Slo Credit Union

San Luis Obispo, California
Last verified: August 4, 2026
Work at Slo Credit Union? Claim this profile →

Verified rate book

Current Slo Credit Union rates

5 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
Slo Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month New Auto Loanauto_new_48mo4.890% APR4.890%48 mo · newStandard
48-Month Used Auto Loanauto_used_48mo5.390% APR5.390%48 mo · usedStandard

HELOC rates

1 offer
Slo Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.980% APR6.980%Standard

Personal loan rates

1 offer
Slo Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured11.990% APR11.990%Standard

Credit card rates

1 offer
Slo Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card10.000% APR10.000%Standard

Auto loans available from 4.89% APR for 48 months. HELOC rates from 6.98% APR. Personal loan rates from 11.99% APR. Credit card rates from 10% APR.

Source: RateAPI.dev, verified from Slo Credit Union's official website

Loading branch locator…

About Slo Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.3K
Assets
$29.7M
Founded
1953
Locations reported
3
NCUA charter
61779
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Slo Credit Union

Membership eligibility from Slo Credit Union's own published criteria. How we verify this.

Community charter: live/work in San Luis Obispo

  • LocationSan Luis Obispo

Cost to join: About $5.

Verified from Slo Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Slo Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Slo Credit Union ranks against California peers.

Frequently Asked Questions

What rates does Slo Credit Union offer?

Slo Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Slo Credit Union rates updated?

RateAPI verifies Slo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Slo Credit Union's rate data?

Rate data is collected directly from Slo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Slo Credit Union's auto loan rates?

As of August 4, 2026, Slo Credit Union offers auto loans from 4.89% APR.

What is Slo Credit Union's HELOC rate?

As of August 4, 2026, Slo Credit Union offers home equity lines of credit from 6.98% APR.

What is Slo Credit Union's personal loan rate?

As of August 4, 2026, Slo Credit Union offers personal loans from 11.99% APR.

Related Rate Data

Compare Slo Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Slo Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Slo Credit Union
curl "https://api.rateapi.dev/credit-unions/california/slo" \
  -H "Authorization: Bearer YOUR_API_KEY"