Jefferson Credit Union
Verified rate book
Current Jefferson Credit Union rates
19 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mobile Home-New (Closed End)other | 8.750% APR | 8.750% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vehicles 2024-Newer (Closed End)auto | 4.250% APR | 4.250% | — | Standard |
| New Boats & Watercrafts 2024 and Newerboat_new | 5.750% APR | 5.750% | new | Standard |
| Vehicles 2017-2023 (Closed End)auto | 6.250% APR | 6.250% | — | Standard |
| Used Boats and Watercrafts 2023 or Olderboat_used | 6.750% APR | 6.750% | used | Standard |
| New RV Loan (2024 and Newer)rv_new | 7.750% APR | 7.750% | new | Standard |
| Used RV Loan (2023 and Older)rv_used | 8.750% APR | 8.750% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (HELOC) (Open End)heloc_variable | 7.250% APR | 7.250% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured-Variable Rate (Closed End)personal_secured | 2.100% APR | 2.100% | — | Standard |
| Personal Signature Loans (Closed End)personal_unsecured | 9.750% APR | 9.750% | — | Standard |
| Personal Lines of Credit (Open End)ploc_variable | 12.750% APR | 12.750% | — | Standard |
| Prosperity Line of Creditploc_variable | 12.900% APR | 12.900% | — | Standard |
| Pathway 180 Line of Creditploc_variable | 17.900% APR | 17.900% | — | Standard |
| Holiday Loans (only available during holiday season)personal | 28.000% APR | 28.000% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Credit Cards-Secured (Open End)credit_card_secured | 10.400% APR | 10.400% | — | Standard |
| Visa Classic Credit Cards (Open End)credit_card | 13.000% APR | 13.000% | — | Standard |
| Visa Signature Rewards Credit Card (Open End)credit_card_rewards | 13.400% APR | 13.400% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Real Estate (Closed End)other | 5.250% % | 5.250% | — | Standard |
| Back-To-School Loans (only available during July and August)other | 28.000% % | 28.000% | — | Standard |
As of August 4, 2026, Jefferson Credit Union offers mortgage rates from 8.75% APR. Vehicle loans available from 4.25% APR. HELOC rates from 7.25% APR. Personal loan rates from 2.1% APR. Credit card rates from 10.4% APR.
Source: RateAPI.dev, verified from Jefferson Credit Union's official website
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About Jefferson Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.1K
- Assets
- $92.1M
- Founded
- 1941
- Locations reported
- 4
- NCUA charter
- 63834
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Jefferson Credit Union
Membership eligibility from Jefferson Credit Union's own published criteria. How we verify this.
Community charter: live/work in Jefferson, Shelby, Bibb +4 more, AL
- LocationJefferson, Shelby, Bibb, Tuscaloosa, Walker, Blount, St. Clair — AL
Cost to join: About $5.
Verified from Jefferson Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Jefferson Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Jefferson Credit Union ranks against Alabama peers.
Frequently Asked Questions
What rates does Jefferson Credit Union offer?
Jefferson Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Jefferson Credit Union rates updated?
RateAPI verifies Jefferson Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Jefferson Credit Union's rate data?
Rate data is collected directly from Jefferson Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Jefferson Credit Union's mortgage rate?
As of August 4, 2026, Jefferson Credit Union offers mortgage rates from 8.75% APR.
What are Jefferson Credit Union's auto, rv & boat loan rates?
As of August 4, 2026, Jefferson Credit Union offers vehicle loans from 4.25% APR.
What is Jefferson Credit Union's HELOC rate?
As of August 4, 2026, Jefferson Credit Union offers home equity lines of credit from 7.25% APR.
What is Jefferson Credit Union's personal loan rate?
As of August 4, 2026, Jefferson Credit Union offers personal loans from 2.1% APR.
Related Rate Data
Compare Jefferson Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Jefferson Credit Union rates
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# Get rates for Jefferson Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/jefferson-credit-union" \
-H "Authorization: Bearer YOUR_API_KEY"