Georgia United Credit Union

Duluth, Georgia
Last verified: August 4, 2026
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Verified rate book

Current Georgia United Credit Union rates

54 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Georgia United Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New and Pre-owned Auto Loans* (2024 and Newer)auto_used4.240% APR4.240%usedStandard
Auto Loan (2024 and Newer)auto4.240% APR4.240%—Standard
New and Pre-owned Auto Loans* (2023 and Older)auto_used6.140% APR6.140%usedStandard
Boats, Campers & RVsboat7.590% APR7.590%—Standard
New and Pre-Owned Motorcycles, Rvs, Boats, Campers and Other Recreational Vehiclesmotorcycle_used7.590% APR7.590%usedStandard

HELOC rates

2 offers
Georgia United Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.250% APR6.250%—Standard
Combo HELOCheloc_variable6.250% APR6.250%—Standard

Personal loan rates

2 offers
Georgia United Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Teacher Loanpersonal10.500% APR10.500%—Standard
Unsecured Personal Loanpersonal_unsecured10.500% APR10.500%—Standard

Savings & CD rates

43 offers
Georgia United Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
IRAira0.10% APY0.10%—Standard
Deposits greater than $5,000savings0.10% APY0.10%—Standard
Balances less than $10,000savings0.10% APY0.10%—Standard
Deposits of $100 - $999.99savings0.10% APY0.10%—Standard
Deposits of $1,000 - $4,999.99savings0.10% APY0.10%—Standard
Deposits of $10,000 - $24,999.99savings0.10% APY0.10%—Standard
Deposits of $0.01 - $9,999.99savings0.10% APY0.10%—Standard
Deposits of $0.01 - $99.99savings0.10% APY0.10%—Standard
Sterling Fund Money Marketmoney_market0.10% APY0.10%—Standard
Current Money Market Rates (Deposits of $10,000 - $24,999.99)money_market0.10% APY0.10%—Standard
Money Marketmoney_market0.10% APY0.10%—Standard
Money Market ($0.01–$9,999.99)money_market0.10% APY0.10%—Standard
Contributory IRA (Savings)ira0.10% APY0.10%—Standard
Deposits of $25,000 - $99,999.99savings0.15% APY0.15%—Standard
Current Money Market Rates (Deposits of $25,000 - $99,999.99)money_market0.15% APY0.15%—Standard
Money Marketmoney_market0.15% APY0.15%—Standard
Enriched Spending Accountsavings0.15% APY0.15%—Standard
Deposits greater than $99,999.99savings0.50% APY0.50%—Standard
Current Money Market Rates (Deposits greater than $99,999.99)money_market0.50% APY0.50%—Standard
Money Marketmoney_market0.50% APY0.50%—Standard
Balances $10,000 - $24,999.99savings1.74% APY1.74%—Standard
36-Month IRA Certificateira_cd_36mo2.96% APY2.96%36 moStandard
36-Month Certificatecd_36mo2.96% APY2.96%36 moStandard
3-Month Certificatecd_3mo3.00% APY3.00%3 moStandard
24-Month Certificatecd_24mo3.01% APY3.01%24 moStandard
24-Month IRA Certificateira_cd_24mo3.01% APY3.01%24 moStandard
Balances $25,000 or moresavings3.11% APY3.11%—Standard
Balances less than $25,000, with monthly net deposit(s) of $100+savings3.11% APY3.11%—Standard
60-Month Certificatecd_60mo3.20% APY3.20%60 moStandard
18-Month IRA Certificateira_cd_18mo3.20% APY3.20%18 moStandard
48-Month IRA Certificateira_cd_48mo3.20% APY3.20%48 moStandard
60-Month IRA Certificateira_cd_60mo3.20% APY3.20%60 moStandard
18-Month Certificatecd_18mo3.20% APY3.20%18 moStandard
48-Month Certificatecd_48mo3.20% APY3.20%48 moStandard
12-Month Certificatecd_12mo3.30% APY3.30%12 moStandard
12-Month IRA Certificateira_cd_12mo3.30% APY3.30%12 moStandard
12-Month Certificatecd_12mo3.35% APY3.35%12 moStandard
6-Month Certificatecd_6mo3.68% APY3.68%6 moStandard
6-Month Certificatecd_6mo3.75% APY3.75%6 moStandard
27-Month Certificatecd_27mo3.92% APY3.92%27 moStandard
27-Month Certificatecd_27mo4.00% APY3.92%27 moStandard
27-Month IRA Certificateira_cd_27mo4.00% APY3.92%27 moStandard
27 Month Promotional Certificate of Depositcd_27mo4.00% APY4.00%27 moStandard

Other rates

2 offers
Georgia United Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New and Pre-Owned as low asother7.590% %7.590%—Standard
New Teacher Loanother10.500% %10.500%—Standard

Vehicle loans available from 4.24% APR. HELOC rates from 6.25% APR. Personal loan rates from 10.5% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Georgia United Credit Union's official website

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About Georgia United Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
159.6K
Assets
$2.5B
Founded
1958
Locations reported
15
NCUA charter
68607
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Delta CommunityDuluth (Sugarloaf) · Duluth · GA · 30097-4117Branch in the same ZIPMetro MedicalCo-Op Shared Branching Network · Duluth · GA · 30097Branch in the same ZIPP & SShares Service Center · Duluth · GA · 30097Branch in the same ZIPPlatinumCorporate Office · Duluth · GA · 30097Branch in the same ZIPEagle ExpressVital Records · Johns Creek · GA · 30024About 4.0 miles awayPeach StateISC · Suwanee · GA · 30024About 4.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Georgia United Credit Union

Membership eligibility from Georgia United Credit Union's own published criteria. How we verify this.

Membership criteria are published on Georgia United Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).

Verified from Georgia United Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Georgia United Credit Union?

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Frequently Asked Questions

What rates does Georgia United Credit Union offer?

Georgia United Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Georgia United Credit Union rates updated?

RateAPI verifies Georgia United Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Georgia United Credit Union's rate data?

Rate data is collected directly from Georgia United Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Georgia United Credit Union's auto, boat & motorcycle loan rates?

As of August 4, 2026, Georgia United Credit Union offers vehicle loans from 4.24% APR.

What is Georgia United Credit Union's HELOC rate?

As of August 4, 2026, Georgia United Credit Union offers home equity lines of credit from 6.25% APR.

What is Georgia United Credit Union's personal loan rate?

As of August 4, 2026, Georgia United Credit Union offers personal loans from 10.5% APR.

What is Georgia United Credit Union's best CD rate?

As of August 4, 2026, Georgia United Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Georgia United Credit Union's rates against national credit-union benchmarks.

More Georgia credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

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# Get rates for Georgia United Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/georgia-united" \
  -H "Authorization: Bearer YOUR_API_KEY"
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