F3 Credit Union
Verified rate book
Current F3 Credit Union rates
19 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Rates (Home Loans)other | 6.340% APR | 6.340% | — | Standard |
| Home Loanother | 6.340% APR | 6.340% | — | Standard |
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 72-Month Auto Loanauto_any_72mo | 3.740% APR | 3.740% | 72 mo | Standard |
| Featured Rates (Auto Loans)auto | 3.990% APR | 3.990% | — | Standard |
| Vehicle Loan Rates (61 - 72 Months)auto_any_72mo | 4.740% APR | 4.740% | 72 mo | Standard |
| Vehicle Loan Rates (24 - 60 Months)auto_any_60mo | 4.740% APR | 4.740% | 60 mo | Standard |
| Vehicle Loan Rates (73 - 84 Months)auto_any_84mo | 4.740% APR | 4.740% | 84 mo | Standard |
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
| Used Auto Loanauto_used | 5.240% APR | 5.240% | used | Standard |
| Vehicle Loan Rates (up to 72 Months (last 8 model years))auto_any_72mo | 5.740% APR | 5.740% | 72 mo | Standard |
| 72-Month Auto Loanauto_any_72mo | 6.740% APR | 6.740% | 72 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 6.990% APR | 6.990% | 60 mo | Standard |
| Vehicle Loan Rates (up to 60 Months (8 to 20 model years and under 250k miles))auto_any_60mo | 7.740% APR | 7.740% | 60 mo | Standard |
| 240-Month Auto Loanauto_any_240mo | 8.740% APR | 8.740% | 240 mo | Standard |
| Up to 60-Month Auto Loanauto_any_60mo | 18.490% APR | 18.490% | 60 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year HELOC (Variable)heloc_variable | 5.250% APR | 5.250% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Rates (Savings & Investments)savings | 0.20% APY | 0.20% | — | Standard |
| Featured Rates (Certificates)cd | 2.10% APY | 2.10% | — | Standard |
| 30 Yearssavings | 5.25% APY | 5.25% | — | Standard |
As of August 4, 2026, F3 Credit Union offers mortgage rates from 6.34% APR. Auto loans available from 3.74% APR for 72 months. HELOC rates from 5.25% APR. Savings and certificate yields up to 5.25% APY.
Source: RateAPI.dev, verified from F3 Credit Union's official website
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About F3 Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 12.9K
- Assets
- $239.4M
- Founded
- 1931
- Locations reported
- 4
- NCUA charter
- 64835
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join F3 Credit Union
Membership eligibility from F3 Credit Union's own published criteria. How we verify this.
Membership via employers (U.S. Postal Service) or occupations (Civil Service employees)
- LocationSanta Clara
- EmployerU.S. Postal Service
- OccupationCivil Service employees
Cost to join: About $2 (a $1 membership fee plus a $1 minimum deposit).
Verified from F3 Credit Union's membership page. Final membership determination is always made by the credit union.
Work at F3 Credit Union?
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Frequently Asked Questions
What rates does F3 Credit Union offer?
F3 Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are F3 Credit Union rates updated?
RateAPI verifies F3 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get F3 Credit Union's rate data?
Rate data is collected directly from F3 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is F3 Credit Union's mortgage rate?
As of August 4, 2026, F3 Credit Union offers mortgage rates from 6.34% APR.
What are F3 Credit Union's auto loan rates?
As of August 4, 2026, F3 Credit Union offers auto loans from 3.74% APR.
What is F3 Credit Union's HELOC rate?
As of August 4, 2026, F3 Credit Union offers home equity lines of credit from 5.25% APR.
What is F3 Credit Union's best CD rate?
As of August 4, 2026, F3 Credit Union offers savings and certificate (CD) yields up to 5.25% APY.
Related Rate Data
Compare F3 Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
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# Get rates for F3 Credit Union
curl "https://api.rateapi.dev/credit-unions/california/f3" \
-H "Authorization: Bearer YOUR_API_KEY"