Greater Iowa Credit Union

Ames, Iowa
Last verified: August 3, 2026
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Verified rate book

Current Greater Iowa Credit Union rates

41 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

1 offer
Greater Iowa Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.426% APR6.426%—Standard

Auto & vehicle rates

24 offers
Greater Iowa Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
2024 and Newer Autos and Motorcyclesmotorcycle_any_48mo4.590% APR4.590%48 moStandard
Auto Loanauto4.590% APR4.590%—Standard
2024 and Newer Autos and Motorcyclesmotorcycle_any_60mo4.740% APR4.740%60 moStandard
2024 and Newer Autos and Motorcyclesmotorcycle_any_72mo4.890% APR4.890%72 moStandard
2024 and Newer Autos and Motorcyclesmotorcycle_any_84mo4.990% APR4.990%84 moStandard
2017-2023 Used Autos or Motorcyclesmotorcycle_used_48mo5.090% APR5.090%48 mo · usedStandard
2017-2023 Used Autos or Motorcyclesmotorcycle_used_60mo5.240% APR5.240%60 mo · usedStandard
2017-2023 Used Autos or Motorcyclesmotorcycle_used_72mo5.340% APR5.340%72 mo · usedStandard
Snowmobile or ATV - Newpowersports_new_36mo6.990% APR6.990%36 mo · newStandard
Boat or Jet Ski - Newboat_new_60mo7.240% APR7.240%60 mo · newStandard
60-Month New RV Loanrv_new_60mo7.990% APR7.990%60 mo · newStandard
Boat or Jet Ski - Usedboat_used_48mo7.990% APR7.990%48 mo · usedStandard
Snowmobile or ATV - Newpowersports_new_48mo7.990% APR7.990%48 mo · newStandard
Snowmobile or ATV - Usedpowersports_used_24mo7.990% APR7.990%24 mo · usedStandard
Boat or Jet Ski - Newboat_new_84mo8.240% APR8.240%84 mo · newStandard
84-Month New RV Loanrv_new_84mo8.740% APR8.740%84 mo · newStandard
Boat or Jet Ski - Usedboat_used_60mo8.990% APR8.990%60 mo · usedStandard
Snowmobile or ATV - Newpowersports_new_60mo8.990% APR8.990%60 mo · newStandard
Snowmobile or ATV - Usedpowersports_used_36mo8.990% APR8.990%36 mo · usedStandard
2016 and Older Used Autos or Motorcyclesmotorcycle_used_36mo9.340% APR9.340%36 mo · usedStandard
120-Month New RV Loanrv_new_120mo9.740% APR9.740%120 mo · newStandard
2016 and Older Used Autos or Motorcyclesmotorcycle_used_48mo9.840% APR9.840%48 mo · usedStandard
60-Month Used RV Loanrv_used_60mo9.990% APR9.990%60 mo · usedStandard
84-Month Used RV Loanrv_used_84mo10.990% APR10.990%84 mo · usedStandard

HELOC rates

7 offers
Greater Iowa Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Clear in [10] - Home Equity Fixed 1st Lien Position Loanheloc_fixed5.740% APR5.740%—Standard
5-Year Home Equity Loan (Fixed)heloc_fixed5.990% APR5.990%—Standard
Free in [15] - Home Equity Fixed 1st Lien Position Loanheloc_fixed5.990% APR5.990%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed6.490% APR6.490%—Standard
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard
HELOC (HELOC) - 10 Year Draw Period Interest Onlyheloc_variable6.750% APR6.750%—Standard
15-Year Home Equity Loan (Fixed)heloc_fixed6.990% APR6.990%—Standard

Personal loan rates

6 offers
Greater Iowa Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured8.990% APR8.990%—Standard
12-Month Unsecured Personal Loanpersonal_unsecured_12mo8.990% APR8.990%12 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo9.990% APR9.990%24 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo10.990% APR10.990%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo11.490% APR11.490%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo11.990% APR11.990%60 moStandard

Savings & CD rates

3 offers
Greater Iowa Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
7-Month Certificatecd_7mo3.75% APY3.75%7 moStandard
11-Month Certificatecd_11mo3.95% APY3.95%11 moStandard
15-Month Certificatecd_15mo4.05% APY4.05%15 moStandard

As of August 3, 2026, Greater Iowa Credit Union offers a 30-year fixed mortgage at 6.426% APR. Vehicle loans available from 4.59% APR for 48 months. HELOC rates from 5.74% APR. Personal loan rates from 8.99% APR. Savings and certificate yields up to 4.05% APY.

Source: RateAPI.dev, verified from Greater Iowa Credit Union's official website

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About Greater Iowa Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
38K
Assets
$701.5M
Founded
1932
Locations reported
10
NCUA charter
64203
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Community ChoiceAmes · Ames · IA · 50010Branch in the same ZIPMembers1st CommunityAdministration Office · Ames · IA · 50010Branch in the same ZIPPremierAmes · Ames · IA · 50010Branch in the same ZIPRiver ValleyRiver Valley Credit Union · Ames · IA · 50010Branch in the same ZIPEmpeopleDes Moines Works · Ankeny · IA · 50023About 21.1 miles awayGreenstateAnkeny · Ankeny · IA · 50023-7235About 21.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Greater Iowa Credit Union

Membership eligibility from Greater Iowa Credit Union's own published criteria. How we verify this.

Membership via employers (Farmland Foods, Inc. +2 more) or the Iowa State University Alumni Association +2 more

  • LocationStory, Polk, Dallas, Warren, Crawford
  • EmployerFarmland Foods, Inc., Horace Mann Insurance, ITW Paslode Manufacturing
  • AssociationIowa State University Alumni Association, Iowa State Education Association, Iowa Independent Automobile Dealers Association

Verified from Greater Iowa Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Greater Iowa Credit Union offer?

Greater Iowa Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Greater Iowa Credit Union rates updated?

RateAPI verifies Greater Iowa Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Greater Iowa Credit Union's rate data?

Rate data is collected directly from Greater Iowa Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Greater Iowa Credit Union's mortgage rate?

As of August 3, 2026, Greater Iowa Credit Union offers a 30-year fixed mortgage at 6.426% APR.

What are Greater Iowa Credit Union's auto, rv, boat, motorcycle & powersports loan rates?

As of August 3, 2026, Greater Iowa Credit Union offers vehicle loans from 4.59% APR.

What is Greater Iowa Credit Union's HELOC rate?

As of August 3, 2026, Greater Iowa Credit Union offers home equity lines of credit from 5.74% APR.

What is Greater Iowa Credit Union's personal loan rate?

As of August 3, 2026, Greater Iowa Credit Union offers personal loans from 8.99% APR.

What is Greater Iowa Credit Union's best CD rate?

As of August 3, 2026, Greater Iowa Credit Union offers savings and certificate (CD) yields up to 4.05% APY.

Related Rate Data

Compare Greater Iowa Credit Union's rates against national credit-union benchmarks.

More Iowa credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Greater Iowa Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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