Provident Credit Union
Verified rate book
Current Provident Credit Union rates
22 published offers verified as of August 4, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Auto Loanauto_any_36mo | 5.500% APR | 5.500% | 36 mo · any | Standard |
| New & Used Auto Loanauto_any_60mo | 5.625% APR | 5.625% | 60 mo · any | Standard |
| New & Used Auto Loanauto_any_72mo | 5.750% APR | 5.750% | 72 mo · any | Standard |
| New & Used Auto Loanauto_any_84mo | 6.000% APR | 6.000% | 84 mo · any | Standard |
| New & Used Boat Loanboat_any_60mo | 7.500% APR | 7.500% | 60 mo · any | Standard |
| New & Used Motorcycle Loanmotorcycle_any_48mo | 7.500% APR | 7.500% | 48 mo · any | Standard |
| New & Used Boat Loanboat_any_120mo | 8.500% APR | 8.500% | 120 mo · any | Standard |
| New & Used Recreational Vehicle Loanrv_any_84mo | 9.000% APR | 9.000% | 84 mo · any | Standard |
| New & Used Recreational Vehicle Loanrv_any_120mo | 9.500% APR | 9.500% | 120 mo · any | Standard |
| College Auto Loanauto_any_60mo | 11.125% APR | 11.125% | 60 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5-Year Fixed Relationship HELOCheloc_fixed | 7.300% APR | 6.500% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Solar Advantage Loanpersonal_unsecured_120mo | 7.875% APR | 7.875% | 120 mo | Standard |
| Solar Advantage Loanpersonal_unsecured_180mo | 8.125% APR | 8.125% | 180 mo | Standard |
| Solar Advantage Loanpersonal_unsecured_240mo | 8.375% APR | 8.375% | 240 mo | Standard |
| Fixed Rate Personal Loanpersonal_unsecured_48mo | 10.615% APR | 10.615% | 48 mo | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Round Up Savingssavings | 0.03% APY | 0.03% | — | Standard |
| Super Reward Checkingsavings | 0.03% APY | 0.03% | — | Standard |
| Money Marketmoney_market | 0.08% APY | 0.08% | — | Standard |
| Super Reward Checkingcd_12mo | 1.26% APY | 1.26% | 12 mo | Standard |
| Overviewsavings | 3.60% APY | 3.60% | — | Standard |
| Pick-A-Term Certificatecd | 3.60% APY | 3.60% | — | Standard |
| IRA Pick-A-Term Certificateira_cd | 3.60% APY | 3.60% | — | Standard |
Vehicle loans available from 5.5% APR for 36 months. HELOC rates from 7.3% APR. Personal loan rates from 7.875% APR. Savings and certificate yields up to 3.60% APY.
Source: RateAPI.dev, verified from Provident Credit Union's official website
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About Provident Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 135.2K
- Assets
- $3.6B
- Founded
- 1950
- Locations reported
- 23
- NCUA charter
- 66343
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Provident Credit Union
Membership eligibility from Provident Credit Union's own published criteria. How we verify this.
Membership via employers (Accenture +3 more) or the California Teachers Association +1 more
- LocationAlameda, Contra Costa, El Dorado, Humboldt, Monterey, Placer, Sacramento, San Francisco, San Mateo, Santa Clara
- EmployerAccenture, Costco, Electronic Arts, Oracle Corporation
- AssociationCalifornia Teachers Association, California Medical Association
Verified from Provident Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Provident Credit Union?
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Frequently Asked Questions
What rates does Provident Credit Union offer?
Provident Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Provident Credit Union rates updated?
RateAPI verifies Provident Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Provident Credit Union's rate data?
Rate data is collected directly from Provident Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Provident Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Provident Credit Union offers vehicle loans from 5.5% APR.
What is Provident Credit Union's HELOC rate?
As of August 4, 2026, Provident Credit Union offers home equity lines of credit from 7.3% APR.
What is Provident Credit Union's personal loan rate?
As of August 4, 2026, Provident Credit Union offers personal loans from 7.875% APR.
What is Provident Credit Union's best CD rate?
As of August 4, 2026, Provident Credit Union offers savings and certificate (CD) yields up to 3.60% APY.
Related Rate Data
Compare Provident Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Provident Credit Union
curl "https://api.rateapi.dev/credit-unions/california/provident" \
-H "Authorization: Bearer YOUR_API_KEY"