Health Credit Union
Verified rate book
Current Health Credit Union rates
13 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 5.250% APR | 5.250% | new | Standard |
| Used Auto Loanauto_used | 6.250% APR | 6.250% | used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 11.000% APR | 11.000% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Shares & Clubssavings | 0.30% APY | 0.30% | — | Standard |
| 3-Month Certificatecd_3mo | 0.45% APY | 0.45% | 3 mo | Standard |
| IRAira | 1.50% APY | 1.50% | — | Standard |
| 18-Month Certificatecd_18mo | 1.65% APY | 1.65% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 2.00% APY | 2.00% | 24 mo | Standard |
| 30-Month Certificatecd_30mo | 2.15% APY | 2.15% | 30 mo | Standard |
| 6-Month Certificatecd_6mo | 3.75% APY | 3.75% | 6 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| MMF-2 > $ 4,999.00other | 0.450% % | 0.450% | — | Standard |
| MMF-1 > $ 2,499.00other | 0.450% % | 0.450% | — | Standard |
| 12 Months 13 Monthsother | 1.500% % | 1.500% | — | Standard |
Auto loans available from 5.25% APR. Personal loan rates from 11% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Health Credit Union's official website
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About Health Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.1K
- Assets
- $27.4M
- Founded
- 1955
- Locations reported
- 1
- NCUA charter
- 62664
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Mobile payments
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Health Credit Union
Membership eligibility from Health Credit Union's own published criteria. How we verify this.
Membership via employers (Jefferson County Department of Health)
- EmployerJefferson County Department of Health
Verified from Health Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Health Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Health Credit Union ranks against Alabama peers.
Frequently Asked Questions
What rates does Health Credit Union offer?
Health Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Health Credit Union rates updated?
RateAPI verifies Health Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Health Credit Union's rate data?
Rate data is collected directly from Health Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Health Credit Union's auto loan rates?
As of August 4, 2026, Health Credit Union offers auto loans from 5.25% APR.
What is Health Credit Union's personal loan rate?
As of August 4, 2026, Health Credit Union offers personal loans from 11% APR.
What is Health Credit Union's best CD rate?
As of August 4, 2026, Health Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Health Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Health Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Health Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/health" \
-H "Authorization: Bearer YOUR_API_KEY"