North Georgia Credit Union
Verified rate book
Current North Georgia Credit Union rates
23 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First Mortgage – 30 Years Fixed Rate with 5-Year Balloon**30 year fixed | 6.750% APR | 6.750% | — | Standard |
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Autos – 0-42 Months New Autos – 43-72 Monthsauto_new_42mo | 6.250% APR | 6.250% | 42 mo · new | Standard |
| Used Autos – 0-42 Months Used Autos – 43-72 Monthsauto_used_42mo | 6.500% APR | 6.500% | 42 mo · used | Standard |
| Motor Homes 0-5 Years – Up to 60 Months 5-8 Years – Up to 48 Monthsrv_any_60mo | 7.900% APR | 7.900% | 60 mo | Standard |
| Boats/Watercraft 0-5 Years – Up to 48 Months 5-8 Years – Up to 36 Monthsboat_any_48mo | 7.900% APR | 7.900% | 48 mo | Standard |
| Motorcycles/ATVs 0-5 Years – Up to 48 Months 5-8 Years – Up to 36 Monthsmotorcycle_any_48mo | 7.900% APR | 7.900% | 48 mo | Standard |
| Campers 0-5 Years – Up to 48 Months 5-8 Years – Up to 36 Monthsrv_any_48mo | 7.900% APR | 7.900% | 48 mo | Standard |
| All Other Used Autos 7-10 Years Old – Up to 36 Months 10 Years Plus – Up to 24 Monthsauto_used_36mo | 9.900% APR | 9.900% | 36 mo · used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC – 5-Year Draw Period with a 15-Year Payment Period – Variable Rate***heloc_variable | 6.750% APR | 6.750% | — | Standard |
| Second Mortgage – 15 Years Fixed Rate with 5-Year Balloon**heloc_fixed | 7.500% APR | 7.500% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured >$10,000 – Reasonable >$5,000 – Up to 48 Months <$5,000 – Up to 36 Monthspersonal_secured_48mo | 6.000% APR | 6.000% | 48 mo | Standard |
| Household Goods – Up to 48 Monthspersonal_unsecured_48mo | 7.900% APR | 7.900% | 48 mo | Standard |
| Personal >$5,000 – Up to 48 Months <$5,000 – Up to 36 Monthsother | 10.900% APR | 10.900% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month IRAira | 2.53% APY | 2.50% | 6 mo | Standard |
| 12-Month IRAira | 3.05% APY | 3.00% | 12 mo | Standard |
| 24-Month IRAira | 3.10% APY | 3.10% | 24 mo | Standard |
| 36-Month IRAira | 3.15% APY | 3.10% | 36 mo | Standard |
| Share – 6 Monthsother | 2.53% APY | 2.50% | — | Standard |
| Share – 12 Monthsother | 3.05% APY | 3.00% | — | Standard |
| Share – 36 Monthsother | 3.15% APY | 3.10% | — | Standard |
| Share – 24 Monthsother | 3.15% APY | 3.10% | — | Standard |
Equipment loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Machinery & Equipmentequipment | 7.900% APR | 7.900% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mobile Homes 0-5 Years – Up to 84 Months 5-8 Years – Up to 60 Months 8 Years Plus – Up to 48 Monthsother | 7.900% % | 7.900% | — | Standard |
As of August 4, 2026, North Georgia Credit Union offers a 30-year fixed mortgage at 6.75% APR. Vehicle loans available from 6.25% APR for 42 months. HELOC rates from 6.75% APR. Personal loan rates from 6% APR. Savings and certificate yields up to 3.15% APY. Equipment loans from 7.9% APR.
Source: RateAPI.dev, verified from North Georgia Credit Union's official website
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About North Georgia Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 11.6K
- Assets
- $116.5M
- Founded
- 1991
- Locations reported
- 5
- NCUA charter
- 67395
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join North Georgia Credit Union
Membership eligibility from North Georgia Credit Union's own published criteria. How we verify this.
Membership criteria are published on North Georgia Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from North Georgia Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does North Georgia Credit Union offer?
North Georgia Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are North Georgia Credit Union rates updated?
RateAPI verifies North Georgia Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get North Georgia Credit Union's rate data?
Rate data is collected directly from North Georgia Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is North Georgia Credit Union's mortgage rate?
As of August 4, 2026, North Georgia Credit Union offers a 30-year fixed mortgage at 6.75% APR.
What are North Georgia Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, North Georgia Credit Union offers vehicle loans from 6.25% APR.
What is North Georgia Credit Union's HELOC rate?
As of August 4, 2026, North Georgia Credit Union offers home equity lines of credit from 6.75% APR.
What is North Georgia Credit Union's personal loan rate?
As of August 4, 2026, North Georgia Credit Union offers personal loans from 6% APR.
What is North Georgia Credit Union's best CD rate?
As of August 4, 2026, North Georgia Credit Union offers savings and certificate (CD) yields up to 3.15% APY.
Related Rate Data
Compare North Georgia Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for North Georgia Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/north-georgia" \
-H "Authorization: Bearer YOUR_API_KEY"