Heartland Credit Union
Verified rate book
Current Heartland Credit Union rates
7 published offers verified as of August 3, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.240% APR | 6.240% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 11.490% APR | 11.490% | 36 mo | Standard |
| Kwik Cash Line of Creditploc_variable | 18.000% APR | 18.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 18.000% APR | 18.000% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 14-Month Certificatecd_14mo | 3.90% APY | 3.90% | 14 mo | Standard |
| 9-Month Certificatecd_9mo | 3.90% APY | 3.90% | 9 mo | Standard |
| Certificatecd | 3.90% APY | 3.90% | — | Standard |
HELOC rates from 6.24% APR. Personal loan rates from 11.49% APR. Credit card rates from 18% APR. Savings and certificate yields up to 3.90% APY.
Source: RateAPI.dev, verified from Heartland Credit Union's official website
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About Heartland Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 33.6K
- Assets
- $656.7M
- Founded
- 1936
- Locations reported
- 12
- NCUA charter
- 66710
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Heartland Credit Union
Membership eligibility from Heartland Credit Union's own published criteria. How we verify this.
Membership criteria are published on Heartland Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Heartland Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Heartland Credit Union?
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Frequently Asked Questions
What rates does Heartland Credit Union offer?
Heartland Credit Union currently offers HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Heartland Credit Union rates updated?
RateAPI verifies Heartland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Heartland Credit Union's rate data?
Rate data is collected directly from Heartland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Heartland Credit Union's HELOC rate?
As of August 3, 2026, Heartland Credit Union offers home equity lines of credit from 6.24% APR.
What is Heartland Credit Union's personal loan rate?
As of August 3, 2026, Heartland Credit Union offers personal loans from 11.49% APR.
What is Heartland Credit Union's best CD rate?
As of August 3, 2026, Heartland Credit Union offers savings and certificate (CD) yields up to 3.90% APY.
Related Rate Data
Compare Heartland Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Heartland Credit Union rates
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# Get rates for Heartland Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/heartland" \
-H "Authorization: Bearer YOUR_API_KEY"