Excite Credit Union
Verified rate book
Current Excite Credit Union rates
4 published offers verified as of August 3, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 5.000% APR | 5.000% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 8.500% APR | 8.500% | — | Standard |
| HELOC (Variable)heloc_variable | 9.250% APR | 9.250% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Certificateshare_certificate | 3.65% APY | 3.65% | — | Standard |
Auto loans available from 5% APR. HELOC rates from 8.5% APR. Savings and certificate yields up to 3.65% APY.
Source: RateAPI.dev, verified from Excite Credit Union's official website
Loading branch locator…
About Excite Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 45.8K
- Assets
- $615.2M
- Founded
- 1952
- Locations reported
- 6
- NCUA charter
- 68441
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Excite Credit Union
Membership eligibility from Excite Credit Union's own published criteria. How we verify this.
Community charter: live/work in Santa Clara, San Mateo, Alameda +6 more
- LocationSanta Clara, San Mateo, Alameda, Santa Cruz, Monterey, San Francisco, Brunswick, New Hanover, Pender
Cost to join: About $5.
Verified from Excite Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Excite Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Excite Credit Union ranks against California peers.
Frequently Asked Questions
What rates does Excite Credit Union offer?
Excite Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Excite Credit Union rates updated?
RateAPI verifies Excite Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Excite Credit Union's rate data?
Rate data is collected directly from Excite Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Excite Credit Union's auto loan rates?
As of August 3, 2026, Excite Credit Union offers auto loans from 5% APR.
What is Excite Credit Union's HELOC rate?
As of August 3, 2026, Excite Credit Union offers home equity lines of credit from 8.5% APR.
What is Excite Credit Union's best CD rate?
As of August 3, 2026, Excite Credit Union offers savings and certificate (CD) yields up to 3.65% APY.
Related Rate Data
Compare Excite Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Excite Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Excite Credit Union
curl "https://api.rateapi.dev/credit-unions/california/excite" \
-H "Authorization: Bearer YOUR_API_KEY"