Skypoint Credit Union

Germantown, Maryland
Last verified: August 4, 2026
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Verified rate book

Current Skypoint Credit Union rates

9 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

9 offers
Skypoint Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VA 30 Year Fixed - Conforming30 year fixed6.409% APR6.250%Standard
FHA 30-Year Fixed - Conforming30 year fixed6.689% APR6.000%Standard
30 Year Fixed - Home Ready30 year fixed6.788% APR6.625%Standard
30-Year Fixed30 year fixed6.914% APR6.750%Standard
Jumbo 30-Year Fixed30 year fixed7.099% APR7.000%Standard
15-Year Fixed15 year fixed6.387% APR6.125%Standard
Jumbo 15-Year Fixed15 year fixed7.411% APR7.250%Standard
15/15 ARM - Conforming 1arm6.409% APR6.125%Standard
20-Year Fixed20 year fixed6.712% APR6.500%Standard

As of August 4, 2026, Skypoint Credit Union offers a 30-year fixed mortgage at 6.409% APR.

Source: RateAPI.dev, verified from Skypoint Credit Union's official website

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About Skypoint Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
13.9K
Assets
$249.8M
Founded
1968
Locations reported
3
NCUA charter
18917
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Skypoint Credit Union

Membership eligibility from Skypoint Credit Union's own published criteria. How we verify this.

Community charter: live/work in Arlington County, Frederick County, Montgomery County, VA, MD

  • LocationArlington County, Frederick County, Montgomery County — VA, MD

Verified from Skypoint Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Skypoint Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Skypoint Credit Union ranks against Maryland peers.

Frequently Asked Questions

What rates does Skypoint Credit Union offer?

Skypoint Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Skypoint Credit Union rates updated?

RateAPI verifies Skypoint Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Skypoint Credit Union's rate data?

Rate data is collected directly from Skypoint Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Skypoint Credit Union's mortgage rate?

As of August 4, 2026, Skypoint Credit Union offers a 30-year fixed mortgage at 6.409% APR.

Related Rate Data

Compare Skypoint Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Skypoint Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Skypoint Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/skypoint" \
  -H "Authorization: Bearer YOUR_API_KEY"