Santa Barbara County Credit Union
Verified rate book
Current Santa Barbara County Credit Union rates
7 published offers verified as of August 3, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.500% APR | 4.500% | — | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Plan 3heloc | 4.000% APR | 4.000% | — | Standard |
| Plan 8heloc | 4.500% APR | 4.500% | — | Standard |
| Plan 1heloc | 5.000% APR | 5.000% | — | Standard |
| Plan 6heloc | 5.500% APR | 5.500% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 9.000% APR | 9.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
Auto loans available from 4.5% APR. HELOC rates from 4% APR. Personal loan rates from 9% APR. Credit card rates from 9.9% APR.
Source: RateAPI.dev, verified from Santa Barbara County Credit Union's official website
Loading branch locator…
About Santa Barbara County Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4K
- Assets
- $64.7M
- Founded
- 1950
- Locations reported
- 1
- NCUA charter
- 6711
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Santa Barbara County Credit Union
Membership eligibility from Santa Barbara County Credit Union's own published criteria. How we verify this.
Membership criteria are published on Santa Barbara County Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Santa Barbara County Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Santa Barbara County Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Santa Barbara County Credit Union ranks against California peers.
Frequently Asked Questions
What rates does Santa Barbara County Credit Union offer?
Santa Barbara County Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Santa Barbara County Credit Union rates updated?
RateAPI verifies Santa Barbara County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Santa Barbara County Credit Union's rate data?
Rate data is collected directly from Santa Barbara County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Santa Barbara County Credit Union's auto loan rates?
As of August 3, 2026, Santa Barbara County Credit Union offers auto loans from 4.5% APR.
What is Santa Barbara County Credit Union's HELOC rate?
As of August 3, 2026, Santa Barbara County Credit Union offers home equity lines of credit from 4% APR.
What is Santa Barbara County Credit Union's personal loan rate?
As of August 3, 2026, Santa Barbara County Credit Union offers personal loans from 9% APR.
Related Rate Data
Compare Santa Barbara County Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Santa Barbara County Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Santa Barbara County Credit Union
curl "https://api.rateapi.dev/credit-unions/california/santa-barbara-county" \
-H "Authorization: Bearer YOUR_API_KEY"