Peach State Credit Union
Verified rate book
Current Peach State Credit Union rates
5 published offers verified as of August 4, 2026.
Mortgage rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 7.000% APR | 6.875% | — | Standard |
| 15-Year Fixed15 year fixed | 6.449% APR | 6.250% | — | Standard |
| 5/5 ARM5 5 arm | 6.105% APR | 5.250% | — | Standard |
| 7/7 ARM7 7 arm | 6.157% APR | 5.375% | — | Standard |
| 10/10 ARM10 10 arm | 6.950% APR | 6.950% | — | Standard |
As of August 4, 2026, Peach State Credit Union offers a 30-year fixed mortgage at 7% APR.
Source: RateAPI.dev, verified from Peach State Credit Union's official website
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About Peach State Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 76.6K
- Assets
- $1.1B
- Founded
- 1961
- Locations reported
- 30
- NCUA charter
- 14676
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Peach State Credit Union
Membership eligibility from Peach State Credit Union's own published criteria. How we verify this.
Membership criteria are published on Peach State Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationAbbeville, Aiken, Edgefield, Greenwood, McCormick, Oconee, Pickens, Chattooga, Clarke, Habersham, Richmond
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from Peach State Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Peach State Credit Union offer?
Peach State Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Peach State Credit Union rates updated?
RateAPI verifies Peach State Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Peach State Credit Union's rate data?
Rate data is collected directly from Peach State Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Peach State Credit Union's mortgage rate?
As of August 4, 2026, Peach State Credit Union offers a 30-year fixed mortgage at 7% APR.
Related Rate Data
Compare Peach State Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Peach State Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/peach-state" \
-H "Authorization: Bearer YOUR_API_KEY"