River Valley Credit Union
Verified rate book
Current River Valley Credit Union rates
31 published offers verified as of August 4, 2026.
Auto & vehicle rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Auto/Motorcycle Loans (Terms (Months) 0 - 48 Months)motorcycle_any_48mo | 4.900% APR | 4.900% | 48 mo · any | Standard |
| New & Used Auto/Motorcycle Loans (Terms (Months) 49 - 60 Months)motorcycle_any_60mo | 4.900% APR | 4.900% | 60 mo · any | Standard |
| New & Used Auto/Motorcycle Loans (Terms (Months) 61 - 72 Months)motorcycle_any_72mo | 5.000% APR | 5.000% | 72 mo · any | Standard |
| New & Used Auto/Motorcycle Loans (Terms (Months) 73 - 84 Months)motorcycle_any_84mo | 5.150% APR | 5.150% | 84 mo · any | Standard |
| New & Used Auto/Motorcycle Loans (Terms (Months) 0 - 36 Months)motorcycle_any_36mo | 6.540% APR | 6.540% | 36 mo · any | Standard |
| New & Used Auto/Motorcycle Loans (Terms (Months) 37 - 48 Months)motorcycle_any_48mo | 6.940% APR | 6.940% | 48 mo · any | Standard |
| New & Used Recreational Vehicle Loans (Terms (Months) 0 - 60 Months)rv_any_60mo | 7.340% APR | 7.340% | 60 mo · any | Standard |
| New & Used Recreational Vehicle Loans (Terms (Months) 61 - 84 Months)rv_any_84mo | 8.840% APR | 8.840% | 84 mo · any | Standard |
| New & Used Recreational Vehicle Loans (Terms (Months) 85 - 120 Months)rv_any_120mo | 10.340% APR | 10.340% | 120 mo · any | Standard |
| New & Used Recreational Vehicle Loans (Terms (Months) 61 - 72 Months)rv_any_72mo | 10.790% APR | 10.790% | 72 mo · any | Standard |
| New & Used Recreational Vehicle Loans (Terms (Months) 121 - 180 Months)rv_any_180mo | 11.840% APR | 11.840% | 180 mo · any | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 5-Year Home Equity Loan (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| Home Equity Loans (Terms (Months) 61 - 120 Months)heloc_fixed | 6.240% APR | 6.240% | — | Standard |
| Home Equity Loans (Terms (Months) 121 - 180 Months)heloc_fixed | 6.990% APR | 6.990% | — | Standard |
| Home Equity Loans (Terms (Months) Variable Rate Effective January 1, 2025*)heloc_variable | 7.250% APR | 7.250% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 9.990% APR | 9.990% | 12 mo | Standard |
| 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 10.490% APR | 10.490% | 24 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 10.990% APR | 10.990% | 36 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 12.990% APR | 12.990% | 60 mo | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $100 Minimumsavings | 0.10% APY | 0.10% | — | Standard |
| Balance $100 Minimumsavings | 1.35% APY | 1.35% | — | Standard |
| Balance $5,000 - $24,999savings | 1.35% APY | 1.35% | — | Standard |
| Balance $25,000 and oversavings | 1.85% APY | 1.85% | — | Standard |
| 60-Month Certificateshare_certificate_60mo | 2.12% APY | 2.10% | 60 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 2.43% APY | 2.40% | 48 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 2.73% APY | 2.70% | 36 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.30% APY | 3.25% | 24 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.61% APY | 3.55% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.66% APY | 3.60% | 12 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| SPECIALS (Terms (Months) Up to 12 Months)other | 6.750% % | 6.750% | — | Standard |
| SPECIALS (Up to 12 Months)other | 6.750% % | 6.750% | — | Standard |
Vehicle loans available from 4.9% APR for 48 months. HELOC rates from 5.99% APR. Personal loan rates from 9.99% APR. Savings and certificate yields up to 3.66% APY.
Source: RateAPI.dev, verified from River Valley Credit Union's official website
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About River Valley Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.8K
- Assets
- $118M
- Founded
- 1961
- Locations reported
- 2
- NCUA charter
- 61664
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join River Valley Credit Union
Membership eligibility from River Valley Credit Union's own published criteria. How we verify this.
Community charter: live/work in Boone, Butler, Dallas +11 more
- LocationBoone, Butler, Dallas, Franklin, Hamilton, Hardin, Jasper, Marion, Marshall, Polk, Story, Warren, Webster, Wright
Cost to join: About $5.
Verified from River Valley Credit Union's membership page. Final membership determination is always made by the credit union.
Work at River Valley Credit Union?
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Frequently Asked Questions
What rates does River Valley Credit Union offer?
River Valley Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are River Valley Credit Union rates updated?
RateAPI verifies River Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get River Valley Credit Union's rate data?
Rate data is collected directly from River Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are River Valley Credit Union's rv & motorcycle loan rates?
As of August 4, 2026, River Valley Credit Union offers vehicle loans from 4.9% APR.
What is River Valley Credit Union's HELOC rate?
As of August 4, 2026, River Valley Credit Union offers home equity lines of credit from 5.99% APR.
What is River Valley Credit Union's personal loan rate?
As of August 4, 2026, River Valley Credit Union offers personal loans from 9.99% APR.
What is River Valley Credit Union's best CD rate?
As of August 4, 2026, River Valley Credit Union offers savings and certificate (CD) yields up to 3.66% APY.
Related Rate Data
Compare River Valley Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for River Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/iowa/river-valley" \
-H "Authorization: Bearer YOUR_API_KEY"