Commonwealth Central Credit Union

San Jose, California
Last verified: August 3, 2026
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Verified rate book

Current Commonwealth Central Credit Union rates

2 published offers verified as of August 3, 2026.

How we verify rates

HELOC rates

2 offers
Commonwealth Central Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Premium HELOCheloc_variable6.750% APR6.750%Standard
Home Equity Loan (Fixed)heloc_fixed7.250% APR7.250%Standard

HELOC rates from 6.75% APR.

Source: RateAPI.dev, verified from Commonwealth Central Credit Union's official website

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About Commonwealth Central Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
37.7K
Assets
$626.9M
Founded
1958
Locations reported
5
NCUA charter
61741
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Commonwealth Central Credit Union

Membership eligibility from Commonwealth Central Credit Union's own published criteria. How we verify this.

Membership criteria are published on Commonwealth Central Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Commonwealth Central Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Commonwealth Central Credit Union?

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Frequently Asked Questions

What rates does Commonwealth Central Credit Union offer?

Commonwealth Central Credit Union currently offers HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Commonwealth Central Credit Union rates updated?

RateAPI verifies Commonwealth Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Commonwealth Central Credit Union's rate data?

Rate data is collected directly from Commonwealth Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Commonwealth Central Credit Union's HELOC rate?

As of August 3, 2026, Commonwealth Central Credit Union offers home equity lines of credit from 6.75% APR.

Related Rate Data

Compare Commonwealth Central Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Commonwealth Central Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Commonwealth Central Credit Union
curl "https://api.rateapi.dev/credit-unions/california/commonwealth-central" \
  -H "Authorization: Bearer YOUR_API_KEY"