Credit Union 1
Verified rate book
Current Credit Union 1 rates
1 published offer verified as of August 3, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
HELOC rates from 6.25% APR.
Source: RateAPI.dev, verified from Credit Union 1's official website
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About Credit Union 1
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 167.8K
- Assets
- $2.6B
- Founded
- 1958
- Locations reported
- 44
- NCUA charter
- 68727
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Credit Union 1
Membership eligibility from Credit Union 1's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- AssociationCredit Union 1 Educational Development Association (CU1EDA)
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from Credit Union 1's membership page. Final membership determination is always made by the credit union.
Work at Credit Union 1?
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Frequently Asked Questions
What rates does Credit Union 1 offer?
Credit Union 1 currently offers HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Credit Union 1 rates updated?
RateAPI verifies Credit Union 1's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Credit Union 1's rate data?
Rate data is collected directly from Credit Union 1's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Credit Union 1's HELOC rate?
As of August 3, 2026, Credit Union 1 offers home equity lines of credit from 6.25% APR.
Related Rate Data
Compare Credit Union 1's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Credit Union 1
curl "https://api.rateapi.dev/credit-unions/illinois/credit-union-1" \
-H "Authorization: Bearer YOUR_API_KEY"