Peak Credit Union

Olympia, Washington
Last verified: July 30, 2026
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Verified rate book

Current Peak Credit Union rates

20 published offers verified as of July 30, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Peak Credit Union auto & vehicle rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
New or used autosauto_any5.740% APR5.740%anyStandard
Auto Loan, Refinanceauto5.740% APR5.740%Standard
Cash-out Refinanceauto6.740% APR6.740%Standard

HELOC rates

1 offer
Peak Credit Union heloc rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
ChoiceLine HELOCheloc_variable8.750% APR8.750%Standard

Personal loan rates

2 offers
Peak Credit Union personal loan rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
Secured Personal Loanpersonal_secured4.750% APR4.750%Standard
Unsecured Personal Loanpersonal_unsecured14.000% APR14.000%Standard

Credit card rates

1 offer
Peak Credit Union credit card rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum12.500% APR12.500%Standard

Savings & CD rates

13 offers
Peak Credit Union savings & cd rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
Level Up Savingssavings0.05% APY0.05%Standard
Money Marketmoney_market0.15% APY0.15%Standard
Promotional Step-Up Certificatecd_6mo2.50% APY2.50%6 moStandard
12-month Step Up Certificatecd_12mo2.50% APY2.50%12 moStandard
36-Month IRA Certificateira_cd_36mo3.10% APY3.10%36 moStandard
24-Month IRA Certificateira_cd_24mo3.15% APY3.15%24 moStandard
18-Month IRA Certificateira_cd_18mo3.20% APY3.20%18 moStandard
12-Month IRA Certificateira_cd_12mo3.25% APY3.25%12 moStandard
IRA Certificateira_cd_7mo3.35% APY3.35%7 moStandard
Promotional Certificatecd_7mo3.35% APY3.35%7 moStandard
6-Month IRA Certificateira_cd_6mo3.35% APY3.35%6 moStandard
Peak Saversavings4.00% APY4.00%Standard
Peak High Yield Checkingsavings5.00% APY5.00%Standard

Auto loans available from 5.74% APR. HELOC rates from 8.75% APR. Personal loan rates from 4.75% APR. Credit card rates from 12.5% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Peak Credit Union's official website

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About Peak Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
267.7K
Assets
$4.3B
Founded
1938
Locations reported
36
NCUA charter
68271
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Peak Credit Union

Membership eligibility from Peak Credit Union's own published criteria. How we verify this.

Community charter: live/work in Benton, Clackamas, Coos +12 more, WA

  • LocationBenton, Clackamas, Coos, Crook, Deschutes, Douglas, Jackson, Jefferson, Josephine, Klamath, Lane, Linn, Marion, Multnomah, Washington — WA

Cost to join: About $5.

Verified from Peak Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Peak Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Peak Credit Union ranks against Washington peers.

Frequently Asked Questions

What rates does Peak Credit Union offer?

Peak Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.

How often are Peak Credit Union rates updated?

RateAPI verifies Peak Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.

Where does RateAPI get Peak Credit Union's rate data?

Rate data is collected directly from Peak Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Peak Credit Union's auto loan rates?

As of July 30, 2026, Peak Credit Union offers auto loans from 5.74% APR.

What is Peak Credit Union's HELOC rate?

As of July 30, 2026, Peak Credit Union offers home equity lines of credit from 8.75% APR.

What is Peak Credit Union's personal loan rate?

As of July 30, 2026, Peak Credit Union offers personal loans from 4.75% APR.

What is Peak Credit Union's best CD rate?

As of July 30, 2026, Peak Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Peak Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Peak Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/peak" \
  -H "Authorization: Bearer YOUR_API_KEY"