Olympia Credit Union

Olympia, Washington
Last verified: August 3, 2026
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Verified rate book

Current Olympia Credit Union rates

32 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

2 offers
Olympia Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
2 ND Mortgage/ 15 YEAR FIXED15 year fixed8.500% APR8.500%—Standard
0-7 YEARS FIXED SHORT TERM 2 ND MORTGAGEother7.150% APR7.150%—Standard

Auto & vehicle rates

15 offers
Olympia Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
RV & Boat Loanrv_any_120mo4.000% APR4.000%120 moStandard
60-Month New Auto Loan (2024–2026)auto_new_60mo4.750% APR4.750%60 mo · newStandard
72-Month New Auto Loan (2024–2026)auto_new_72mo5.350% APR5.350%72 mo · newStandard
60-Month Used Auto Loan (2016–2025)auto_used_60mo5.500% APR5.500%60 mo · usedStandard
84-Month New Auto Loan (2024–2026)auto_new_84mo5.650% APR5.650%84 mo · newStandard
72-Month Used Auto Loan (2016–2025)auto_used_72mo5.800% APR5.800%72 mo · usedStandard
84-Month Used Auto Loan (2016–2025)auto_used_84mo6.100% APR6.100%84 mo · usedStandard
Motorcycle, ATV & PWCmotorcycle_any_48mo6.750% APR6.750%48 moStandard
RV & Boatrv_any_84mo7.000% APR7.000%84 moStandard
96-Month New Auto Loan (2024–2026)auto_new_96mo7.050% APR7.050%96 mo · newStandard
Motorcycle, ATV & PWCmotorcycle_any_60mo7.750% APR7.750%60 moStandard
RV & Boatrv_any_120mo8.000% APR8.000%120 moStandard
Motorcycle, ATV & PWCmotorcycle_any_84mo8.750% APR8.750%84 moStandard
48-Month Used Auto Loan (2011 and Older)auto_used_48mo9.000% APR9.000%48 mo · usedStandard
60-Month Used Auto Loan (2011 and Older)auto_used_60mo10.000% APR10.000%60 mo · usedStandard

HELOC rates

1 offer
Olympia Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable5.000% APR5.000%—Standard

Personal loan rates

8 offers
Olympia Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Signature Loanpersonal_unsecured_36mo8.500% APR8.500%36 moStandard
Signature/Personal Loanpersonal_unsecured_24mo9.000% APR9.000%24 moStandard
36-Month Signature Loanpersonal_unsecured_36mo10.000% APR10.000%36 moStandard
Signature/Personal Loanpersonal_unsecured_36mo10.000% APR10.000%36 moStandard
Signature/Personal Loanpersonal_unsecured_48mo11.000% APR11.000%48 moStandard
Personal Line of Creditploc_variable11.500% APR11.500%—Standard
Signature/Personal Loanpersonal_unsecured_60mo12.000% APR12.000%60 moStandard
Personal Line of Creditploc_variable18.000% APR18.000%—Standard

Credit card rates

4 offers
Olympia Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum9.990% APR9.990%—Standard
Visa Goldcredit_card10.990% APR10.990%—Standard
Visa Classiccredit_card11.990% APR11.990%—Standard
Smart Start Visacredit_card16.000% APR16.000%—Standard

Other rates

2 offers
Olympia Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Equity in a 2ndother7.850% %7.850%—Standard
Bare Landother11.150% %10.990%—Standard

As of August 3, 2026, Olympia Credit Union offers a 15-year fixed mortgage at 8.5% APR. Vehicle loans available from 4% APR for 120 months. HELOC rates from 5% APR. Personal loan rates from 8.5% APR. Credit card rates from 9.99% APR.

Source: RateAPI.dev, verified from Olympia Credit Union's official website

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About Olympia Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.7K
Assets
$57.2M
Founded
1965
Locations reported
2
NCUA charter
68331
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

America's Credit Union, ATumwater · Tumwater · WA · 98501-4414Branch in the same ZIPEvergreendirectEvergreenDIRECT CU · Tumwater · WA · 98501-5290Branch in the same ZIPHarborstoneOlympia · Olympia · WA · 98501Branch in the same ZIPO BeeTUMWATER · TUMWATER · WA · 98501-4023Branch in the same ZIPPeakOLYMPIA · OLYMPIA · WA · 98501Branch in the same ZIPSoundDowntown Olympia · Olympia · WA · 98501Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Olympia Credit Union

Membership eligibility from Olympia Credit Union's own published criteria. How we verify this.

Community charter: live/work in Thurston, WA

  • LocationThurston — WA

Cost to join: About $5.

Verified from Olympia Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Olympia Credit Union?

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Frequently Asked Questions

What rates does Olympia Credit Union offer?

Olympia Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Olympia Credit Union rates updated?

RateAPI verifies Olympia Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Olympia Credit Union's rate data?

Rate data is collected directly from Olympia Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Olympia Credit Union's mortgage rate?

As of August 3, 2026, Olympia Credit Union offers a 15-year fixed mortgage at 8.5% APR.

What are Olympia Credit Union's auto, rv & motorcycle loan rates?

As of August 3, 2026, Olympia Credit Union offers vehicle loans from 4% APR.

What is Olympia Credit Union's HELOC rate?

As of August 3, 2026, Olympia Credit Union offers home equity lines of credit from 5% APR.

What is Olympia Credit Union's personal loan rate?

As of August 3, 2026, Olympia Credit Union offers personal loans from 8.5% APR.

Related Rate Data

Compare Olympia Credit Union's rates against national credit-union benchmarks.

More Washington credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Olympia Credit Union rates

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# Get rates for Olympia Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/olympia" \
  -H "Authorization: Bearer YOUR_API_KEY"
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