Founders Credit Union

Lancaster, South Carolina
Last verified: August 4, 2026
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Verified rate book

Current Founders Credit Union rates

4 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Founders Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mortgage Loanother5.891% APR5.891%Standard

Auto & vehicle rates

1 offer
Founders Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.990% APR3.990%Standard

Credit card rates

1 offer
Founders Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card12.500% APR12.500%Standard

Savings & CD rates

1 offer
Founders Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificateother2.00% APY2.00%Standard

As of August 4, 2026, Founders Credit Union offers mortgage rates from 5.891% APR. Auto loans available from 3.99% APR. Credit card rates from 12.5% APR. Savings and certificate yields up to 2.00% APY.

Source: RateAPI.dev, verified from Founders Credit Union's official website

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About Founders Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
290.4K
Assets
$5.2B
Founded
1961
Locations reported
50
NCUA charter
24063
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Founders Credit Union

Membership eligibility from Founders Credit Union's own published criteria. How we verify this.

Membership criteria are published on Founders Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Founders Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Founders Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Founders Credit Union ranks against South Carolina peers.

Frequently Asked Questions

What rates does Founders Credit Union offer?

Founders Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Founders Credit Union rates updated?

RateAPI verifies Founders Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Founders Credit Union's rate data?

Rate data is collected directly from Founders Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Founders Credit Union's mortgage rate?

As of August 4, 2026, Founders Credit Union offers mortgage rates from 5.891% APR.

What are Founders Credit Union's auto loan rates?

As of August 4, 2026, Founders Credit Union offers auto loans from 3.99% APR.

What is Founders Credit Union's best CD rate?

As of August 4, 2026, Founders Credit Union offers savings and certificate (CD) yields up to 2.00% APY.

Related Rate Data

Compare Founders Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Founders Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Founders Credit Union
curl "https://api.rateapi.dev/credit-unions/south-carolina/founders" \
  -H "Authorization: Bearer YOUR_API_KEY"