National Institutes of Health Credit Union

Rockville, Maryland
Last verified: August 4, 2026
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Verified rate book

Current National Institutes of Health Credit Union rates

64 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

12 offers
National Institutes of Health Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Today s Rates (Term 5 Year)other5.740% APR5.740%—Standard
Term 5 Yearother5.740% APR5.740%—Standard
Loan-to-Value Up to 80% LTVother5.750% APR5.750%—Standard
Term 10 Yearother6.870% APR6.870%—Standard
Today s Rates (Term 10 Year)other6.870% APR6.870%—Standard
Today s Rates (Term 15 Year)other7.240% APR7.240%—Standard
Term 15 Yearother7.240% APR7.240%—Standard
Loan-to-Value 80.01% - 90.00% LTVother7.500% APR7.500%—Standard
Loan-to-Value 90.01% - 95.00% LTVother7.750% APR7.750%—Standard
Term 20 Yearother8.240% APR8.240%—Standard
Today s Rates (Term 20 Year)other8.240% APR8.240%—Standard
Loan-to-Value 95.01% - 100.00% LTVother8.250% APR8.250%—Standard

Auto & vehicle rates

1 offer
National Institutes of Health Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.990% APR3.990%—Standard

Personal loan rates

2 offers
National Institutes of Health Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Loan Type Holiday Loanpersonal7.490% APR7.490%—Standard
Loan Type Personal Line of Creditploc_variable10.740% APR10.740%—Standard

Savings & CD rates

33 offers
National Institutes of Health Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Today s Rates (Balance Ranges $5,001-$25,000)savings0.25% APY0.25%—Standard
Today s Rates (Balance Ranges $25,001 and above)savings0.25% APY0.25%—Standard
Today s Rates (Balance Ranges $0-$5,000)savings0.25% APY0.25%—Standard
Dividend Rate (Term 15 Month Bump-Up 2)cd_15mo1.98% APY1.98%15 moStandard
Dividend Rate (Term 30 Month Bump-Up 2)cd_30mo1.98% APY1.98%30 moStandard
Today s Rates (Term 15 Month Bump-Up)cd_15mo2.00% APY1.98%15 moStandard
Today s Rates (Term 30 Month Bump-Up)cd_30mo2.00% APY1.98%30 moStandard
Today s Rates (Term 18 Month)cd_18mo2.23% APY2.23%18 moStandard
Today s Rates (Term 24 Month)cd_24mo2.23% APY2.23%24 moStandard
Dividend Rate (Term 18 Month)cd_18mo2.25% APY2.23%18 moStandard
Dividend Rate (Term 24 Month)cd_24mo2.25% APY2.23%24 moStandard
Today s Rates (Term 12 Month)cd_12mo2.71% APY2.71%12 moStandard
12-Month Certificatecd_12mo2.75% APY2.71%12 moStandard
Today s Rates (Term 60 Month)cd_60mo2.96% APY2.96%60 moStandard
Dividend Rate (Term 36 Month)cd_36mo2.96% APY2.96%36 moStandard
Dividend Rate (Term 12 Month)cd_12mo2.96% APY2.96%12 moStandard
Dividend Rate (Term 60 Month)cd_60mo3.00% APY2.96%60 moStandard
Today s Rates (Term 36 Month)cd_36mo3.00% APY2.96%36 moStandard
Today s Rates (Term 9 Month)cd_9mo3.25% APY3.25%9 moStandard
9-Month Certificatecd_9mo3.30% APY3.25%9 moStandard
Today s Rates (Term 6 Month)cd_6mo3.32% APY3.32%6 moStandard
6-Month Certificatecd_6mo3.38% APY3.32%6 moStandard
Today s Rates (Term 12 Month Jumbo 2)cd_12mo3.44% APY3.44%12 moStandard
Term 12 Month Jumbo 2cd_12mo3.50% APY3.44%12 moStandard
Dividend Rate (Term 6 Month)cd_6mo3.56% APY3.56%6 moStandard
Today s Rates (Term 3 Month)cd_3mo3.56% APY3.56%3 moStandard
Dividend Rate (Term 9 Month)cd_9mo3.58% APY3.58%9 moStandard
3-Month Certificatecd_3mo3.63% APY3.56%3 moStandard
Dividend Rate (Term 3 Month)cd_3mo3.80% APY3.80%3 moStandard
Today s Rates (Term 4 Month Summer Hike 3)cd_4mo3.92% APY3.92%4 moStandard
Term 4 Month Summer Hike 3cd_4mo4.00% APY3.92%4 moStandard
Dividend Rate (Term 4 Month Summer Hike 3)cd_4mo4.16% APY4.16%4 moStandard
Today s Rates (Term 6 Month Youth Saver)cd_6mo4.88% APY4.88%6 moEligibility restricted

Other rates

16 offers
National Institutes of Health Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Minimum Balance $0other0.010% %0.010%—Standard
Minimum Balance $0 - $4,999.99other0.010% %0.010%—Standard
Minimum Balance $1 and overother0.010% %0.010%—Standard
Minimum Balance $0 - $9,999.99other0.010% %0.010%—Standard
Today s Rates (Minimum Balance $1 and over)other0.010% %0.010%—Standard
Minimum Balance $5,000 and overother0.030% %0.030%—Standard
Minimum Balance $10,000 - $24,999.99other0.100% %0.100%—Standard
Minimum Balance $25,000+other0.200% %0.200%—Standard
Loan-to-Valueother1.000% %1.000%—Standard
Loan Type VitaLoanother6.740% %6.740%—Standard
Term APR * (as low as)other7.490% %7.490%—Standard
Term New APR * (as low as)other7.490% %7.490%—Standard
60 months (Term 36 Months)other7.990% %7.990%—Standard
Term Used APR * (as low as)other7.990% %7.990%—Standard
60 months (Term 48 Months)other8.990% %8.990%—Standard
60 months (Term 60 Months)other11.240% %11.240%—Standard

As of August 4, 2026, National Institutes of Health Credit Union offers mortgage rates from 5.74% APR. Auto loans available from 3.99% APR. Personal loan rates from 7.49% APR. Savings and certificate yields up to 4.16% APY.

Source: RateAPI.dev, verified from National Institutes of Health Credit Union's official website

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About National Institutes of Health Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
40.7K
Assets
$825.5M
Founded
1940
Locations reported
7
NCUA charter
3601
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Capital Area RealtorsMain Office · Rockville · MD · 20850-3312Branch in the same ZIPLafayetteFallsgrove Financial Service Center · Rockville · MD · 20850Branch in the same ZIPSkypointSkyPoint FCU Rockville Branch · ROCKVILLE · MD · 20850Branch in the same ZIPNasaRockville · Rockville · MD · 20852-1602About 4.0 miles awayNavy Federal Credit UnionRockville MD · Rockville · MD · 20852About 4.0 miles awayNorthwestRockville Branch · Rockville · MD · 20852About 4.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join National Institutes of Health Credit Union

Membership eligibility from National Institutes of Health Credit Union's own published criteria. How we verify this.

Membership via employers (National Institutes of Health) or the American Consumer Council

  • EmployerNational Institutes of Health
  • AssociationAmerican Consumer Council

Cost to join: About $1.

Verified from National Institutes of Health Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does National Institutes of Health Credit Union offer?

National Institutes of Health Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are National Institutes of Health Credit Union rates updated?

RateAPI verifies National Institutes of Health Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get National Institutes of Health Credit Union's rate data?

Rate data is collected directly from National Institutes of Health Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is National Institutes of Health Credit Union's mortgage rate?

As of August 4, 2026, National Institutes of Health Credit Union offers mortgage rates from 5.74% APR.

What are National Institutes of Health Credit Union's auto loan rates?

As of August 4, 2026, National Institutes of Health Credit Union offers auto loans from 3.99% APR.

What is National Institutes of Health Credit Union's personal loan rate?

As of August 4, 2026, National Institutes of Health Credit Union offers personal loans from 7.49% APR.

What is National Institutes of Health Credit Union's best CD rate?

As of August 4, 2026, National Institutes of Health Credit Union offers savings and certificate (CD) yields up to 4.16% APY.

Related Rate Data

Compare National Institutes of Health Credit Union's rates against national credit-union benchmarks.

More Maryland credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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terminal
# Get rates for National Institutes of Health Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/national-institutes-of-health" \
  -H "Authorization: Bearer YOUR_API_KEY"
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