Mirastar Credit Union
Verified rate book
Current Mirastar Credit Union rates
19 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Loan Type New, Used & Refi 1auto_any_36mo | 4.990% APR | 4.990% | 36 mo · any | Standard |
| Loan Type New, Used & Refi 1auto_any_60mo | 5.490% APR | 5.490% | 60 mo · any | Standard |
| Loan Type New, Used & Refi 1auto_any_72mo | 5.740% APR | 5.740% | 72 mo · any | Standard |
| Loan Type New, Used & Refi 1auto_any_84mo | 5.990% APR | 5.990% | 84 mo · any | Standard |
| Loan Type New, Used First Time Buyer Program 1auto_any_60mo | 7.990% APR | 7.990% | 60 mo · any | Standard |
| Loan Type College Auto Loan Program 2auto_any_60mo | 8.490% APR | 8.490% | 60 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Loan Type Personal Loan $500 to $30,000personal_unsecured | 8.990% APR | 8.990% | — | Standard |
| Loan Type Personal Line of Creditploc_variable | 12.050% APR | 12.050% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Card Type Share Secured VISAcredit_card_secured | 14.490% APR | 14.490% | — | Standard |
| Card Type VISA Platinumcredit_card_platinum | 14.490% APR | 14.490% | — | Standard |
| Card Type VISA Platinum Rewardscredit_card_rewards | 17.490% APR | 17.490% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Account Type & Term 3 Month Certificateshare_certificate_3mo | 2.50% APY | 2.50% | 3 mo | Standard |
| Account Type & Term 6 Month Certificateshare_certificate_6mo | 2.75% APY | 2.75% | 6 mo | Standard |
| Account Type & Term 48 Month Certificateshare_certificate_48mo | 3.00% APY | 3.00% | 48 mo | Standard |
| Account Type & Term 12 Month Certificateshare_certificate_12mo | 3.00% APY | 3.00% | 12 mo | Standard |
| Account Type & Term 24 Month Certificateshare_certificate_24mo | 3.00% APY | 3.00% | 24 mo | Standard |
| Account Type & Term 36 Month Certificateshare_certificate_36mo | 3.00% APY | 3.00% | 36 mo | Standard |
| Term Not to exceed Certificate Maturitycd | 4.52% APY | 4.52% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Term up to 84 monthsother | 2.100% % | 2.100% | — | Standard |
Auto loans available from 4.99% APR for 36 months. Personal loan rates from 8.99% APR. Credit card rates from 14.49% APR. Savings and certificate yields up to 4.52% APY.
Source: RateAPI.dev, verified from Mirastar Credit Union's official website
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About Mirastar Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 50.2K
- Assets
- $1B
- Founded
- 1950
- Locations reported
- 7
- NCUA charter
- 24299
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mirastar Credit Union
Membership eligibility from Mirastar Credit Union's own published criteria. How we verify this.
Membership criteria are published on Mirastar Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Mirastar Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mirastar Credit Union?
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Frequently Asked Questions
What rates does Mirastar Credit Union offer?
Mirastar Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mirastar Credit Union rates updated?
RateAPI verifies Mirastar Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mirastar Credit Union's rate data?
Rate data is collected directly from Mirastar Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Mirastar Credit Union's auto loan rates?
As of August 4, 2026, Mirastar Credit Union offers auto loans from 4.99% APR.
What is Mirastar Credit Union's personal loan rate?
As of August 4, 2026, Mirastar Credit Union offers personal loans from 8.99% APR.
What is Mirastar Credit Union's best CD rate?
As of August 4, 2026, Mirastar Credit Union offers savings and certificate (CD) yields up to 4.52% APY.
Related Rate Data
Compare Mirastar Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Mirastar Credit Union
curl "https://api.rateapi.dev/credit-unions/california/mirastar" \
-H "Authorization: Bearer YOUR_API_KEY"