Santa Barbara Teachers Credit Union
Verified rate book
Current Santa Barbara Teachers Credit Union rates
12 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.700% APR | 4.700% | new | Standard |
| New RV Loanrv_new | 4.700% APR | 4.700% | new | Standard |
| Used RV Loanrv_used | 4.900% APR | 4.900% | used | Standard |
| Car Collateralauto | 4.900% APR | 4.900% | — | Standard |
| Used Auto Loanauto_used | 4.900% APR | 4.900% | used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 11.000% APR | 11.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 5.000% APR | 5.000% | — | Standard |
Other rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 10 Year Maximum - 0% Points + Title & Escrowother | 5.500% % | 5.500% | — | Standard |
| 15 Year Maximum - 0% Points + Title & Escrowother | 6.000% % | 6.000% | — | Standard |
| 15 Year - 1% Point + Title & Escrowother | 6.040% % | 6.040% | — | Standard |
| 20 Year Maximum - 0% Points + Title & Escrowother | 6.500% % | 6.500% | — | Standard |
| 30 Year - 1% Point + Title & Escrowother | 6.660% % | 6.660% | — | Standard |
Vehicle loans available from 4.7% APR. Personal loan rates from 11% APR. Credit card rates from 5% APR.
Source: RateAPI.dev, verified from Santa Barbara Teachers Credit Union's official website
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About Santa Barbara Teachers Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 9.2K
- Assets
- $309.6M
- Founded
- 1937
- Locations reported
- 5
- NCUA charter
- 1909
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Santa Barbara Teachers Credit Union
Membership eligibility from Santa Barbara Teachers Credit Union's own published criteria. How we verify this.
Membership via occupations (public school district employees)
- LocationSanta Barbara
- Occupationpublic school district employees
Cost to join: About $30 (a $5 membership fee plus a $25 minimum deposit).
Verified from Santa Barbara Teachers Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Santa Barbara Teachers Credit Union?
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Frequently Asked Questions
What rates does Santa Barbara Teachers Credit Union offer?
Santa Barbara Teachers Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Santa Barbara Teachers Credit Union rates updated?
RateAPI verifies Santa Barbara Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Santa Barbara Teachers Credit Union's rate data?
Rate data is collected directly from Santa Barbara Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Santa Barbara Teachers Credit Union's auto & rv loan rates?
As of August 4, 2026, Santa Barbara Teachers Credit Union offers vehicle loans from 4.7% APR.
What is Santa Barbara Teachers Credit Union's personal loan rate?
As of August 4, 2026, Santa Barbara Teachers Credit Union offers personal loans from 11% APR.
Related Rate Data
Compare Santa Barbara Teachers Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Santa Barbara Teachers Credit Union
curl "https://api.rateapi.dev/credit-unions/california/santa-barbara-teachers" \
-H "Authorization: Bearer YOUR_API_KEY"