Members1st Community Credit Union
Verified rate book
Current Members1st Community Credit Union rates
10 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mortgage Loans and Lines of Credit (Up to 120 months)other | 4.990% APR | 4.990% | — | Standard |
| Mortgage Loans and Lines of Credit (121-180 months)other | 5.140% APR | 5.140% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| 61 - 72 Months (Loan must be $18,001 or more)auto_any_72mo | 4.740% APR | 4.740% | 72 mo | Standard |
| RVs & Morerv | 4.990% APR | 4.990% | — | Standard |
| 73-84 Months (Loan must be $30,001 or more & mileage under 25,000 miles)auto_any_84mo | 4.990% APR | 4.990% | 84 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.240% APR | 6.240% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| After introductory rate endscredit_card | 11.150% APR | 11.150% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificatecd | 4.00% APY | 4.00% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Back to Learning Loanother | 9.740% % | 9.740% | — | Standard |
As of August 4, 2026, Members1st Community Credit Union offers mortgage rates from 4.99% APR. Vehicle loans available from 4.49% APR. HELOC rates from 6.24% APR. Credit card rates from 11.15% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Members1st Community Credit Union's official website
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About Members1st Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 17.6K
- Assets
- $307.5M
- Founded
- 1964
- Locations reported
- 8
- NCUA charter
- 62918
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Members1st Community Credit Union
Membership eligibility from Members1st Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Boone, Dallas, Franklin +11 more, IA
- LocationBoone, Dallas, Franklin, Greene, Grundy, Hamilton, Hardin, Jasper, Marshall, Polk, Poweshiek, Story, Tama, Webster — IA
Cost to join: About $5.
Verified from Members1st Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Members1st Community Credit Union?
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Frequently Asked Questions
What rates does Members1st Community Credit Union offer?
Members1st Community Credit Union currently offers mortgage, vehicle loan, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Members1st Community Credit Union rates updated?
RateAPI verifies Members1st Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Members1st Community Credit Union's rate data?
Rate data is collected directly from Members1st Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Members1st Community Credit Union's mortgage rate?
As of August 4, 2026, Members1st Community Credit Union offers mortgage rates from 4.99% APR.
What are Members1st Community Credit Union's auto & rv loan rates?
As of August 4, 2026, Members1st Community Credit Union offers vehicle loans from 4.49% APR.
What is Members1st Community Credit Union's HELOC rate?
As of August 4, 2026, Members1st Community Credit Union offers home equity lines of credit from 6.24% APR.
What is Members1st Community Credit Union's best CD rate?
As of August 4, 2026, Members1st Community Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Members1st Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Members1st Community Credit Union rates
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# Get rates for Members1st Community Credit Union
curl "https://api.rateapi.dev/credit-unions/iowa/members1st-community" \
-H "Authorization: Bearer YOUR_API_KEY"