First Community CU of Beloit Credit Union

Beloit, Wisconsin
Last verified: August 4, 2026
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Verified rate book

Current First Community CU of Beloit Credit Union rates

62 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

10 offers
First Community CU of Beloit Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.873% APR6.750%—Standard
15-Year Fixed15 year fixed6.448% APR6.250%—Standard
3/1 ARM3 1 arm6.370% APR5.750%—Standard
5/1 ARM5 1 arm6.620% APR6.000%—Standard
7/1 ARM7 1 arm6.870% APR6.250%—Standard
20-Year Fixed20 year fixed6.911% APR6.750%—Standard
Fixed Mortgageother6.448% APR6.448%—Standard
First Mortgage Loans and Refinances (15 Year)other6.250% APR6.250%—Standard
First Mortgage Loans and Refinances (30 Year)other6.625% APR6.625%—Standard
First Mortgage Loans and Refinances (20 Year)other6.750% APR6.750%—Standard

Auto & vehicle rates

16 offers
First Community CU of Beloit Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.590% APR3.590%—Standard
Automobiles and Touring Bikesauto_any_36mo3.590% APR3.590%36 moStandard
36-Month Auto Loanauto_any_36mo4.090% APR4.090%36 moStandard
36-Month RV Loan (2023 and Newer)rv_any_36mo4.090% APR4.090%36 moStandard
Automobiles and Touring Bikesauto_any_72mo5.340% APR5.340%72 moStandard
Automobiles and Touring Bikesauto_any_84mo6.340% APR6.340%84 moStandard
84-Month RV Loan (2023 and Newer)rv_any_84mo6.840% APR6.840%84 moStandard
Automobiles and Touring Bikesauto_any_60mo7.040% APR7.040%60 moStandard
72-Month RV Loan (2020 and Newer)rv_any_72mo7.040% APR7.040%72 moStandard
Automobiles and Touring Bikesauto_any_96mo7.540% APR7.540%96 moStandard
Travel Trailersrv_any_108mo8.040% APR8.040%108 moStandard
108-Month Boat Loan (2020 and Newer)boat_any_108mo8.040% APR8.040%108 moStandard
Automobiles and Touring Bikesauto_any_48mo8.040% APR8.040%48 moStandard
Travel Trailersrv_any_144mo8.340% APR8.340%144 moStandard
144-Month Boat Loan (2022 and Newer)boat_any_144mo8.340% APR8.340%144 moStandard
60-Month RV Loan (2017 and Newer)rv_any_60mo8.340% APR8.340%60 moStandard

HELOC rates

2 offers
First Community CU of Beloit Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5-Year Home Equity Loan (Fixed)heloc_fixed6.375% APR6.375%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed7.250% APR7.250%—Standard

Personal loan rates

10 offers
First Community CU of Beloit Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 36-Month Secured Personal Loanpersonal_secured_36mo3.590% APR3.590%36 moStandard
Up to 72-Month Secured Personal Loanpersonal_secured_72mo5.340% APR5.340%72 moStandard
Up to 84-Month Secured Personal Loanpersonal_secured_84mo6.340% APR6.340%84 moStandard
Secured Loan Rates (Up to 84 months (< 70,000 miles))personal_secured_84mo6.540% APR6.540%84 moStandard
Up to 60-Month Secured Personal Loanpersonal_secured_60mo7.040% APR7.040%60 moStandard
Up to 96-Month Secured Personal Loanpersonal_secured_96mo7.540% APR7.540%96 moStandard
Up to 120-Month Secured Personal Loanpersonal_secured_120mo7.540% APR7.540%120 moStandard
Up to 48-Month Secured Personal Loanpersonal_secured_48mo8.040% APR8.040%48 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo10.990% APR10.990%48 moStandard
Kwik Cash (Unsecured LOC) - Fixed Ratepersonal_unsecured10.990% APR10.990%—Standard

Credit card rates

1 offer
First Community CU of Beloit Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VISA Credit Card - Fixedcredit_card9.990% APR9.990%—Standard

Savings & CD rates

22 offers
First Community CU of Beloit Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular & Special Savingssavings0.05% APY0.05%—Standard
Business Share Savingsshare_savings0.05% APY0.05%—Standard
IRA Passbookira0.05% APY0.05%—Standard
Youth Savings Accountsavings0.50% APY0.50%—Eligibility restricted
Certificateshare_certificate0.55% APY0.55%—Standard
6-Month Certificatecd_6mo0.55% APY0.55%6 moStandard
9-Month Certificatecd_9mo0.65% APY0.65%9 moStandard
12-Month Certificatecd_12mo0.75% APY0.75%12 moStandard
18-Month Certificatecd_18mo0.80% APY0.80%18 moStandard
24-Month Certificatecd_24mo0.85% APY0.85%24 moStandard
Prosper Max Money Market (Insured) 4 ($1,000.00 - $24,999.99)money_market0.90% APY0.90%—Standard
36-Month Certificatecd_36mo0.95% APY0.95%36 moStandard
12 months - Dream Seeker Certificateshare_certificate_12mo1.00% APY1.00%12 moStandard
Dream Seeker Certificateshare_certificate_12mo1.01% APY1.00%12 moStandard
48-Month Certificatecd_48mo1.05% APY1.05%48 moStandard
Prosper Max Money Market (Insured) 4 ($25,000.00 - $49,999.99)money_market1.30% APY1.30%—Standard
Piggy Bank Savingssavings1.49% APY1.49%—Standard
Prosper Max Money Market (Insured) 4 ($50,000.00 - $99,999.99)money_market2.00% APY2.00%—Standard
Prosper Max Money Market (Insured) 4 ($100,000.00 - $249,999.99)money_market2.35% APY2.35%—Standard
Prosper Max Money Market (Insured) 4 ($250,000.00 - $999,999.99)money_market2.65% APY2.65%—Standard
Prosper Max Money Market (Insured) 4 ($1,000,000.00 & Greater)money_market2.85% APY2.85%—Standard
6 months - Prosper Max Certificate (Insured up to $1,000,000)share_certificate_6mo3.93% APY3.93%6 moStandard

Other rates

1 offer
First Community CU of Beloit Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Special Financingother1.990% %1.990%—Standard

As of August 4, 2026, First Community CU of Beloit Credit Union offers a 30-year fixed mortgage at 6.873% APR. Vehicle loans available from 3.59% APR. HELOC rates from 6.375% APR. Personal loan rates from 3.59% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 3.93% APY.

Source: RateAPI.dev, verified from First Community CU of Beloit Credit Union's official website

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About First Community CU of Beloit Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
33.8K
Assets
$421.3M
Founded
1933
Locations reported
9
NCUA charter
67214
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AdviaBeloit - Cranston · Beloit · WI · 53511Branch in the same ZIPBlackhawk CommunityBeloit · Beloit · WI · 53511-6339Branch in the same ZIPEducatorsEducators Credit Union - Beloit · Beloit · WI · 53511Branch in the same ZIPTeachersTeachers Credit Union · Beloit · WI · 53511-2623Branch in the same ZIPCornerstoneCornerstone Credit Union · South Beloit · IL · 61080About 7.7 miles awayHeartlandHeartland-SSM Janesville · Janesville · WI · 53546About 10.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join First Community CU of Beloit Credit Union

Membership eligibility from First Community CU of Beloit Credit Union's own published criteria. How we verify this.

Membership criteria are published on First Community CU of Beloit Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from First Community CU of Beloit Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does First Community CU of Beloit Credit Union offer?

First Community CU of Beloit Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are First Community CU of Beloit Credit Union rates updated?

RateAPI verifies First Community CU of Beloit Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get First Community CU of Beloit Credit Union's rate data?

Rate data is collected directly from First Community CU of Beloit Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Community CU of Beloit Credit Union's mortgage rate?

As of August 4, 2026, First Community CU of Beloit Credit Union offers a 30-year fixed mortgage at 6.873% APR.

What are First Community CU of Beloit Credit Union's auto, rv & boat loan rates?

As of August 4, 2026, First Community CU of Beloit Credit Union offers vehicle loans from 3.59% APR.

What is First Community CU of Beloit Credit Union's HELOC rate?

As of August 4, 2026, First Community CU of Beloit Credit Union offers home equity lines of credit from 6.375% APR.

What is First Community CU of Beloit Credit Union's personal loan rate?

As of August 4, 2026, First Community CU of Beloit Credit Union offers personal loans from 3.59% APR.

What is First Community CU of Beloit Credit Union's best CD rate?

As of August 4, 2026, First Community CU of Beloit Credit Union offers savings and certificate (CD) yields up to 3.93% APY.

Related Rate Data

Compare First Community CU of Beloit Credit Union's rates against national credit-union benchmarks.

More Wisconsin credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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