Avadian Credit Union

Birmingham, Alabama
Last verified: August 3, 2026
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Verified rate book

Current Avadian Credit Union rates

18 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

3 offers
Avadian Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.500% APR6.500%Standard
15-Year Fixed15 year fixed5.875% APR5.875%Standard
Mortgageother6.000% APR6.000%Standard

Auto & vehicle rates

1 offer
Avadian Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.790% APR4.790%Standard

HELOC rates

2 offers
Avadian Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loanheloc7.000% APR7.000%Standard
HELOCPlus+ (Variable Rate)heloc_variable8.490% APR8.490%Standard

Personal loan rates

4 offers
Avadian Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Improvement Loanpersonal7.240% APR7.240%Standard
Small Dollar Loanpersonal8.490% APR8.490%Standard
Personal Line of Creditploc_variable12.400% APR12.400%Standard
Unsecured Personal Loanpersonal_unsecured13.400% APR13.400%Standard

Credit card rates

1 offer
Avadian Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Personal Credit Cardcredit_card13.400% APR13.400%Standard

Savings & CD rates

7 offers
Avadian Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Savingssavings0.05% APY0.05%Standard
High Yield Savingssavings0.25% APY0.25%Standard
Savingssavings0.25% APY0.25%Standard
Checkingsavings3.50% APY3.50%Standard
35-Month Win-Win CDcd_35mo3.60% APY3.60%35 moStandard
13-Month Certificatecd_13mo4.00% APY4.00%13 moStandard
47-Month Certificatecd_47mo4.00% APY4.00%47 moStandard

As of August 3, 2026, Avadian Credit Union offers a 30-year fixed mortgage at 6.5% APR. Auto loans available from 4.79% APR. HELOC rates from 7% APR. Personal loan rates from 7.24% APR. Credit card rates from 13.4% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Avadian Credit Union's official website

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About Avadian Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
83.2K
Assets
$1.4B
Founded
1934
Locations reported
19
NCUA charter
68583
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Avadian Credit Union

Membership eligibility from Avadian Credit Union's own published criteria. How we verify this.

Membership criteria are published on Avadian Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Avadian Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Avadian Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Avadian Credit Union ranks against Alabama peers.

Frequently Asked Questions

What rates does Avadian Credit Union offer?

Avadian Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Avadian Credit Union rates updated?

RateAPI verifies Avadian Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Avadian Credit Union's rate data?

Rate data is collected directly from Avadian Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Avadian Credit Union's mortgage rate?

As of August 3, 2026, Avadian Credit Union offers a 30-year fixed mortgage at 6.5% APR.

What are Avadian Credit Union's auto loan rates?

As of August 3, 2026, Avadian Credit Union offers auto loans from 4.79% APR.

What is Avadian Credit Union's HELOC rate?

As of August 3, 2026, Avadian Credit Union offers home equity lines of credit from 7% APR.

What is Avadian Credit Union's personal loan rate?

As of August 3, 2026, Avadian Credit Union offers personal loans from 7.24% APR.

What is Avadian Credit Union's best CD rate?

As of August 3, 2026, Avadian Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Avadian Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Avadian Credit Union rates

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Use it via API

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terminal
# Get rates for Avadian Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/avadian" \
  -H "Authorization: Bearer YOUR_API_KEY"