Coasthills Credit Union
Verified rate book
Current Coasthills Credit Union rates
43 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.840% APR | 6.840% | — | Standard |
| 5/5 ARM5 5 arm | 5.709% APR | 5.709% | — | Standard |
| 15/15 ARMarm | 6.337% APR | 6.337% | — | Standard |
| VA Loanother | 6.442% APR | 6.442% | — | Standard |
Auto & vehicle rates
27 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.750% APR | 4.750% | new | Standard |
| Used Auto Loanauto_used | 4.750% APR | 4.750% | used | Standard |
| New/Used Auto/Motorcycle 2022-2026 (24-60 months)motorcycle_any_60mo | 4.750% APR | 4.750% | 60 mo · any | Standard |
| New/Used Auto/Motorcycle 2022-2026 (72 months)motorcycle_any_72mo | 5.050% APR | 5.050% | 72 mo · any | Standard |
| Used Auto/Motorcycle 2018-2021 (24-60 months)motorcycle_used_60mo | 5.750% APR | 5.750% | 60 mo · used | Standard |
| Used Auto/Motorcycle 2017 & older (24-60 months)motorcycle_used_60mo | 5.750% APR | 5.750% | 60 mo · used | Standard |
| New/Used Auto/Motorcycle 2022-2026 (84 months)motorcycle_any_84mo | 6.050% APR | 6.050% | 84 mo · any | Standard |
| Used Auto/Motorcycle 2018-2021 (72 months)motorcycle_used_72mo | 6.050% APR | 6.050% | 72 mo · used | Standard |
| Used Auto/Motorcycle 2018-2021 (84 months)motorcycle_used_84mo | 7.050% APR | 7.050% | 84 mo · used | Standard |
| New RV Loanrv_new | 8.040% APR | 8.040% | new | Standard |
| New/Used RV 2020-2026 (12-60 months)rv_any_60mo | 8.040% APR | 8.040% | 60 mo · any | Standard |
| New Boat Loanboat_new | 8.290% APR | 8.290% | new | Standard |
| New/Used Boat 2020-2026 (12-60 months)boat_any_60mo | 8.290% APR | 8.290% | 60 mo · any | Standard |
| New/Used RV 2020-2026 (84 months)rv_any_84mo | 8.540% APR | 8.540% | 84 mo · any | Standard |
| Used RV 2006-2019 (12-60 months)rv_used_60mo | 8.540% APR | 8.540% | 60 mo · used | Standard |
| Used Boat 2006-2019 (12-60 months)boat_used_60mo | 8.790% APR | 8.790% | 60 mo · used | Standard |
| New/Used Boat 2020-2026 (84 months)boat_any_84mo | 8.790% APR | 8.790% | 84 mo · any | Standard |
| New/Used RV 2020-2026 (120 months)rv_any_120mo | 9.040% APR | 9.040% | 120 mo · any | Standard |
| 84-Month Used RV Loan (2006–2019)rv_used_84mo | 9.040% APR | 9.040% | 84 mo · used | Standard |
| 84-Month Used Boat Loan (2006–2019)boat_used_84mo | 9.290% APR | 9.290% | 84 mo · used | Standard |
| New/Used Boat 2020-2026 (120 months)boat_any_120mo | 9.290% APR | 9.290% | 120 mo · any | Standard |
| 120-Month Used RV Loan (2006–2019)rv_used_120mo | 9.540% APR | 9.540% | 120 mo · used | Standard |
| New/Used RV 2020-2026 (180 months)rv_any_180mo | 9.540% APR | 9.540% | 180 mo · any | Standard |
| New/Used Boat 2020-2026 (180 months)boat_any_180mo | 9.790% APR | 9.790% | 180 mo · any | Standard |
| 120-Month Used Boat Loan (2006–2019)boat_used_120mo | 9.790% APR | 9.790% | 120 mo · used | Standard |
| 180-Month Used RV Loan (2006–2019)rv_used_180mo | 10.040% APR | 10.040% | 180 mo · used | Standard |
| 180-Month Used Boat Loan (2006–2019)boat_used_180mo | 10.290% APR | 10.290% | 180 mo · used | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share & Certificate Secured Loanpersonal_secured | 3.500% APR | 3.500% | — | Standard |
| Certificate Secured (90% of cert balance)personal_secured_12mo | 3.500% APR | 3.500% | 12 mo | Standard |
| Share Secured (100% of share balance)personal_secured_60mo | 3.500% APR | 3.500% | 60 mo | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 11.240% APR | 11.240% | 60 mo | Standard |
| Signature Loanpersonal_unsecured | 11.240% APR | 11.240% | — | Standard |
| Personal Line of Creditploc_variable | 11.990% APR | 11.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 8.990% APR | 8.990% | — | Standard |
Savings & CD rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Checkingsavings | 0.50% APY | 0.50% | — | Standard |
| Money Marketmoney_market | 0.75% APY | 0.75% | — | Standard |
| IRA Certificateira_cd | 2.78% APY | 2.78% | — | Standard |
| Promo Certificate Accountcd | 3.35% APY | 3.35% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Revolvingother | 11.990% % | 11.990% | — | Standard |
As of August 4, 2026, Coasthills Credit Union offers a 30-year fixed mortgage at 6.84% APR. Vehicle loans available from 4.75% APR. Personal loan rates from 3.5% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 3.35% APY.
Source: RateAPI.dev, verified from Coasthills Credit Union's official website
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About Coasthills Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 83.9K
- Assets
- $1.8B
- Founded
- 1958
- Locations reported
- 11
- NCUA charter
- 24957
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Coasthills Credit Union
Membership eligibility from Coasthills Credit Union's own published criteria. How we verify this.
Community charter: live/work in Santa Barbara, San Luis Obispo
- LocationSanta Barbara, San Luis Obispo
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from Coasthills Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Coasthills Credit Union?
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Frequently Asked Questions
What rates does Coasthills Credit Union offer?
Coasthills Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Coasthills Credit Union rates updated?
RateAPI verifies Coasthills Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Coasthills Credit Union's rate data?
Rate data is collected directly from Coasthills Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Coasthills Credit Union's mortgage rate?
As of August 4, 2026, Coasthills Credit Union offers a 30-year fixed mortgage at 6.84% APR.
What are Coasthills Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Coasthills Credit Union offers vehicle loans from 4.75% APR.
What is Coasthills Credit Union's personal loan rate?
As of August 4, 2026, Coasthills Credit Union offers personal loans from 3.5% APR.
What is Coasthills Credit Union's best CD rate?
As of August 4, 2026, Coasthills Credit Union offers savings and certificate (CD) yields up to 3.35% APY.
Related Rate Data
Compare Coasthills Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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