Washington State Employees Credit Union
Verified rate book
Current Washington State Employees Credit Union rates
25 published offers verified as of August 4, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.375% APR | 6.375% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 6.566% APR | 6.500% | — | Standard |
| 15-Year Fixed15 year fixed | 6.000% APR | 6.000% | — | Standard |
| 5/6 ARM5 1 arm | 5.875% APR | 5.875% | — | Standard |
| 7/6 ARM7 1 arm | 6.125% APR | 6.125% | — | Standard |
| 20-Year Fixed20 year fixed | 6.375% APR | 6.375% | — | Standard |
| 15/1 ARMarm | 7.125% APR | 7.125% | — | Standard |
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| definition for Loan type : 2024 or newer New Auto Loans Loan typeauto_new | 5.300% APR | 5.300% | new | Standard |
| 84-Month New Auto Loan (2024 and Newer)auto_new_84mo | 5.300% APR | 5.300% | 84 mo · new | Standard |
| 84-Month Used Auto Loan (2023 and Older)auto_used_84mo | 5.580% APR | 5.580% | 84 mo · used | Standard |
| definition for Loan type : 2023 or older Used Auto Loans Loan typeauto_used | 5.580% APR | 5.580% | used | Standard |
| definition for Loan type : 2023 or older and 100,001 to 175,000 miles High Mileage Used Auto Loans Loan typeauto_used | 6.830% APR | 6.830% | used | Standard |
| Classic 20 Years or olderauto_used | 6.830% APR | 6.830% | used | Standard |
| High Mileage Used Auto Loanauto_used_72mo | 6.830% APR | 6.830% | 72 mo · used | Standard |
HELOC rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.490% APR | 6.490% | — | Standard |
| HELOC (Variable)heloc_variable | 6.490% APR | 6.490% | — | Standard |
| 15-Year Home Equity Loanheloc | 7.690% APR | 7.690% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 7.690% APR | 7.690% | — | Standard |
| 10-Year Home Equity Loanheloc | 7.760% APR | 7.760% | — | Standard |
| 20-Year Home Equity Loanheloc | 7.800% APR | 7.800% | — | Standard |
| Assumptionsheloc | 10.490% APR | 10.490% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Add-On Certificateshare_certificate_6mo | 3.35% APY | 3.35% | 6 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 60% CLTVother | 6.490% % | 6.490% | — | Standard |
| 60.01% to 80% CLTVother | 7.250% % | 7.250% | — | Standard |
| 80.01% to 90% CLTVother | 9.500% % | 9.500% | — | Standard |
As of August 4, 2026, Washington State Employees Credit Union offers a 30-year fixed mortgage at 6.375% APR. Auto loans available from 5.3% APR. HELOC rates from 6.49% APR. Savings and certificate yields up to 3.35% APY.
Source: RateAPI.dev, verified from Washington State Employees Credit Union's official website
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About Washington State Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 319.7K
- Assets
- $5.1B
- Founded
- 1957
- Locations reported
- 25
- NCUA charter
- 60042
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Washington State Employees Credit Union
Membership eligibility from Washington State Employees Credit Union's own published criteria. How we verify this.
Community charter: live/work in WA
- LocationWA
- Occupationstate employees, student
Verified from Washington State Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Washington State Employees Credit Union?
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Frequently Asked Questions
What rates does Washington State Employees Credit Union offer?
Washington State Employees Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Washington State Employees Credit Union rates updated?
RateAPI verifies Washington State Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Washington State Employees Credit Union's rate data?
Rate data is collected directly from Washington State Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Washington State Employees Credit Union's mortgage rate?
As of August 4, 2026, Washington State Employees Credit Union offers a 30-year fixed mortgage at 6.375% APR.
What are Washington State Employees Credit Union's auto loan rates?
As of August 4, 2026, Washington State Employees Credit Union offers auto loans from 5.3% APR.
What is Washington State Employees Credit Union's HELOC rate?
As of August 4, 2026, Washington State Employees Credit Union offers home equity lines of credit from 6.49% APR.
What is Washington State Employees Credit Union's best CD rate?
As of August 4, 2026, Washington State Employees Credit Union offers savings and certificate (CD) yields up to 3.35% APY.
Related Rate Data
Compare Washington State Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Washington State Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/washington-state-employees" \
-H "Authorization: Bearer YOUR_API_KEY"