Lafayette Credit Union

Rockville, Maryland
Last verified: August 4, 2026
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Verified rate book

Current Lafayette Credit Union rates

27 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

9 offers
Lafayette Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Auto Loanauto_any_36mo5.000% APR5.000%36 moStandard
48-Month Auto Loanauto_any_48mo5.000% APR5.000%48 moStandard
72-Month Auto Loanauto_any_72mo5.500% APR5.500%72 moStandard
Classic Vehicle Loans (Term 60 Months)auto_any_60mo5.500% APR5.500%60 moStandard
Auto Loanauto5.500% APR5.500%Standard
Classic Vehicle Loans (Term 72 Months)auto_any_72mo5.750% APR5.750%72 moStandard
Classic Vehicle Loans (Term 84 Months)auto_any_84mo6.000% APR6.000%84 moStandard
Auto Loans (Term 84 Months 2)auto_any_84mo6.250% APR6.250%84 moStandard
Classic Vehicle Loans (Term 120 Months)auto_any_120mo6.250% APR6.250%120 moStandard

Personal loan rates

6 offers
Lafayette Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Type Share Securedpersonal_secured_180mo2.000% APR2.000%180 moStandard
Type Certificate Securedpersonal_secured2.000% APR2.000%Standard
Personal Line of Creditploc_variable7.500% APR7.500%Standard
Unsecured Personal Loanpersonal_unsecured8.990% APR8.990%Standard
Type Signature 2personal_unsecured_84mo8.990% APR8.990%84 moStandard
Type Line of Credit 2ploc_variable9.990% APR9.990%Standard

Credit card rates

1 offer
Lafayette Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card11.650% APR11.650%Standard

Savings & CD rates

11 offers
Lafayette Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Variable-Rate Certificatecd0.10% APY0.10%Standard
Variable-Rate 1 5-year termcd_60mo3.20% APY3.20%60 moStandard
Fixed-Rate 1 5-year termcd_60mo3.50% APY3.50%60 moStandard
Variable-Rate 1 3-year termcd_36mo3.50% APY3.50%36 moStandard
Fixed-Rate 1 4-year termcd_48mo3.56% APY3.55%48 moStandard
Variable-Rate 1 18-month termcd_18mo3.60% APY3.60%18 moStandard
Fixed-Rate 1 3-year termcd_36mo3.61% APY3.60%36 moStandard
Certificateshare_certificate3.66% APY3.66%Standard
Fixed-Rate 1 2-year termcd_24mo3.66% APY3.65%24 moStandard
Fixed-Rate 1 7-month term 3cd_7mo3.70% APY3.70%7 moStandard
Fixed-Rate 1 1-year termcd_12mo3.71% APY3.70%12 moStandard

Auto loans available from 5% APR for 36 months. Personal loan rates from 2% APR. Credit card rates from 11.65% APR. Savings and certificate yields up to 3.71% APY.

Source: RateAPI.dev, verified from Lafayette Credit Union's official website

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About Lafayette Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
56.8K
Assets
$2.1B
Founded
1935
Locations reported
12
NCUA charter
619
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Lafayette Credit Union

Membership eligibility from Lafayette Credit Union's own published criteria. How we verify this.

Membership criteria are published on Lafayette Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Lafayette Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Lafayette Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lafayette Credit Union ranks against Maryland peers.

Frequently Asked Questions

What rates does Lafayette Credit Union offer?

Lafayette Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Lafayette Credit Union rates updated?

RateAPI verifies Lafayette Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Lafayette Credit Union's rate data?

Rate data is collected directly from Lafayette Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Lafayette Credit Union's auto loan rates?

As of August 4, 2026, Lafayette Credit Union offers auto loans from 5% APR.

What is Lafayette Credit Union's personal loan rate?

As of August 4, 2026, Lafayette Credit Union offers personal loans from 2% APR.

What is Lafayette Credit Union's best CD rate?

As of August 4, 2026, Lafayette Credit Union offers savings and certificate (CD) yields up to 3.71% APY.

Related Rate Data

Compare Lafayette Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Lafayette Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Lafayette Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/lafayette" \
  -H "Authorization: Bearer YOUR_API_KEY"