Educators Credit Union

Racine, Wisconsin
Last verified: August 4, 2026
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Verified rate book

Current Educators Credit Union rates

4 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Educators Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.625% APR6.625%—Standard

Auto & vehicle rates

1 offer
Educators Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.650% APR4.650%—Standard

HELOC rates

1 offer
Educators Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed6.200% APR6.200%—Standard

Credit card rates

1 offer
Educators Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum10.900% APR10.900%—Standard

As of August 4, 2026, Educators Credit Union offers a 30-year fixed mortgage at 6.625% APR. Auto loans available from 4.65% APR. HELOC rates from 6.2% APR. Credit card rates from 10.9% APR.

Source: RateAPI.dev, verified from Educators Credit Union's official website

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About Educators Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
232.1K
Assets
$3.9B
Founded
1937
Locations reported
26
NCUA charter
66448
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

C U PAMI Information Systems · Mount Pleasant · WI · 53406About 4.1 miles awayCatholic FamilyAMI · Mount Pleasant · WI · 53406-3759About 4.1 miles awayCo-NeAMI · Mount Pleasant · WI · 53406-3759About 4.1 miles awayFerko MD8348 Corporate Drive · Mount Pleasant · WI · 53406About 4.1 miles awayLandmarkRacine · Mount Pleasant · WI · 53406About 4.1 miles awayMCU Financial CenterMCU Financial Center C U · Mount Pleasant · WI · 53406-4488About 4.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Educators Credit Union

Membership eligibility from Educators Credit Union's own published criteria. How we verify this.

Community charter: live/work in Dane, Green, Jefferson +12 more

  • LocationDane, Green, Jefferson, Kenosha, Milwaukee, Ozaukee, Racine, Rock, Walworth, Washington, Waukesha, Lake, Boone, McHenry, Winnebago

Verified from Educators Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Educators Credit Union offer?

Educators Credit Union currently offers mortgage, Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Educators Credit Union rates updated?

RateAPI verifies Educators Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Educators Credit Union's rate data?

Rate data is collected directly from Educators Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Educators Credit Union's mortgage rate?

As of August 4, 2026, Educators Credit Union offers a 30-year fixed mortgage at 6.625% APR.

What are Educators Credit Union's auto loan rates?

As of August 4, 2026, Educators Credit Union offers auto loans from 4.65% APR.

What is Educators Credit Union's HELOC rate?

As of August 4, 2026, Educators Credit Union offers home equity lines of credit from 6.2% APR.

Related Rate Data

Compare Educators Credit Union's rates against national credit-union benchmarks.

More Wisconsin credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Educators Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/educators" \
  -H "Authorization: Bearer YOUR_API_KEY"
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