Spokane Firefighters Credit Union

Spokane, Washington
Last verified: August 4, 2026
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Verified rate book

Current Spokane Firefighters Credit Union rates

29 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

12 offers
Spokane Firefighters Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Cars & Trucks 2025 & Newer »auto_new4.740% APR4.740%newStandard
Used Cars & Trucks 2019-2024 »auto_used5.240% APR5.240%usedStandard
Used Cars & Trucks 2018-Older »auto_used6.740% APR6.740%usedStandard
New RVs/Trailers 2025 & Newer »rv_new6.740% APR6.740%newStandard
Boat Loan (2025 and Newer)boat6.740% APR6.740%—Standard
Motorcycle Loan (2025 and Newer)motorcycle6.740% APR6.740%—Standard
Boat Loan (2019–2024)boat7.490% APR7.490%—Standard
Used Motorcycle Loan (2019–2024)motorcycle_used7.490% APR7.490%usedStandard
Used RVs/Trailer 2019-2024 »rv_used7.490% APR7.490%usedStandard
Used Motorcycle Loan (2018 and Older)motorcycle_used10.240% APR10.240%usedStandard
Used RVs/Trailer 2018-Older »rv_used10.240% APR10.240%usedStandard
Used Boat Loan (2018 and Older)boat_used10.240% APR10.240%usedStandard

HELOC rates

1 offer
Spokane Firefighters Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard

Personal loan rates

2 offers
Spokane Firefighters Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.750% APR3.750%—Standard
Signature Loanpersonal_unsecured10.490% APR10.490%—Standard

Credit card rates

1 offer
Spokane Firefighters Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
SFCU Credit Rewards Visa »credit_card_rewards10.900% APR10.900%—Standard

Savings & CD rates

13 offers
Spokane Firefighters Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Checkingsavings0.10% APY0.10%—Standard
ROTH IRA SHARESira0.25% APY0.25%—Standard
SUB SHARESsavings0.35% APY0.35%—Standard
24-Month IRA Certificateira_cd_24mo2.02% APY2.02%24 moStandard
36-Month IRA Certificateira_cd_36mo2.02% APY2.02%36 moStandard
24-Month Certificatecd_24mo2.02% APY2.02%24 moStandard
36-Month Certificatecd_36mo2.02% APY2.02%36 moStandard
48-Month Certificatecd_48mo2.27% APY2.27%48 moStandard
48-Month IRA Certificateira_cd_48mo2.27% APY2.27%48 moStandard
6-Month Certificatecd_6mo3.03% APY3.03%6 moStandard
6-Month IRA Certificateira_cd_6mo3.03% APY3.03%6 moStandard
12-Month IRA Certificateira_cd_12mo3.29% APY3.29%12 moStandard
12-Month Certificatecd_12mo3.29% APY3.29%12 moStandard

Vehicle loans available from 4.74% APR. HELOC rates from 6.75% APR. Personal loan rates from 3.75% APR. Credit card rates from 10.9% APR. Savings and certificate yields up to 3.29% APY.

Source: RateAPI.dev, verified from Spokane Firefighters Credit Union's official website

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About Spokane Firefighters Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.6K
Assets
$86.5M
Founded
1934
Locations reported
1
NCUA charter
68205
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CanopyCanopy Credit Union · Spokane · WA · 99205Branch in the same ZIPGlobalShadle · Spokane · WA · 99205-5009Branch in the same ZIPNumericaFive Mile · Spokane · WA · 99205Branch in the same ZIPSpokane CitySpokane City Credit Union · Spokane · WA · 99205-4538Branch in the same ZIPSpokane TeachersSpokane Teachers Credit Union - Main Branch · Spokane · WA · 99205Branch in the same ZIPWashington State EmployeesSPOKANE · Spokane · WA · 99205Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Spokane Firefighters Credit Union

Membership eligibility from Spokane Firefighters Credit Union's own published criteria. How we verify this.

Membership via occupations (Employees of any fire department or fire district in the state of Washington)

  • LocationBenewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, Shoshone — ID
  • OccupationEmployees of any fire department or fire district in the state of Washington

Verified from Spokane Firefighters Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Spokane Firefighters Credit Union offer?

Spokane Firefighters Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Spokane Firefighters Credit Union rates updated?

RateAPI verifies Spokane Firefighters Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Spokane Firefighters Credit Union's rate data?

Rate data is collected directly from Spokane Firefighters Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Spokane Firefighters Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Spokane Firefighters Credit Union offers vehicle loans from 4.74% APR.

What is Spokane Firefighters Credit Union's HELOC rate?

As of August 4, 2026, Spokane Firefighters Credit Union offers home equity lines of credit from 6.75% APR.

What is Spokane Firefighters Credit Union's personal loan rate?

As of August 4, 2026, Spokane Firefighters Credit Union offers personal loans from 3.75% APR.

What is Spokane Firefighters Credit Union's best CD rate?

As of August 4, 2026, Spokane Firefighters Credit Union offers savings and certificate (CD) yields up to 3.29% APY.

Related Rate Data

Compare Spokane Firefighters Credit Union's rates against national credit-union benchmarks.

More Washington credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Spokane Firefighters Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/spokane-firefighters" \
  -H "Authorization: Bearer YOUR_API_KEY"
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