Cornerstone Credit Union

Freeport, Illinois
Last verified: August 4, 2026
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Verified rate book

Current Cornerstone Credit Union rates

65 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

27 offers
Cornerstone Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New/Used Auto 2023 or newerauto_any5.330% APR5.330%anyStandard
New/Used Cars, Trucks & Vans (2023-2024) (24 Months)auto_any_24mo5.330% APR5.330%24 mo · anyStandard
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled) (24-36 Months)auto_any_36mo5.330% APR5.330%36 mo · anyStandard
New/Used Cars, Trucks & Vans (2023-2024) (36 Months)auto_any_36mo5.330% APR5.330%36 mo · anyStandard
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled) (60 Months 4)auto_any_60mo5.740% APR5.740%60 mo · anyStandard
New/Used Cars, Trucks & Vans (2023-2024) (48 Months)auto_any_48mo5.740% APR5.740%48 mo · anyStandard
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled) (48 Months 4)auto_any_48mo5.740% APR5.740%48 mo · anyStandard
New/Used Cars, Trucks & Vans (2023-2024) (60 Months)auto_any_60mo5.740% APR5.740%60 mo · anyStandard
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled) (66 Months 4)auto_any_66mo6.240% APR6.240%66 mo · anyStandard
New/Used Cars, Trucks & Vans (2023-2024) (66 Months)auto_any_66mo6.240% APR6.240%66 mo · anyStandard
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled) (72 Months 5)auto_any_72mo6.740% APR6.740%72 mo · anyStandard
Used Auto Loan (2013–2022)auto_used6.990% APR6.990%usedStandard
Older Model Used Cars, Trucks & Vans (2013-2022) (48 Months)auto_used_48mo6.990% APR6.990%48 mo · usedStandard
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled) (84 Months 6)auto_any_84mo7.000% APR7.000%84 mo · anyStandard
Older Model Used Cars, Trucks & Vans (2013-2022) (60 Months)auto_used_60mo7.240% APR7.240%60 mo · usedStandard
Older Model Used Cars, Trucks & Vans (2013-2022) (72 Months)auto_used_72mo7.490% APR7.490%72 mo · usedStandard
New Motorcycles, Snowmobiles & Jet Skis (2025, Newer or Untitled) (Up to 60 Months)motorcycle_new_60mo8.750% APR8.750%60 mo · newStandard
New/Used RV, Motorhome, Boat & Travel Trailer (2019, Newer, or Untitled) (240 Months (minimum $100,000 financed))rv_any_240mo9.000% APR9.000%240 mo · anyStandard
New/Used RV, Motorhome, Boat & Travel Trailer (2019, Newer, or Untitled) (120 Months (minimum $25,001 financed))rv_any_120mo9.240% APR9.240%120 mo · anyStandard
New/Used RV, Motorhome, Boat & Travel Trailer (2019, Newer, or Untitled) (180 Months (minimum $50,000 financed))rv_any_180mo9.240% APR9.240%180 mo · anyStandard
New/Used RV, Motorhome, Boat & Travel Trailer (2019, Newer, or Untitled) (72 Months (minimum $5,000 financed))rv_any_72mo9.240% APR9.240%72 mo · anyStandard
New Motorcycles, Snowmobiles & Jet Skis (2025, Newer or Untitled) (72 Months 4)motorcycle_new_72mo9.250% APR9.250%72 mo · newStandard
Used Motorcycles, Snowmobiles & Jet Skismotorcycle_used_48mo10.750% APR10.750%48 mo · usedStandard
Used Motorcycles, Snowmobiles & Jet Skis (2018-2024) (48 Months)motorcycle_used_48mo10.750% APR10.750%48 mo · usedStandard
Used RV, Motorhome, Boat & Travel Trailer (2014-2018) (Up to 60 Months (minimum $5,000 financed))rv_used_60mo10.750% APR10.750%60 mo · usedStandard
Used RV, Motorhome, Boat & Travel Trailerrv_used_60mo10.750% APR10.750%60 mo · usedStandard
Classic Motorcyclesmotorcycle14.000% APR14.000%—Standard

HELOC rates

7 offers
Cornerstone Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed5.500% APR5.500%—Standard
5-Year Home Equity Loan (Fixed)heloc_fixed5.750% APR5.750%—Standard
3-Year Home Equity Loan (Fixed)heloc_fixed6.000% APR6.000%—Standard
7-Year Home Equity Loan (Fixed)heloc_fixed6.250% APR6.250%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed7.000% APR7.000%—Standard
HELOC (Variable)heloc_variable7.250% APR7.250%—Standard
HELOC (Variable)heloc_variable8.250% APR8.250%—Standard

Personal loan rates

1 offer
Cornerstone Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
42-Month Signature Loanpersonal_unsecured_42mo14.500% APR14.500%42 moStandard

Credit card rates

1 offer
Cornerstone Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card2.990% APR2.990%—Advertised floor

Savings & CD rates

28 offers
Cornerstone Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
C.U. CA$H Kids Clubsavings0.10% APY0.10%—Eligibility restricted
IRA Money Marketira0.20% APY0.20%—Standard
Insured High Yield Money Marketmoney_market0.20% APY0.20%—Standard
Holiday Clubsavings0.25% APY0.25%—Specialty offer
Personal CD & IRA CD Rates $1,000+ (90-Day 3)ira_cd1.00% APY1.00%—Standard
Personal CD and IRA CDira_cd_3mo1.00% APY1.00%3 moStandard
Personal CD & IRA CD Rates $1,000+ (180-Day 3)ira_cd1.58% APY1.58%—Standard
Personal CD and IRA CDira_cd_6mo1.58% APY1.58%6 moStandard
Personal CD & IRA CD Rates $1,000+ (48-Month)ira_cd_48mo1.75% APY1.75%48 moStandard
Personal CD and IRA CDira_cd_48mo1.75% APY1.75%48 moStandard
Personal CD and IRA CDira_cd_60mo1.85% APY1.85%60 moStandard
Personal CD & IRA CD Rates $1,000+ (60-Month)ira_cd_60mo1.85% APY1.85%60 moStandard
Personal CD & IRA CD Rates $20,000+ (48-Month)ira_cd_48mo1.85% APY1.85%48 moStandard
Personal CD & IRA CD Rates $20,000+ (60-Month)ira_cd_60mo1.95% APY1.95%60 moStandard
Personal CD & IRA CD Rates $100,000+ (180-Day 3)ira_cd2.00% APY2.00%—Standard
Personal CD and IRA CDira_cd_36mo2.00% APY2.00%36 moStandard
Personal CD & IRA CD Rates $1,000+ (36-Month)ira_cd_36mo2.00% APY2.00%36 moStandard
Personal CD & IRA CD Rates $20,000+ (36-Month)ira_cd_36mo2.20% APY2.20%36 moStandard
Personal CD and IRA CDira_cd_12mo3.50% APY3.50%12 moStandard
Personal CD & IRA CD Rates $1,000+ (12-Month)ira_cd_12mo3.50% APY3.50%12 moStandard
Personal CD and IRA CDira_cd_24mo3.60% APY3.60%24 moStandard
Personal CD & IRA CD Rates $20,000+ (12-Month)ira_cd_12mo3.60% APY3.60%12 moStandard
Personal CD & IRA CD Rates $1,000+ (24-Month)ira_cd_24mo3.60% APY3.60%24 moStandard
Personal CD & IRA CD Rates $100,000+ (12-Month)ira_cd_12mo3.70% APY3.70%12 moStandard
Personal CD & IRA CD Rates $20,000+ (24-Month)ira_cd_24mo3.70% APY3.70%24 moStandard
Personal CD & IRA CD Rates $100,000+ (24-Month)ira_cd_24mo3.90% APY3.90%24 moStandard
Personal CD & IRA CD Rates $1,000+ (7-Month)ira_cd_7mo4.00% APY4.00%7 moStandard
Personal CD and IRA CDira_cd_7mo4.00% APY4.00%7 moStandard

Other rates

1 offer
Cornerstone Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Please call for loan advances & termsother14.000% %14.000%—Standard

Vehicle loans available from 5.33% APR. HELOC rates from 5.5% APR. Personal loan rates from 14.5% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Cornerstone Credit Union's official website

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About Cornerstone Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
12.4K
Assets
$178M
Founded
1939
Locations reported
3
NCUA charter
60189
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

First Community CU of BeloitFreeport Branch · Freeport · IL · 61032Branch in the same ZIPGreenstateFreeport - Park Crest · Freeport · IL · 61032-7800Branch in the same ZIPMarineMonroe · Monroe · WI · 53566-2031About 20.1 miles awaySummitMonroe · Monroe · WI · 53566About 20.1 miles awayConsumersMt. Morris Branch · Mount Morris · IL · 61054-1438About 20.7 miles awayRockford Municipal EmployeesMain Office · Rockford · IL · 61103About 28.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Cornerstone Credit Union

Membership eligibility from Cornerstone Credit Union's own published criteria. How we verify this.

Membership criteria are published on Cornerstone Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Cornerstone Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Cornerstone Credit Union?

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Frequently Asked Questions

What rates does Cornerstone Credit Union offer?

Cornerstone Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Cornerstone Credit Union rates updated?

RateAPI verifies Cornerstone Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Cornerstone Credit Union's rate data?

Rate data is collected directly from Cornerstone Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Cornerstone Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Cornerstone Credit Union offers vehicle loans from 5.33% APR.

What is Cornerstone Credit Union's HELOC rate?

As of August 4, 2026, Cornerstone Credit Union offers home equity lines of credit from 5.5% APR.

What is Cornerstone Credit Union's personal loan rate?

As of August 4, 2026, Cornerstone Credit Union offers personal loans from 14.5% APR.

What is Cornerstone Credit Union's best CD rate?

As of August 4, 2026, Cornerstone Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Cornerstone Credit Union's rates against national credit-union benchmarks.

More Illinois credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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