Keypoint Credit Union
Verified rate book
Current Keypoint Credit Union rates
8 published offers verified as of August 3, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Auto Loanauto_any_24mo | 3.290% APR | 3.290% | 24 mo | Standard |
| Auto Loan, Refinanceauto | 3.290% APR | 3.290% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Debt Consolidation Loanpersonal | 9.990% APR | 9.990% | — | Standard |
| Personal Loans & Credit Linepersonal_unsecured | 11.700% APR | 11.700% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 2.27% APY | 2.27% | — | Standard |
| Retirement Accountsavings | 2.75% APY | 2.72% | — | Standard |
| Business Certificatecd | 3.35% APY | 3.35% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Mender Loanother | 4.990% % | 4.990% | — | Standard |
Auto loans available from 3.29% APR for 24 months. Personal loan rates from 9.99% APR. Savings and certificate yields up to 3.35% APY.
Source: RateAPI.dev, verified from Keypoint Credit Union's official website
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About Keypoint Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 55.2K
- Assets
- $1.7B
- Founded
- 1979
- Locations reported
- 8
- NCUA charter
- 65299
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Keypoint Credit Union
Membership eligibility from Keypoint Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- LocationAlameda County, Contra Costa County, El Dorado County, Monterey County, Placer County, Sacramento County, San Benito County, San Mateo County, Santa Barbara County, Santa Clara County, Ventura County
- EmployerApple, Inc., Intel Corporation, Cisco Systems, Inc., Adobe, Inc., Synopsys, Inc., eBay Inc., Juniper Networks, Samsung Research America
- AssociationGreater Irvine Chamber of Commerce
Cost to join: About $10.
Verified from Keypoint Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Keypoint Credit Union?
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Frequently Asked Questions
What rates does Keypoint Credit Union offer?
Keypoint Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Keypoint Credit Union rates updated?
RateAPI verifies Keypoint Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Keypoint Credit Union's rate data?
Rate data is collected directly from Keypoint Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Keypoint Credit Union's auto loan rates?
As of August 3, 2026, Keypoint Credit Union offers auto loans from 3.29% APR.
What is Keypoint Credit Union's personal loan rate?
As of August 3, 2026, Keypoint Credit Union offers personal loans from 9.99% APR.
What is Keypoint Credit Union's best CD rate?
As of August 3, 2026, Keypoint Credit Union offers savings and certificate (CD) yields up to 3.35% APY.
Related Rate Data
Compare Keypoint Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Keypoint Credit Union rates
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Use it via API
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# Get rates for Keypoint Credit Union
curl "https://api.rateapi.dev/credit-unions/california/keypoint" \
-H "Authorization: Bearer YOUR_API_KEY"