Premier Credit Union

Des Moines, Iowa
Last verified: August 4, 2026
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Verified rate book

Current Premier Credit Union rates

54 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

10 offers
Premier Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Autos (0 to 5 Years)auto_any_60mo4.990% APR4.990%60 moStandard
Auto Loanauto4.990% APR4.990%—Standard
Autos (0 to 4 Years)auto_any_48mo5.740% APR5.740%48 moStandard
Auto Loanauto5.740% APR5.740%—Standard
Autos (5 to 7 Years)auto_any_84mo5.750% APR5.750%84 moStandard
Autos (4 to 6 Years)auto_any_72mo5.990% APR5.990%72 moStandard
RV Loanrv8.500% APR8.500%—Standard
48-Month RV Loanrv_any_48mo8.500% APR8.500%48 moStandard
60-Month RV Loanrv_any_60mo8.750% APR8.750%60 moStandard
72-Month RV Loanrv_any_72mo9.000% APR9.000%72 moStandard

HELOC rates

3 offers
Premier Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.250% APR6.250%—Standard
HELOC (Fixed)heloc_fixed7.250% APR7.250%—Standard
Home Equity Loan (Fixed)heloc_fixed7.500% APR7.500%—Standard

Personal loan rates

2 offers
Premier Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Home Improvementpersonal_unsecured_240mo10.000% APR10.000%240 moStandard
Unsecured Personal Loanpersonal_unsecured11.990% APR11.990%—Standard

Credit card rates

3 offers
Premier Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum9.990% APR9.990%—Standard
Blue Credit Cardcredit_card14.990% APR14.990%—Standard
Classiccredit_card17.990% APR17.990%—Standard

Savings & CD rates

35 offers
Premier Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Kirby Kids Savingssavings0.05% APY0.05%—Eligibility restricted
Membership Savingssavings0.05% APY0.05%—Standard
Kirby Kids Savingssavings0.05% APY0.05%—Standard
Savingssavings0.05% APY0.05%—Standard
$2,000 - $9,999.99savings0.15% APY0.15%—Standard
Money Marketmoney_market0.20% APY0.20%—Standard
$10,000 - $24,999.99savings0.20% APY0.20%—Standard
$50,000 - $99,999.99savings0.25% APY0.25%—Standard
$100,000 And Oversavings0.25% APY0.25%—Standard
$25,000 - $49,999.99savings0.25% APY0.25%—Standard
Premier Money Marketmoney_market1.50% APY1.49%—Standard
$20,000 - $99,999.99savings1.75% APY1.74%—Standard
Business Money Marketmoney_market1.75% APY1.74%—Standard
$100,000 - $199,999.99savings1.83% APY1.83%—Standard
$200,000 - $299,999.99savings2.03% APY2.03%—Standard
$100,000 - $249,999.99savings2.05% APY2.03%—Standard
Premier+ Money Marketmoney_market2.05% APY2.03%—Standard
$300,000 - $499,999.99savings2.08% APY2.08%—Standard
$500,000 - $699,999.99savings2.23% APY2.23%—Standard
$700,000 - $999,999.99savings2.28% APY2.28%—Standard
$250,000 And Oversavings2.35% APY2.33%—Standard
$1,000,000 And Upsavings2.42% APY2.42%—Standard
$1,000,000 And Oversavings3.20% APY3.20%—Standard
Promotional $20,000+savings3.35% APY3.30%—Standard
Premier+ Money Marketmoney_market3.35% APY3.30%—Standard
Investor Certificatecd_36mo3.50% APY3.50%36 moStandard
Jumbo Certificatecd_36mo3.60% APY3.60%36 moStandard
Investor Certificatecd_12mo3.70% APY3.70%12 moStandard
Jumbo Certificatecd_12mo3.75% APY3.75%12 moStandard
Investor Certificatecd_7mo3.80% APY3.80%7 moStandard
Jumbo Certificatecd_7mo3.85% APY3.85%7 moStandard
Great CDcd4.00% APY4.00%—Standard
5-Month Certificatecd_5mo4.00% APY4.00%5 moStandard
Premier Checkingsavings6.00% APY6.00%—Standard
Premier Checking* Up to $25,000savings6.00% APY6.00%—Standard

Other rates

1 offer
Premier Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Blueother14.990% %14.990%—Standard

Vehicle loans available from 4.99% APR for 60 months. HELOC rates from 6.25% APR. Personal loan rates from 10% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 6.00% APY.

Source: RateAPI.dev, verified from Premier Credit Union's official website

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About Premier Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
16.6K
Assets
$393.9M
Founded
1933
Locations reported
6
NCUA charter
64271
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Capitol ViewMain office · Des Moines · IA · 50309Branch in the same ZIPCollins CommunityCourt Avenue Branch · Des Moines · IA · 50309Branch in the same ZIPCommunity ChoiceDowntown · Des Moines · IA · 50309-5457Branch in the same ZIPDes Moines Fire DepartmentDes Moines Fire Dept Credit Union · Des Moines · IA · 50309Branch in the same ZIPPolk CountyPolk County Credit Union · Des Moines · IA · 50309-2219Branch in the same ZIPServeMain Office · Des Moines · IA · 50309-2010Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Premier Credit Union

Membership eligibility from Premier Credit Union's own published criteria. How we verify this.

Membership criteria are published on Premier Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Premier Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Premier Credit Union?

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Frequently Asked Questions

What rates does Premier Credit Union offer?

Premier Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Premier Credit Union rates updated?

RateAPI verifies Premier Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Premier Credit Union's rate data?

Rate data is collected directly from Premier Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Premier Credit Union's auto & rv loan rates?

As of August 4, 2026, Premier Credit Union offers vehicle loans from 4.99% APR.

What is Premier Credit Union's HELOC rate?

As of August 4, 2026, Premier Credit Union offers home equity lines of credit from 6.25% APR.

What is Premier Credit Union's personal loan rate?

As of August 4, 2026, Premier Credit Union offers personal loans from 10% APR.

What is Premier Credit Union's best CD rate?

As of August 4, 2026, Premier Credit Union offers savings and certificate (CD) yields up to 6.00% APY.

Related Rate Data

Compare Premier Credit Union's rates against national credit-union benchmarks.

More Iowa credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Premier Credit Union
curl "https://api.rateapi.dev/credit-unions/iowa/premier" \
  -H "Authorization: Bearer YOUR_API_KEY"
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