Health Credit Union

Birmingham, Alabama
Last verified: August 4, 2026
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Verified rate book

Current Health Credit Union rates

13 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
Health Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new5.250% APR5.250%newStandard
Used Auto Loanauto_used6.250% APR6.250%usedStandard

Personal loan rates

1 offer
Health Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured11.000% APR11.000%Standard

Savings & CD rates

7 offers
Health Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Shares & Clubssavings0.30% APY0.30%Standard
3-Month Certificatecd_3mo0.45% APY0.45%3 moStandard
IRAira1.50% APY1.50%Standard
18-Month Certificatecd_18mo1.65% APY1.65%18 moStandard
24-Month Certificatecd_24mo2.00% APY2.00%24 moStandard
30-Month Certificatecd_30mo2.15% APY2.15%30 moStandard
6-Month Certificatecd_6mo3.75% APY3.75%6 moStandard

Other rates

3 offers
Health Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
MMF-2 > $ 4,999.00other0.450% %0.450%Standard
MMF-1 > $ 2,499.00other0.450% %0.450%Standard
12 Months 13 Monthsother1.500% %1.500%Standard

Auto loans available from 5.25% APR. Personal loan rates from 11% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from Health Credit Union's official website

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About Health Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.1K
Assets
$27.4M
Founded
1955
Locations reported
1
NCUA charter
62664
Charter type
Federally insured state-chartered credit union

Services and member support

  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Health Credit Union

Membership eligibility from Health Credit Union's own published criteria. How we verify this.

Membership via employers (Jefferson County Department of Health)

  • EmployerJefferson County Department of Health

Verified from Health Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Health Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Health Credit Union ranks against Alabama peers.

Frequently Asked Questions

What rates does Health Credit Union offer?

Health Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Health Credit Union rates updated?

RateAPI verifies Health Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Health Credit Union's rate data?

Rate data is collected directly from Health Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Health Credit Union's auto loan rates?

As of August 4, 2026, Health Credit Union offers auto loans from 5.25% APR.

What is Health Credit Union's personal loan rate?

As of August 4, 2026, Health Credit Union offers personal loans from 11% APR.

What is Health Credit Union's best CD rate?

As of August 4, 2026, Health Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare Health Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Health Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Health Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/health" \
  -H "Authorization: Bearer YOUR_API_KEY"