Guardian Credit Union

Oak Creek, Wisconsin
Last verified: August 4, 2026
Work at Guardian Credit Union? Claim this profile →

Verified rate book

Current Guardian Credit Union rates

42 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Guardian Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.790% APR6.750%—Standard

Auto & vehicle rates

2 offers
Guardian Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
6-Month Auto Loanauto_any_6mo4.340% APR4.340%6 moStandard
Recreational Loanpowersports6.740% APR6.740%—Standard

HELOC rates

1 offer
Guardian Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.250% APR6.250%—Standard

Credit card rates

1 offer
Guardian Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card11.490% APR11.490%—Standard

Savings & CD rates

37 offers
Guardian Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Traditional IRA: Variableira0.01% APY0.01%—Standard
Shares (Regular Savings)savings0.01% APY0.01%—Standard
Blue Money Marketmoney_market0.03% APY0.03%—Standard
Christmas Club*savings0.05% APY0.05%—Specialty offer
2-Month Certificatecd_2mo0.25% APY0.25%2 moStandard
Health Savings Accountsavings0.25% APY0.25%—Standard
2-Month Certificatecd_2mo0.25% APY0.25%2 moStandard
Advantage Money Marketmoney_market0.50% APY0.50%—Standard
3-Month Certificatecd_3mo0.50% APY0.50%3 moStandard
3-Month Certificatecd_3mo0.50% APY0.50%3 moStandard
$5,000-$30,000savings0.50% APY0.50%—Standard
6-Month Certificatecd_6mo1.00% APY1.00%6 moStandard
6-Month Certificatecd_6mo1.00% APY1.00%6 moStandard
Advantage Money Marketmoney_market1.00% APY1.00%—Standard
$30,000.01-$75,000savings1.00% APY1.00%—Standard
$75,000.01-$125,000savings1.49% APY1.49%—Standard
12-Month Certificatecd_12mo1.49% APY1.49%12 moStandard
Advantage Money Marketmoney_market1.50% APY1.49%—Standard
12-Month Certificatecd_12mo1.50% APY1.49%12 moStandard
12-Month Certificatecd_12mo1.50% APY1.49%12 moStandard
18-Month Certificatecd_18mo1.74% APY1.74%18 moStandard
18-Month Certificatecd_18mo1.75% APY1.74%18 moStandard
24-Month Certificatecd_24mo1.98% APY1.98%24 moStandard
48-Month Certificatecd_48mo1.98% APY1.98%48 moStandard
60-Month Certificatecd_60mo1.98% APY1.98%60 moStandard
$125,000.01-$200,000savings1.98% APY1.98%—Standard
36-Month Certificatecd_36mo1.98% APY1.98%36 moStandard
36-Month Certificatecd_36mo2.00% APY1.98%36 moStandard
Advantage Money Marketmoney_market2.00% APY1.98%—Standard
60-Month Certificatecd_60mo2.00% APY1.98%60 moStandard
48-Month Certificatecd_48mo2.00% APY1.98%48 moStandard
48-Month Certificatecd_48mo2.00% APY1.98%48 moStandard
24-Month Certificatecd_24mo2.00% APY1.98%24 moStandard
24-Month Certificatecd_24mo2.00% APY1.98%24 moStandard
60-Month Certificatecd_60mo2.00% APY1.98%60 moStandard
36-Month Certificatecd_36mo2.00% APY1.98%36 moStandard
$200,000.01 Or Moresavings2.47% APY2.47%—Standard

As of August 4, 2026, Guardian Credit Union offers a 30-year fixed mortgage at 6.79% APR. Vehicle loans available from 4.34% APR for 6 months. HELOC rates from 6.25% APR. Credit card rates from 11.49% APR. Savings and certificate yields up to 2.47% APY.

Source: RateAPI.dev, verified from Guardian Credit Union's official website

Loading branch locator…

About Guardian Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
25.1K
Assets
$291.2M
Founded
1934
Locations reported
7
NCUA charter
66638
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

EducatorsEducators Credit Union-Oak Creek · Oak Creek · WI · 53154Branch in the same ZIPLandmarkOak Creek · Oak Creek · WI · 53154Branch in the same ZIPSummitOak Creek · Oak Creek · WI · 53154Branch in the same ZIPUniversity of WisconsinOak Creek · Oak Creek · WI · 53154-1902Branch in the same ZIPPrime FinancialPrime Financial Credit Union · Cudahy · WI · 53110-2657About 5.3 miles awayTrustone FinancialMilwaukee-Cudahy · Cudahy · WI · 53110-2611About 5.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Guardian Credit Union

Membership eligibility from Guardian Credit Union's own published criteria. How we verify this.

Membership criteria are published on Guardian Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Guardian Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Guardian Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Guardian Credit Union ranks against Wisconsin peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Guardian Credit Union offer?

Guardian Credit Union currently offers mortgage, vehicle loan, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Guardian Credit Union rates updated?

RateAPI verifies Guardian Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Guardian Credit Union's rate data?

Rate data is collected directly from Guardian Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Guardian Credit Union's mortgage rate?

As of August 4, 2026, Guardian Credit Union offers a 30-year fixed mortgage at 6.79% APR.

What are Guardian Credit Union's auto & powersports loan rates?

As of August 4, 2026, Guardian Credit Union offers vehicle loans from 4.34% APR.

What is Guardian Credit Union's HELOC rate?

As of August 4, 2026, Guardian Credit Union offers home equity lines of credit from 6.25% APR.

What is Guardian Credit Union's best CD rate?

As of August 4, 2026, Guardian Credit Union offers savings and certificate (CD) yields up to 2.47% APY.

Related Rate Data

Compare Guardian Credit Union's rates against national credit-union benchmarks.

More Wisconsin credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Guardian Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Guardian Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/guardian" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude