What is Signal Financial Credit Union's personal loan rate?

As of August 4, 2026, Signal Financial Credit Union offers personal loans from 6.99% APR.

What is Signal Financial Credit Union's best CD rate?

As of August 4, 2026, Signal Financial Credit Union offers savings and certificate (CD) yields up to 4.05% APY.

Related Rate Data

Compare Signal Financial Credit Union's rates against national credit-union benchmarks.

More Maryland credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Signal Financial Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Signal Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/signal-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude