Meriwest Credit Union

San Jose, California
Last verified: August 4, 2026
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Verified rate book

Current Meriwest Credit Union rates

13 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Meriwest Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.990% APR4.990%Standard

HELOC rates

2 offers
Meriwest Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOCheloc_variable5.990% APR5.990%Standard
HELOC (Variable)heloc_variable7.000% APR7.000%Standard

Personal loan rates

1 offer
Meriwest Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Value Choice Personal Line of Creditploc_variable6.500% APR6.500%Standard

Savings & CD rates

9 offers
Meriwest Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Money Marketmoney_market2.50% APY2.50%Standard
Certificatecd2.86% APY2.86%Standard
36-Month Certificate 2cd_36mo2.90% APY2.86%36 moStandard
8-Month Liquid Certificate 1cd_8mo2.90% APY2.86%8 moStandard
24-Month Certificatecd_24mo2.90% APY2.86%24 moStandard
12-Month Certificate 2cd_12mo2.95% APY2.91%12 moStandard
6-Month Certificate 2cd_6mo3.05% APY3.00%6 moStandard
60-Month Certificate 2cd_60mo3.15% APY3.10%60 moStandard
Savingssavings4.25% APY4.25%Standard

Auto loans available from 4.99% APR. HELOC rates from 5.99% APR. Personal loan rates from 6.5% APR. Savings and certificate yields up to 4.25% APY.

Source: RateAPI.dev, verified from Meriwest Credit Union's official website

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About Meriwest Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
76.5K
Assets
$2.2B
Founded
1961
Locations reported
15
NCUA charter
68394
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Meriwest Credit Union

Membership eligibility from Meriwest Credit Union's own published criteria. How we verify this.

Membership via the Financial Fitness Association

  • LocationAlameda, Contra Costa, San Francisco, San Mateo, Santa Clara, Pima
  • AssociationFinancial Fitness Association

Verified from Meriwest Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Meriwest Credit Union?

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Frequently Asked Questions

What rates does Meriwest Credit Union offer?

Meriwest Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Meriwest Credit Union rates updated?

RateAPI verifies Meriwest Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Meriwest Credit Union's rate data?

Rate data is collected directly from Meriwest Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Meriwest Credit Union's auto loan rates?

As of August 4, 2026, Meriwest Credit Union offers auto loans from 4.99% APR.

What is Meriwest Credit Union's HELOC rate?

As of August 4, 2026, Meriwest Credit Union offers home equity lines of credit from 5.99% APR.

What is Meriwest Credit Union's personal loan rate?

As of August 4, 2026, Meriwest Credit Union offers personal loans from 6.5% APR.

What is Meriwest Credit Union's best CD rate?

As of August 4, 2026, Meriwest Credit Union offers savings and certificate (CD) yields up to 4.25% APY.

Related Rate Data

Compare Meriwest Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Meriwest Credit Union
curl "https://api.rateapi.dev/credit-unions/california/meriwest" \
  -H "Authorization: Bearer YOUR_API_KEY"