Mission City Credit Union
Verified rate book
Current Mission City Credit Union rates
33 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15 Year Fixed / 80% CLTV15 year fixed | 6.990% APR | 6.990% | — | Standard |
| 15 Year Fixed / 75% CLTV15 year fixed | 7.750% APR | 7.750% | — | Standard |
| 10 Year Fixed / 70% CLTV10 year fixed | 6.500% APR | 6.500% | — | Standard |
Auto & vehicle rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Electric/Plug-in Hybrid Vehicles (Up to 48 Months)auto_any_48mo | 4.990% APR | 4.990% | 48 mo | Standard |
| New/Used Vehicles Rates (Up to 48 Months)auto_any_48mo | 5.240% APR | 5.240% | 48 mo · any | Standard |
| Electric/Plug-in Hybrid Vehicles (Up to 60 Months)auto_any_60mo | 5.490% APR | 5.490% | 60 mo | Standard |
| New/Used Vehicles Rates (Up to 60 Months)auto_any_60mo | 5.740% APR | 5.740% | 60 mo · any | Standard |
| Electric/Plug-in Hybrid Vehicles (Up to 72 Months)auto_any_72mo | 5.740% APR | 5.740% | 72 mo | Standard |
| New/Used Vehicles Rates (Up to 72 Months)auto_any_72mo | 5.990% APR | 5.990% | 72 mo · any | Standard |
| Electric/Plug-in Hybrid Vehicles (Up to 84 Months)auto_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| New/Used Vehicles Rates (Up to 84 Months)auto_any_84mo | 6.240% APR | 6.240% | 84 mo · any | Standard |
| New/Used Boats, RVs, etc. (Up to 84 Months)boat_any_84mo | 7.990% APR | 7.990% | 84 mo · any | Standard |
| Up to 48-Month Motorcycle Loanmotorcycle_any_48mo | 7.990% APR | 7.990% | 48 mo | Standard |
| Up to 60-Month Motorcycle Loanmotorcycle_any_60mo | 8.490% APR | 8.490% | 60 mo | Standard |
| New/Used Boats, RVs, etc. (Up to 120 Months)boat_any_120mo | 8.490% APR | 8.490% | 120 mo · any | Standard |
| Up to 72-Month Motorcycle Loanmotorcycle_any_72mo | 8.740% APR | 8.740% | 72 mo | Standard |
| Up to 84-Month Motorcycle Loanmotorcycle_any_84mo | 8.990% APR | 8.990% | 84 mo | Standard |
| New/Used Boats, RVs, etc. (Up to 180 Months)boat_any_180mo | 8.990% APR | 8.990% | 180 mo · any | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Lines of Credit (HELOC) (70% CLTV)heloc_variable | 6.250% APR | 6.250% | — | Standard |
| 75% CTLVheloc | 6.750% APR | 6.750% | — | Standard |
| Home Equity Lines of Credit (HELOC) (75% CTLV)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 10.240% APR | 10.240% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 10.240% APR | 10.240% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $2,000 - $9,999.99savings | 1.00% APY | 1.00% | — | Standard |
| $10,000.00 - $99,999.99savings | 1.20% APY | 1.20% | — | Standard |
| $100,000 - $249,999.99savings | 1.50% APY | 1.50% | — | Standard |
| $250,000 And Upsavings | 2.00% APY | 2.00% | — | Standard |
| Mission City High Yield Checking*savings | 3.00% APY | 3.00% | — | Standard |
| 6-Month Fixed Ratecd_6mo | 3.30% APY | 3.30% | 6 mo | Standard |
| 12-Month Fixed Ratecd_12mo | 3.35% APY | 3.35% | 12 mo | Standard |
| 24-Month Fixed Ratecd_24mo | 3.40% APY | 3.40% | 24 mo | Standard |
| 36-Month Fixed Ratecd_36mo | 3.60% APY | 3.60% | 36 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 70% CLTVother | 6.250% % | 6.250% | — | Standard |
As of August 4, 2026, Mission City Credit Union offers a 15-year fixed mortgage at 6.99% APR. Vehicle loans available from 4.99% APR for 48 months. HELOC rates from 6.25% APR. Personal loan rates from 10.24% APR. Credit card rates from 10.24% APR. Savings and certificate yields up to 3.60% APY.
Source: RateAPI.dev, verified from Mission City Credit Union's official website
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About Mission City Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.5K
- Assets
- $164.3M
- Founded
- 1959
- Locations reported
- 1
- NCUA charter
- 13131
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mission City Credit Union
Membership eligibility from Mission City Credit Union's own published criteria. How we verify this.
Community charter: live/work in Santa Clara
- LocationSanta Clara
- OccupationVolunteers of the Santa Clara County Community
Cost to join: About $10.
Verified from Mission City Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mission City Credit Union?
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Frequently Asked Questions
What rates does Mission City Credit Union offer?
Mission City Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mission City Credit Union rates updated?
RateAPI verifies Mission City Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mission City Credit Union's rate data?
Rate data is collected directly from Mission City Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Mission City Credit Union's mortgage rate?
As of August 4, 2026, Mission City Credit Union offers a 15-year fixed mortgage at 6.99% APR.
What are Mission City Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Mission City Credit Union offers vehicle loans from 4.99% APR.
What is Mission City Credit Union's HELOC rate?
As of August 4, 2026, Mission City Credit Union offers home equity lines of credit from 6.25% APR.
What is Mission City Credit Union's personal loan rate?
As of August 4, 2026, Mission City Credit Union offers personal loans from 10.24% APR.
What is Mission City Credit Union's best CD rate?
As of August 4, 2026, Mission City Credit Union offers savings and certificate (CD) yields up to 3.60% APY.
Related Rate Data
Compare Mission City Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Mission City Credit Union
curl "https://api.rateapi.dev/credit-unions/california/mission-city" \
-H "Authorization: Bearer YOUR_API_KEY"