Focus Credit Union
Verified rate book
Current Focus Credit Union rates
11 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2nd Mortgage up to 80% LTVother | 7.290% APR | 7.290% | — | Standard |
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Motorcyle Loanauto_new | 4.290% APR | 4.290% | new | Standard |
| Used Motorcycle Loanmotorcycle_used | 4.790% APR | 4.790% | used | Standard |
| Used Auto Loanauto_used | 4.790% APR | 4.790% | used | Standard |
| New Boat Loanboat_new | 6.490% APR | 6.490% | new | Standard |
| New ATV, Watercraft, Sledpowersports_new | 6.490% APR | 6.490% | new | Standard |
| Used Boat Loanboat_used | 6.990% APR | 6.990% | used | Standard |
| Used ATV, Watercraft, Sledpowersports_used | 6.990% APR | 6.990% | used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| KWIK Cash Line of Creditploc_variable | 9.990% APR | 9.990% | — | Standard |
| Signature Loanpersonal_unsecured | 11.990% APR | 11.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 11.880% APR | 11.880% | — | Standard |
As of August 4, 2026, Focus Credit Union offers mortgage rates from 7.29% APR. Vehicle loans available from 4.29% APR. Personal loan rates from 9.99% APR. Credit card rates from 11.88% APR.
Source: RateAPI.dev, verified from Focus Credit Union's official website
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About Focus Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.4K
- Assets
- $61.3M
- Founded
- 1964
- Locations reported
- 2
- NCUA charter
- 66451
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Focus Credit Union
Membership eligibility from Focus Credit Union's own published criteria. How we verify this.
Membership criteria are published on Focus Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Focus Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Focus Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Focus Credit Union ranks against Wisconsin peers.
Frequently Asked Questions
What rates does Focus Credit Union offer?
Focus Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Focus Credit Union rates updated?
RateAPI verifies Focus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Focus Credit Union's rate data?
Rate data is collected directly from Focus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Focus Credit Union's mortgage rate?
As of August 4, 2026, Focus Credit Union offers mortgage rates from 7.29% APR.
What are Focus Credit Union's auto, boat, motorcycle & powersports loan rates?
As of August 4, 2026, Focus Credit Union offers vehicle loans from 4.29% APR.
What is Focus Credit Union's personal loan rate?
As of August 4, 2026, Focus Credit Union offers personal loans from 9.99% APR.
Related Rate Data
Compare Focus Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Focus Credit Union rates
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# Get rates for Focus Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/focus" \
-H "Authorization: Bearer YOUR_API_KEY"