Evergreendirect Credit Union

Tumwater, Washington
Last verified: August 4, 2026
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Verified rate book

Current Evergreendirect Credit Union rates

53 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
Evergreendirect Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
10 Years and overother9.500% APR9.500%—Standard
Over 10 Yearsother11.200% APR11.200%—Standard

Auto & vehicle rates

10 offers
Evergreendirect Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
STANDARD NEW/USED AUTO RATES (36 Months)auto_any_36mo3.990% APR3.990%36 mo · anyStandard
STANDARD NEW/USED AUTO RATES (48 Months)auto_any_48mo4.240% APR4.240%48 mo · anyStandard
STANDARD NEW/USED AUTO RATES (60 Months)auto_any_60mo4.490% APR4.490%60 mo · anyStandard
STANDARD NEW/USED AUTO RATES (72 Months)auto_any_72mo4.750% APR4.750%72 mo · anyStandard
STANDARD NEW/USED AUTO RATES (84 Months)auto_any_84mo5.490% APR5.490%84 mo · anyStandard
Boat & Recreational Vehicle Loans (36 Months)boat_any_36mo6.490% APR6.490%36 moStandard
Boat & Recreational Vehicle Loans (48 Months)boat_any_48mo6.740% APR6.740%48 moStandard
Boat & Recreational Vehicle Loans (60 Months)boat_any_60mo6.990% APR6.990%60 moStandard
Boat & Recreational Vehicle Loans (72 Months)boat_any_72mo7.250% APR7.250%72 moStandard
Boat & Recreational Vehicle Loans (84 Months)boat_any_84mo7.990% APR7.990%84 moStandard

HELOC rates

4 offers
Evergreendirect Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed7.000% APR7.000%—Standard
Home Suite HELOC (variable rate)heloc_variable7.750% APR7.750%—Standard
Home Suite Home Equity Loanheloc_fixed8.750% APR8.750%—Standard

Personal loan rates

6 offers
Evergreendirect Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Unsecured Personal Loanpersonal_unsecured_24mo9.450% APR9.450%24 moStandard
Home Suite Home Improvement Loanpersonal10.000% APR10.000%—Standard
Home Suite Home Improvement Signature Loanpersonal_unsecured_120mo10.700% APR10.700%120 moStandard
Home Suite Home Improvement Signature Loanpersonal_unsecured_180mo11.200% APR11.200%180 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo11.450% APR11.450%48 moStandard
72-Month Unsecured Personal Loanpersonal_unsecured_72mo13.450% APR13.450%72 moStandard

Credit card rates

4 offers
Evergreendirect Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VISA Platinum/Perkscredit_card_platinum10.250% APR10.250%—Standard
Balance Transfer APR (as low as/variable rate)credit_card_balance_transfer10.250% APR10.250%—Standard
Perks Credit Cardcredit_card10.250% APR10.250%—Standard
VISA Platinum/Perks Cash Advancecredit_card_platinum12.250% APR12.250%—Standard

Savings & CD rates

24 offers
Evergreendirect Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Kasasa Saver* ($25,000+)savings0.05% APY0.05%—Standard
Kasasa Saver* (All balances if qualifications not met)savings0.05% APY0.05%—Standard
Rock E. Raccoon Savingssavings0.10% APY0.10%—Standard
Individual Retirement Accounts (IRAs)ira0.25% APY0.25%—Standard
Coverdell Education Savings Accountsavings0.25% APY0.25%—Standard
Money Marketmoney_market0.30% APY0.30%—Standard
Money Marketmoney_market0.35% APY0.35%—Standard
Money Marketmoney_market0.40% APY0.40%—Standard
Money Marketmoney_market0.50% APY0.50%—Standard
Money Marketmoney_market0.60% APY0.60%—Standard
Kasasa Saver* (0 - $25,000)savings0.99% APY0.99%—Standard
Money Marketmoney_market1.25% APY1.25%—Standard
60-Month Certificateshare_certificate_60mo1.25% APY1.24%60 moStandard
60-Month Certificatecd_60mo1.25% APY1.24%60 moStandard
48-Month Certificatecd_48mo1.50% APY1.49%48 moStandard
48-Month Certificateshare_certificate_48mo1.50% APY1.49%48 moStandard
36-Month Certificateshare_certificate_36mo1.75% APY1.73%36 moStandard
36-Month Certificatecd_36mo1.75% APY1.73%36 moStandard
24-Month Certificateshare_certificate_24mo2.00% APY1.98%24 moStandard
24-Month Certificatecd_24mo2.00% APY1.98%24 moStandard
Save to Win 12 Monthscd_12mo2.25% APY2.22%12 moStandard
12-Month Certificateshare_certificate_12mo2.25% APY2.22%12 moStandard
Kasasa Cash* (0 - $25,000)savings3.93% APY3.93%—Standard
Kasasa Cashsavings3.93% APY3.93%—Standard

Other rates

3 offers
Evergreendirect Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
APR (as low as/variable rate)other9.750% %9.750%—Standard
APR for Purchases (as low as/variable rate)other10.250% %10.250%—Standard
Cash Advance APR (as low as/variable rate)other12.250% %12.250%—Standard

As of August 4, 2026, Evergreendirect Credit Union offers mortgage rates from 9.5% APR. Vehicle loans available from 3.99% APR for 36 months. HELOC rates from 6.75% APR. Personal loan rates from 9.45% APR. Credit card rates from 10.25% APR. Savings and certificate yields up to 3.93% APY.

Source: RateAPI.dev, verified from Evergreendirect Credit Union's official website

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About Evergreendirect Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.8K
Assets
$77.6M
Founded
1977
Locations reported
2
NCUA charter
68546
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

America's Credit Union, ATumwater · Tumwater · WA · 98501-4414Branch in the same ZIPHarborstoneOlympia · Olympia · WA · 98501Branch in the same ZIPO BeeTUMWATER · TUMWATER · WA · 98501-4023Branch in the same ZIPOlympiaOlympia · Olympia · WA · 98501-9315Branch in the same ZIPPeakOLYMPIA · OLYMPIA · WA · 98501Branch in the same ZIPSoundDowntown Olympia · Olympia · WA · 98501Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Evergreendirect Credit Union

Membership eligibility from Evergreendirect Credit Union's own published criteria. How we verify this.

Community charter: live/work in WA

  • LocationWA

Cost to join: No membership fee or minimum deposit listed.

Verified from Evergreendirect Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Evergreendirect Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Evergreendirect Credit Union ranks against Washington peers.

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Frequently Asked Questions

What rates does Evergreendirect Credit Union offer?

Evergreendirect Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Evergreendirect Credit Union rates updated?

RateAPI verifies Evergreendirect Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Evergreendirect Credit Union's rate data?

Rate data is collected directly from Evergreendirect Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Evergreendirect Credit Union's mortgage rate?

As of August 4, 2026, Evergreendirect Credit Union offers mortgage rates from 9.5% APR.

What are Evergreendirect Credit Union's auto & boat loan rates?

As of August 4, 2026, Evergreendirect Credit Union offers vehicle loans from 3.99% APR.

What is Evergreendirect Credit Union's HELOC rate?

As of August 4, 2026, Evergreendirect Credit Union offers home equity lines of credit from 6.75% APR.

What is Evergreendirect Credit Union's personal loan rate?

As of August 4, 2026, Evergreendirect Credit Union offers personal loans from 9.45% APR.

What is Evergreendirect Credit Union's best CD rate?

As of August 4, 2026, Evergreendirect Credit Union offers savings and certificate (CD) yields up to 3.93% APY.

Related Rate Data

Compare Evergreendirect Credit Union's rates against national credit-union benchmarks.

More Washington credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Evergreendirect Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/evergreendirect" \
  -H "Authorization: Bearer YOUR_API_KEY"
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