Federal Employees Credit Union
Verified rate book
Current Federal Employees Credit Union rates
14 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Autos* (Up to 36 months)auto_any_36mo | 5.000% APR | 5.000% | 36 mo · any | Standard |
| New & Used Autos* (Up to 48 months)auto_any_48mo | 5.250% APR | 5.250% | 48 mo · any | Standard |
| New & Used Autos* (Up to 72 months)auto_any_72mo | 5.900% APR | 5.900% | 72 mo · any | Standard |
| New & Used Autos* (Up to 60 months)auto_any_60mo | 5.990% APR | 5.990% | 60 mo · any | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share or CD Securedpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Vacation/Christmas Loan (Based on 12 months)personal_unsecured_12mo | 10.900% APR | 10.900% | 12 mo | Standard |
| Open-End Loan (Revolving Charge)personal | 18.000% APR | 18.000% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Certificatecd_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 4.00% APY | 4.00% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 4.00% APY | 4.00% | 18 mo | Standard |
| 30-Month Certificatecd_30mo | 4.20% APY | 4.20% | 30 mo | Standard |
| 36-Month Certificatecd_36mo | 4.20% APY | 4.20% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 4.20% APY | 4.20% | 24 mo | Standard |
| 48-Month Certificatecd_48mo | 4.25% APY | 4.25% | 48 mo | Standard |
Auto loans available from 5% APR for 36 months. Personal loan rates from 3% APR. Savings and certificate yields up to 4.25% APY.
Source: RateAPI.dev, verified from Federal Employees Credit Union's official website
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About Federal Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.7K
- Assets
- $19.4M
- Founded
- 1958
- Locations reported
- 1
- NCUA charter
- 62599
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Federal Employees Credit Union
Membership eligibility from Federal Employees Credit Union's own published criteria. How we verify this.
Membership via occupations (federal employee +2 more)
- Occupationfederal employee, military, veteran
- Militarymilitary, veteran
Cost to join: About $26.
Verified from Federal Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Federal Employees Credit Union?
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Frequently Asked Questions
What rates does Federal Employees Credit Union offer?
Federal Employees Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Federal Employees Credit Union rates updated?
RateAPI verifies Federal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Federal Employees Credit Union's rate data?
Rate data is collected directly from Federal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Federal Employees Credit Union's auto loan rates?
As of August 4, 2026, Federal Employees Credit Union offers auto loans from 5% APR.
What is Federal Employees Credit Union's personal loan rate?
As of August 4, 2026, Federal Employees Credit Union offers personal loans from 3% APR.
What is Federal Employees Credit Union's best CD rate?
As of August 4, 2026, Federal Employees Credit Union offers savings and certificate (CD) yields up to 4.25% APY.
Related Rate Data
Compare Federal Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Federal Employees Credit Union rates
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# Get rates for Federal Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/federal-employees" \
-H "Authorization: Bearer YOUR_API_KEY"