Mygeorgia Credit Union

Gainesville, Georgia
Last verified: July 28, 2026
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Verified rate book

Current Mygeorgia Credit Union rates

11 published offers verified as of July 28, 2026.

How we verify rates

Mortgage rates

8 offers
Mygeorgia Credit Union mortgage rates as of July 28, 2026
ProductPublishedRateTerm / conditionStatus
VA 30-Year Fixed30 year fixed6.814% APR6.375%Standard
30-Year Fixed30 year fixed7.011% APR6.750%Standard
USDA 30-Year Fixed30 year fixed7.064% APR6.375%Standard
FHA 30-Year Fixed30 year fixed7.624% APR6.500%Standard
15-Year Fixed15 year fixed6.671% APR6.250%Standard
10/10 ARM10 10 arm6.192% APR5.375%Standard
5/5 ARM5 5 arm6.321% APR5.000%Standard
7/7 ARM7 7 arm6.365% APR5.375%Standard

Auto & vehicle rates

1 offer
Mygeorgia Credit Union auto & vehicle rates as of July 28, 2026
ProductPublishedRateTerm / conditionStatus
My Auto Loanauto3.990% APR3.990%Standard

Credit card rates

1 offer
Mygeorgia Credit Union credit card rates as of July 28, 2026
ProductPublishedRateTerm / conditionStatus
My Credit Cardcredit_card7.900% APR7.900%Standard

Savings & CD rates

1 offer
Mygeorgia Credit Union savings & cd rates as of July 28, 2026
ProductPublishedRateTerm / conditionStatus
My Money Marketmoney_market3.00% APY3.00%Standard

As of July 28, 2026, Mygeorgia Credit Union offers a 30-year fixed mortgage at 6.814% APR. Auto loans available from 3.99% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 3.00% APY.

Source: RateAPI.dev, verified from Mygeorgia Credit Union's official website

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About Mygeorgia Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
20.6K
Assets
$256.5M
Founded
1971
Locations reported
9
NCUA charter
68602
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Mygeorgia Credit Union

Membership eligibility from Mygeorgia Credit Union's own published criteria. How we verify this.

Membership criteria are published on Mygeorgia Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Mygeorgia Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Mygeorgia Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mygeorgia Credit Union ranks against Georgia peers.

Frequently Asked Questions

What rates does Mygeorgia Credit Union offer?

Mygeorgia Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified July 28, 2026 directly from the credit union's official website.

How often are Mygeorgia Credit Union rates updated?

RateAPI verifies Mygeorgia Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 28, 2026.

Where does RateAPI get Mygeorgia Credit Union's rate data?

Rate data is collected directly from Mygeorgia Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Mygeorgia Credit Union's mortgage rate?

As of July 28, 2026, Mygeorgia Credit Union offers a 30-year fixed mortgage at 6.814% APR.

What are Mygeorgia Credit Union's auto loan rates?

As of July 28, 2026, Mygeorgia Credit Union offers auto loans from 3.99% APR.

What is Mygeorgia Credit Union's best CD rate?

As of July 28, 2026, Mygeorgia Credit Union offers savings and certificate (CD) yields up to 3.00% APY.

Related Rate Data

Compare Mygeorgia Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Mygeorgia Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mygeorgia Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/mygeorgia" \
  -H "Authorization: Bearer YOUR_API_KEY"